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9 - Is Now a Good Time to Buy a Home?
Manage episode 347471842 series 3357663
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If you’re thinking of buying a home, it’s important to consider a number of factors. These include your current financial situation, employment stability, and future plans. The market conditions themselves may not be as important as you think.
Full Show Notes / Article @ https://fthbpros.com/is-now-a-good-time-to-buy-a-home/
Now may be a good time to buy a home if:
- You have a stable job and income
- You have saved up for a down payment
- You are ready to commit to a long-term mortgage
If you have a stable job and income, now may be a good time to buy a home. Buying a home is a long-term commitment, so it’s important to be sure you can afford to make monthly mortgage payments. It’s also important to have saved up for a down payment, as this will help you get a lower interest rate on your mortgage, and give you more flexibility in the loans you can qualify for. Finally, if you are ready to commit to a long-term mortgage, now may be the time to buy a home.
On the other hand, you may want to wait to purchase a home if:
- You’re not sure about your job security
- You don’t have enough saved for a down payment
- You aren’t confident that you will be living in the same area for more than 2 years
- Your lifestyle may be changing. For example getting married, having kids, retiring, etc. that may require you to upsize or downsize your home in the very near future.
Ultimately, the decision of whether or not to buy a home is a personal one. You’ll need to carefully consider your own circumstances before making a decision.
Find all our episodes, articles, newsletter, and resources on our main site: https://FTHBPros.com
Looking for a local real estate agent outside of California? We’ve partnered with Home & Money, simply go to https://homeandmoney.com/FTHB/ and we’ll help connect you with a local, vetted agent.
Contact Information:
Philip Mastroianni – Loan Officer & Real Estate Agent
(949) 357-5029
[email protected]
NMLS# 2141541
DRE# 02141890
Monica Mastroianni – Real Estate Agent
(951) 395-1848
[email protected]
DRE# 02099257
Legacy Homes Realty
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