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Contenido proporcionado por The Annuity Man. Todo el contenido del podcast, incluidos episodios, gráficos y descripciones de podcast, lo carga y proporciona directamente The Annuity Man o su socio de plataforma de podcast. Si cree que alguien está utilizando su trabajo protegido por derechos de autor sin su permiso, puede seguir el proceso descrito aquí https://es.player.fm/legal.
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The Annuity Truth About Bonuses, Rates, Caps & Spreads: Shootin’ It Straight With Stan

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Manage episode 445380505 series 2798004
Contenido proporcionado por The Annuity Man. Todo el contenido del podcast, incluidos episodios, gráficos y descripciones de podcast, lo carga y proporciona directamente The Annuity Man o su socio de plataforma de podcast. Si cree que alguien está utilizando su trabajo protegido por derechos de autor sin su permiso, puede seguir el proceso descrito aquí https://es.player.fm/legal.

In this episode, The Annuity Man discussed:

  • Annuity marketing gimmicks

  • The complexity of Indexed Annuities

  • What annuities are for

Key Takeaways:

  • Bonuses for annuities are marketing gimmicks and provide no real value. Contractual guarantees are the most important aspect of annuities.

  • Indexed annuities are complex products with components like caps, spreads, and participation rates that limit upside gains. These components can change annually, making the product difficult to understand.

  • Annuities are designed for risk transfer through contractual guarantees, not market growth. Traditional investment vehicles are better options for market growth.

"Annuities, regardless of the type are transfer of risk, contractual, guaranteed products. It's a contract between you and the life insurance company." — Stan The Annuity Man.

Connect with The Annuity Man:

Website: http://theannuityman.com/

Email: Stan@TheAnnuityMan.com

Book: Owner’s Manuals: https://www.stantheannuityman.com/how-do-annuities-work

YouTube: https://www.youtube.com/channel/UCCXKKxvVslbeGAlEc5sra2g

Get a Quote Today: https://www.stantheannuityman.com/annuity-calculator!

  continue reading

327 episodios

Artwork
iconCompartir
 
Manage episode 445380505 series 2798004
Contenido proporcionado por The Annuity Man. Todo el contenido del podcast, incluidos episodios, gráficos y descripciones de podcast, lo carga y proporciona directamente The Annuity Man o su socio de plataforma de podcast. Si cree que alguien está utilizando su trabajo protegido por derechos de autor sin su permiso, puede seguir el proceso descrito aquí https://es.player.fm/legal.

In this episode, The Annuity Man discussed:

  • Annuity marketing gimmicks

  • The complexity of Indexed Annuities

  • What annuities are for

Key Takeaways:

  • Bonuses for annuities are marketing gimmicks and provide no real value. Contractual guarantees are the most important aspect of annuities.

  • Indexed annuities are complex products with components like caps, spreads, and participation rates that limit upside gains. These components can change annually, making the product difficult to understand.

  • Annuities are designed for risk transfer through contractual guarantees, not market growth. Traditional investment vehicles are better options for market growth.

"Annuities, regardless of the type are transfer of risk, contractual, guaranteed products. It's a contract between you and the life insurance company." — Stan The Annuity Man.

Connect with The Annuity Man:

Website: http://theannuityman.com/

Email: Stan@TheAnnuityMan.com

Book: Owner’s Manuals: https://www.stantheannuityman.com/how-do-annuities-work

YouTube: https://www.youtube.com/channel/UCCXKKxvVslbeGAlEc5sra2g

Get a Quote Today: https://www.stantheannuityman.com/annuity-calculator!

  continue reading

327 episodios

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