))
Welcome to Coast to Coast Credit, hosted by me, Tamiya Robles, your dedicated credit repair expert and the proud owner of FixMyCreditNow850.com. In this empowering podcast series, I'll be your guide through the intricate world of credit. Tune in as I share invaluable insights on credit repair, credit building, DIY services, tips, and tricks. Join me as we delve into the art of repairing credit, empowering you to take control of your financial journey. Learn the secrets of building robust per ...
…
continue reading
Credit, debt, and money answers from the Get Out of Debt Guy, Steve Rhode. If you want to know the latest news from inside the debt relief industry or have a question about getting out of debt, this is the show for you.
…
continue reading
Everyone needs a little help being a human. From sleep to saving money to parenting and more, host Marielle Segarra talks to experts to get the best advice out there. Life Kit is here to help you get it together. Want another life hack? Try Life Kit+. Your subscription supports the show and unlocks an exclusive sponsor-free feed. Learn more at plus.npr.org/lifekit
…
continue reading
This podcast was created to help educate on the basics of financial information to help our community be financially successful. Presented by First Pioneers Federal Credit Union.
…
continue reading
Welcome to the official podcast for MyCreditStatus.co.za. Where we will be introducing you to Credit experts who will be providing valuable insight and advice from your Financial Health to improving your Credit Status and Score. Your host for the show is Laura Palmieri.
…
continue reading
Your Best. Financial. Friends. (B.F.F.s) give you a weekly dose of personal finance stories, tips and insights. Join Trainers of The Financial Gym as they dig deep below the surface and get real about money! Along the way, they’ll be joined by members of the FinGym Fam for conversations about their own journeys of financial fitness and the triumphs and tribulations along the way.
…
continue reading
Most people really want to be successful, but they don’t know where to start or how to make their dreams a reality. The Table with Anthony ONeal will inspire you to shift your mindset and get a clear vision for your future so you can start winning with your life and money. You’ll learn how to build wealth and develop strong relationships, find out how to have hard conversations, and get the advice you need to be successful.
…
continue reading
Latest podcasts from The Credit Pros.
…
continue reading
This podcast will help you if you are a credit card beginner.
…
continue reading
A positive affirmations podcast focused on bringing Good Thinking into your day. Host: Jason Connell, award-winning documentary producer & positive thinker.
…
continue reading
Debt reduction to achieve financial freedom takes commitment, confidence, determination.
…
continue reading
If you want to improve credit score in 30 days then White Jacobs & Associates has experts to help you professionally. They can evaluate your credit history to find the negative items and will help to get it fixed quickly. For more detail, visit: https://www.whitejacobs.com/3-approaches-to-repairing-your-credit/
…
continue reading
Get motivated on your financial journey as you follow money nerd and financial coach, Tiffany Grant, as she strives to be debt free by 35! She makes complex financial topics surprisingly simple. You will get practical tips and tricks with an inside look at the strategies Tiffany and her guests use on a daily basis. Money Talk With Tiff gives you straight talk on all things money. This podcast uses the following third-party services for analysis: Chartable - https://chartable.com/privacy
…
continue reading
The Inspired Budget Podcast helps women live their best life and reach their money goals. Join Allison Baggerly for inspiring conversations to help you learn more about budgeting, saving money, paying off debt, and investing for your future. You’ll be hearing not only from Allison, but others along the way that have a story and voice to share.
…
continue reading
We are talking about financial information to help improve personally and with business objectives. Personal and Business credit building, funding. Real Estate Investing Strategies. Business opportunities and ideas to add additional steams of income. You know millionaires have on average 7 streams of income
…
continue reading
Listen to the Local Home Loan Experts from UnitedOne Credit Union in Manitowoc and Sheboygan discuss home loans. This show is a great resource for anyone in the housing market in Wisconsin, whether you are purchasing your first home or building your dream home! Learn more at https://www.UnitedOne.org/MortgageHome NMLS # 439833 Equal Housing Opportunity Membership Eligibility Required. Federally Insured by NCUA.
…
continue reading
Welcome to the Financial Wellness podcast station where our expert hosts and guest speakers share real life stories and valuable financial tips and insights to empower you with the knowledge and tools needed to make informed decisions about your money. For more financial wellness tools, videos, and webcasts visit www.golden1.com/financialwellness. Over time products and services may change. Please visit Golden1.com to learn about all current offerings.
…
continue reading
FI GROW Solutions is a partner agency that works with credit unions and community banks to help drive growth and sales. We think bank marketing is broken! We decided to "Hit Record" during our strategic conversations around what's working for our partners, to share with other bank and credit union marketers and executives. If you're looking for best practices for your bank or credit union, join us while we talk all things sales, marketing and strategy for financial institutions!
…
continue reading
Debtless Credit is a credit boosting agency. We specialize in three major areas. First, we report the client's rent payments to Equifax for a quick credit boost. Next, we analyze our client's credit reports and look for errors and also work on settling debts in collections. Lastly, we offer our clients a Visa card to start creating positive payment habits again.
…
continue reading
GALLUP® Called to Coach is a webcast resource for those who want to help others discover and use their strengths. We have Gallup experts and independent strengths coaches share tactics, insights and strategies to help coaches maximize the talent of individuals, teams and organizations around the world. Being your best self means playing to your strengths at work and everywhere else. Discover your strengths and learn how to use them to thrive with CliftonStrengths® 34. Visit https://www.gallu ...
…
continue reading
Eternal Wealth is an inspiring and educational podcast that bridges the gap between finance and faith. Join Shani Tené, your favorite money coach, as she guides you towards richer living—spiritually and financially. Whether you're starting your financial journey or deepening your faith, Eternal Wealth offers actionable wealth building strategies through a Kingdom lens. Tune in and turn up your potential with your go-to resource for financial well-being and spiritual growth.
…
continue reading
#CreditChatLive is a new video series that brings consumers enlightening discussions and interviews with a diverse range of experts, covering an array of financial topics from credit scores, to budgeting tips, debt management, and more, aimed to equip listeners with the knowledge and strategies needed to achieve financial success. For over a decade, Experian has been hosting engaging financial conversations on X, the platform formerly known as Twitter, every Wednesday at 3 p.m. ET. Evolving ...
…
continue reading
Join hosts Richard Hill and Nia Parks as they delve into the world of personal finance, providing you with the knowledge and tools to take control of your financial future. Whether you’re looking to ease anxiety about debt, improve your budgeting skills, or learn effective money management strategies, this podcast is here to help. Each episode features practical advice, expert tips, and real-life stories to empower you on your financial journey. Tune in and discover how to make your money wo ...
…
continue reading
Welcome to Glow Girl Credit Podcast. The podcast that lights up your financial future and empowers you to take control of your credit journey! Join us as we dive into the world of credit empowerment, providing you with the knowledge, tools, and inspiration to achieve financial success. Hosted by Tash Allen a credit enthusiasts, Glow Girl Credit is your go-to resource for all things credit-related. Whether you're just starting to build your credit, working to repair a less-than-perfect score, ...
…
continue reading
The goal of Money Making Sense is to help you find more financial peace. Host Heather Kelly and guest experts focus on reviewing paychecks and analyzing family decisions. They also talk about vacationing on a budget, retirement savings on a limited income, reducing household expenses, the financial impact of owning pets and how money affects relationships. Money Making Sense will give you practical ideas on how to improve your bottom line. Money Making Sense is a 2017, 2018, 2020 and 2021 Pe ...
…
continue reading
Welcome to Money Elementary, the podcast that takes you back to school to learn the personal finance lessons you never got in the classroom! Hosted by Heidi Castillo and co-host, Vanessa Hernandez, this show is your go-to resource for mastering the fundamentals of money management. Join us each week as we dive into essential topics like budgeting, saving, investing, and financial planning, all with the goal of helping you build a stronger financial future. Whether you're a recent graduate, a ...
…
continue reading
Given a 10% chance of a 100 times payoff, you should take that bet every time.
…
continue reading
Conversations with the every day person, by the every day person. This show is about giving us all a voice on a wide range of topics!
…
continue reading
This podcast will tell you the step-by-step guide that will help you repair and build your credit quickly! Learn how to add tradelines to improve your credit and secure better credit terms.
…
continue reading
Credit Resources can help you get back on track with your credit. We know the process can be overwhelming, so we’re here to walk you through it step by step and make things easier for you. Our team of experts is committed to helping you build positive credit using the tools that are right for you.
…
continue reading
Get real world advice on DIY credit and Debt Management and Relief. Each podcast is full of short powerful yet actionable information to help you achieve financial success and debt freedom. Also providing additional tools to help with your finances too.
…
continue reading
La La DàVie gives you relationship advice, self-improvement and business coaching in one package. Most business coaches forget to have a love life and all the relationship coaches don’t understand how hard it is to start a business from scratch. Now you can be good at love and business, without letting one or the other slip. LaLa will give you expert tips to dig yourself out of drama in your relationship and/or your business so you can focus on coming out on top.You’ll be able to create your ...
…
continue reading
Brianna Lehman, the Realtor, and Christopher Lynch, the Lender, give a real take on making home ownership attainable. They break down real-life scenarios, trends in the market and give their personal tools to make homeownership not just your dream but your reality.
…
continue reading
Welcome to the Award Travel 101 Podcast! Founded in 2013 with just 20 members, the Award Travel 101 Facebook group teaches members how to travel the world using points and miles. Today, a community of over 100,000+ people from around the world share, teach and learn how to travel anywhere on any budget. Where are you going with Award Travel?
…
continue reading
Powerful Hosts DO Tell You What You Need to Hear !!!!!!
…
continue reading
Welcome to the Bankruptcy to Bliss Podcast, where we explore the journey from financial hardship to abundance. Join us as we delve into practical strategies, inspiring stories, and expert insights to help you rewrite your money story and create a life filled with joy, prosperity, and financial well-being. Whether you're recovering from bankruptcy or seeking to transform your money mindset, this podcast is your guide to reclaiming abundance and living your best life. Tune in for empowering co ...
…
continue reading
Hi, I’m Siobhan, and I am on a journey to redefine freedom and live life on my own terms. Each week we’ll have open conversations about what it looks like to do the inner work. My intention is to create a safe space for women to feel seen. We’re gonna talk about all the things, so if you want to be free, be sure to subscribe so you never miss an episode. Sending you love and light.
…
continue reading
Thought-provoking conversations with credit and fintech founders, builders, and investors. Shawn Budde, credit industry veteran and co-founder of Ensemblex, is joined by the most interesting people in fintech, from seasoned experts at big-name firms to innovators building the next generation of start-ups. They share their stories and their on-the-ground perspective of the challenges and trends shaping fintech: AI hype, investors' outlook on fintech, emerging markets, the promises versus real ...
…
continue reading
BeRea | Personal Journals & Readings | Self Improvement | Truth in the Bible | Tea Time of our Times BeReapodcast@knowtruthnow.com (for content comments or suggestions) prayer@knowtruthnow.com (prayers, to pray or to be prayed for) art photography credit | heathernoelart.com
…
continue reading
Hello, my name is Miky, and I am a finance writer at Cardinsider. With years of experience in this sector, I possess a wealth of expertise on various financial topics, especially credit cards. I aim to enhance people's understanding of credit cards and their financial implications. If you have any inquiries regarding credit cards, feel free to post them in the comments section. I am committed to providing valuable insights and knowledge that will help individuals make informed decisions rega ...
…
continue reading
A cast of misfits drinking and talking about guns, gear and the issues of today.
…
continue reading
1
Financial Wellness Show - Improve the Health and Wealth of Your Money
Hosted by Steve Stewart with other Financial Coaches and Experts in Persona
The Financial Wellness Show is here to help improve the health and wealth of your money. This show is for anyone wanting to take simple, actionable steps towards making their money go farther and to accumulate more wealth for their future. The most respected Financial Coaches and subject-matter guests discuss various topics from spending, saving, retirement, and making wise purchases. Oh, and we show you how to get out of debt too. To contact a coach visit http://FinancialWellnessShow.com/Fi ...
…
continue reading
Welcome to the Wealthy Wellthy™ Life. We are committed to bringing you the very best research, hacks and world-renowned experts in money, health, and happiness. We want to change the world. Our intention is to create a movement that wakes you up to something more…to help you create extraordinary wealth and health…to live the Good Life.
…
continue reading
Listen and subscribe to Global Research Unlocked. A podcast from BofA Global Research. Nuanced insights that can help you chart the right path. Our industry-leading analysts discuss what’s emerging – from risks and opportunities to growth themes like AI and energy transition.
…
continue reading
Making Truth a lifestyle by blending BeRea | Personal Journals & Readings | Self Improvement | Holy Bible | Tea Time of our Times podcast@knowtruthnow.com (for content comments or suggestions) prayer@knowtruthnow.com (prayers, to pray or to be prayed for) art photo credit | heathernoelart.com
…
continue reading
Back to Work is an award winning talk show with Merlin Mann and Dan Benjamin discussing productivity, communication, work, barriers, constraints, tools, and more.
…
continue reading
Regina the Queen of Car Loans, mental health expert Dr. Teresa Moore, and community engager, Gill Garrett. A mix of community, cars, credit, and wellness created just for you.
…
continue reading
To improve your credit score in 2016, check your free annual credit report, pay bills on time, manage credit cards wisely by paying off debt and not closing unused accounts, and spend within your means to keep credit utilization low.Por The Credit Pros
…
continue reading
1
I Offer Myself Gentle Forgiveness And Allow Mistakes To Be Stepping Stones, Towards Growth And Learning
1:00
Good Thinking Episode 105: I Offer Myself Gentle Forgiveness And Allow Mistakes To Be Stepping Stones, Towards Growth And Learning Jason Connell shares a positive affirmation focused on bringing Good Thinking into your day. Recorded: 08-23-24 Studio: Just Curious Media Listen: Buzzsprout Apple Podcasts Spotify Amazon Music iHeartRadio Host: Jason C…
…
continue reading
On this episode, we’re diving into some creative ways to get down payment assistance for your home. Whether you’re a first-time homebuyer or just looking for options, these strategies can help you reach your homeownership goals faster. Support the show Tamiya Robles/Owner W: FixMyCreditNow850.com E: FixMyCreditNow850@yahoo.com P: 267.532.9838 Pleas…
…
continue reading
Working from home requires discipline in maintaining a schedule, setting clear boundaries with coworkers, incorporating personal time, and minimizing non-work distractions like excessive messaging. Establishing and adhering to a routine mimics office structure and helps balance work and personal life, even under remote conditions.…
…
continue reading
Trended data on credit reports shows payment history over time, affecting credit scores and lending decisions. It reveals if a person pays off credit card balances or carries debt, with transactors deemed less risky. VantageScore 4.0 uses trended data, and FICO may follow. This data is increasingly important in credit evaluations, including mortgag…
…
continue reading
Bad credit can increase insurance premiums as insurers use credit-based scores to predict risk and potential for claims. These specialized scores differ from regular credit scores and consider additional factors. Poor credit-based insurance scores may lead to higher premiums or denial of coverage, but consumers can work on improving their credit to…
…
continue reading
Credit scores range from 300 to 850 and are crucial for loan eligibility. FICO and Vantage are popular scoring models with different criteria and score ranges. Poor credit scores face high interest rates; excellent scores get the best terms. FICO is more popular, has stricter criteria, and uses five factors for scoring. Vantage is easier to qualify…
…
continue reading
Damon DeCrescenzo, CEO de The Credit Pros, ha sido entrevistado en el podcast 'CEO de 7 cifras' de Casey Graham, discutiendo su amplia experiencia emprendedora y compartiendo estrategias para construir un equipo fuerte y lograr el éxito empresarial. La empresa sigue creciendo, lanzando una aplicación móvil y expandiendo su equipo.…
…
continue reading
La tasa de utilización del crédito es clave para los prestamistas al evaluar la capacidad de un individuo para manejar deudas. Mantener una baja tasa de utilización, idealmente inferior al 30%, demuestra responsabilidad crediticia. Pagar saldos, mantener cuentas con saldo de $0 y saber cuándo se reporta la deuda a las agencias son formas de optimiz…
…
continue reading
Americans can save money on student loans by applying for scholarships, utilizing federal, state, and school financial aid, and employing strategic loan tips such as paying down debt while in school, getting a cosigner for better interest rates, and exploring loan relief programs.Por The Credit Pros
…
continue reading
The article provides insights on credit repair and management, suggesting quick sign-up for credit repair services, and discusses the impact of closing credit cards and the usefulness of retail store cards for credit health. It also introduces UltraFICO, a new credit score model.Por The Credit Pros
…
continue reading
Achieving a perfect 850 credit score reflects excellent credit management, making you eligible for better loan terms, lower interest rates, and premium credit cards. While an 800 score is already considered excellent, reaching 850 requires careful error-checking of credit reports, timely bill payments, low credit utilization, a diverse credit mix, …
…
continue reading
A car loan can be a good investment if you buy a new, reliable car, have good credit for low APR, and plan to drive it long-term. Avoid loans for used cars and purchasing beyond your means. Budget for total car costs, maintain your car, and understand loan terms to maximize benefits.Por The Credit Pros
…
continue reading
Identity theft is a growing threat, particularly on social media platforms, costing millions to victims. Types of online identity theft include account takeover, card fraud, and more. Signs of theft include strange transactions and unrecognized accounts. Protecting yourself involves checking financial statements, monitoring credit reports, and usin…
…
continue reading
Co-signing a loan involves significant financial responsibility and risk, impacting your credit score and financial stability. This guide covers the basics, credit impact, responsibilities, risk management, and alternatives to co-signing, helping you make an informed decision.Por The Credit Pros
…
continue reading
Handling credit card debt involves understanding available tools such as balance transfers and debt consolidation, and adopting strategies based on one's ability to pay. Solutions range from transferring balances for lower interest rates to debt consolidation loans. Bankruptcy is usually not the best option, and certain actions like payday loans, u…
…
continue reading
Checking your credit report annually is crucial to detect fraud, catch mistakes, and understand low credit scores. It's an itemized history of credit accounts excluding your credit score. You can dispute errors or fraudulent activities with credit bureaus or seek help from credit repair companies. All Americans can access their credit reports for f…
…
continue reading
This article provides actionable tips to improve your credit score during the summer, covering areas like reviewing your credit report, optimizing credit utilization, managing payment history, diversifying credit mix, and planning summer spending.Por The Credit Pros
…
continue reading
Credit card debt can damage credit scores, even with on-time payments. Paying off debt in one go is often unrealistic, but strategies like balance transfers, consolidation loans, and the 'Totem Pole' method can help manage and reduce debt, potentially boosting credit scores.Por The Credit Pros
…
continue reading
Properly managed credit cards are powerful credit-building tools, but credit card debt is detrimental to credit scores. High debt indicates risk to lenders, affecting 30% of FICO scores through the 'Amounts Owed' category. Revolving utilization ratio, the balance-to-limit percentage, should be low to protect scores. Responsible use, like paying ful…
…
continue reading
Your credit score may suffer due to unreviewed credit reports, forgotten accounts like utilities, unused credit cards with undetected fraud, high credit utilization ratio, or avoiding credit use altogether. Regularly checking your credit report, closing old accounts, monitoring all card statements, managing credit balances, and responsibly using cr…
…
continue reading
Debt collectors have a limited time to sue for unpaid debts, governed by state laws, after which debts become 'time-barred.' Credit reporting agencies must remove most derogatory accounts after 7 years, as mandated by the FCRA. To avoid lawsuits over old debts, it's best to pay them off, but professional advice can help if you're treated unfairly o…
…
continue reading
Credit card fraud generally won't affect your credit score unless the replacement card is reported as a new account. Immediate reporting to the card issuer can limit your liability to $50 or less, and notifying credit bureaus can protect you from further fraud. True name fraud, however, is more serious and can severely damage your credit.…
…
continue reading
Amazon offers various programs to help shoppers save money: Amazon Prime with multiple benefits, Amazon Outlet for clearance deals, Gold Box Deals for daily and lightning offers, Amazon Student for college student perks, and Amazon Mom for parents' discounts and coupons.Por The Credit Pros
…
continue reading
A FICO score is a specific type of credit score created by the Fair Isaac Corporation, used by lenders to gauge creditworthiness. All FICO scores are credit scores, but not all credit scores are FICO scores. FICO scores range from 300 to 850, with different versions like FICO 8 being the most common. VantageScore is another type of credit score gai…
…
continue reading
Los datos de tendencias son información histórica de pagos de tarjetas de crédito que muestran cómo los consumidores han manejado su deuda a lo largo del tiempo. Esto incluye montos de pagos mensuales y si los balances se pagan completamente o se llevan al siguiente mes. Los datos de tendencias son importantes porque ofrecen a los prestamistas una …
…
continue reading
Student loans are reported to credit agencies and affect your credit score. On-time payments keep the score healthy, while late payments or defaulting can severely damage it, presenting you as a risky borrower and affecting future credit opportunities.Por The Credit Pros
…
continue reading
Los artículos cubren temas financieros: préstamos a plazos, datos de tendencias en créditos y la importancia de los cofirmantes en 2023. Explican cómo funcionan los préstamos, la relevancia del historial de pagos para el crédito, y consejos para elegir un cofirmante.Por The Credit Pros
…
continue reading
Las personas con puntajes crediticios altos tienden a mantener saldos bajos en tarjetas, realizar pagos puntuales, limitar nuevas solicitudes de crédito, tener historiales crediticios largos y revisar regularmente sus informes de crédito para asegurar su precisión y manejarlos de manera efectiva.Por The Credit Pros
…
continue reading
Installment loans allow borrowers to repay in regular installments, come in secured and unsecured forms, and are offered by many lenders. They differ from payday loans in repayment terms and impact on credit scores. Good credit scores help secure better loan terms, but installment loans can also be accessible to those with lower scores. TheCreditPr…
…
continue reading
A 600 credit score is considered fair and is below the average for Americans aged 23 to 29, which is 660. It's possible to get loans, but at higher interest rates. Improving credit involves checking credit reports for errors and making timely payments. The highest credit score is 850, and anything over 800 is exceptional. Good credit scores range f…
…
continue reading
The article provides a comprehensive guide on how to obtain your annual credit report for free in 2022, detailing the importance of understanding your credit history, the contents of a credit report, and its uses. It specifies that credit reports can be accessed through AnnualCreditReport.com, the government-authorized source, and clarifies that th…
…
continue reading
The coronavirus crisis affects finances by disrupting the stock market, interest rates, employment, and credit accessibility. The Credit Pros advise not to panic and to logically assess the situation, noting that market volatility doesn't directly translate to personal financial impact. It's crucial to contact lenders if payment issues arise due to…
…
continue reading
A credit score is a numerical representation of creditworthiness, ranging from 300 to 850, while a credit report details an individual's credit activity, including loans, payments, and defaults. Credit scores are calculated based on payment history, amounts owed, length of credit history, credit mix, and new credit inquiries. Each factor contribute…
…
continue reading
Phantom debt, originating from clerical errors, identity theft, and fraudulent schemes, poses a significant threat to your financial health. Recognizing red flags, regularly reviewing your credit report, and understanding fraud tactics can help you stay vigilant. Disputing errors with credit bureaus and leveraging legal protections are crucial step…
…
continue reading
The CARES Act provides mortgage forbearance for federally-backed mortgages due to COVID-19, allowing a six-month pause on payments without foreclosure. Borrowers need to request this forbearance and declare financial hardship, which may require minimal proof. Federally-backed mortgages can be checked through Fannie Mae or Freddie Mac websites. Unem…
…
continue reading
La crisis del coronavirus ha impactado significativamente en la economía, afectando la bolsa de valores, el empleo y la vida diaria. Es esencial mantener la calma y evaluar la situación de manera racional. Proteger su puntaje crediticio durante la pandemia implica comunicarse con prestamistas si se ve afectada su capacidad de pago. Los bancos puede…
…
continue reading
The article provides a step-by-step guide on budgeting for your first home. It focuses on choosing the right home size based on current needs, down payment strategies, understanding mortgages, and accounting for additional expenses and payment changes. The goal is to ensure readers make financially responsible decisions when buying their first prim…
…
continue reading
A 570 credit score is considered poor and may result in loan rejections or high interest rates. This article provides an overview of what credit scores are, why one might have a low score, and the consequences of a 570 score. It also offers solutions to improve credit scores, such as correcting report errors, managing new credit wisely, avoiding ba…
…
continue reading
1
¿Cómo funciona una línea de crédito sobre el valor de la vivienda (HELOC)? - Los profesionales del crédito
3:10
Una línea de crédito sobre el valor líquido de la vivienda (HELOC) es una línea de crédito renovable con garantía en la vivienda del propietario, que permite retirar fondos hasta un límite establecido y solo pagar intereses sobre la cantidad utilizada. Los HELOC tienen tasas de interés más bajas y son útiles para financiar grandes gastos como refor…
…
continue reading
Para ahorrar en préstamos estudiantiles, incrementa los pagos mensuales o refinancia a una tasa de interés menor. Aumentar los pagos reduce el tiempo y el interés total pagado. Refinanciar puede disminuir el porcentaje de interés y el costo total del préstamo. Ambas estrategias pueden resultar en ahorros significativos a lo largo del tiempo.…
…
continue reading
Fraud alerts and credit freezes are tools to combat identity theft, with fraud alerts requiring creditors to verify identity and credit freezes stopping access to credit reports. There are three types of fraud alerts: initial, extended, and active-duty, each with different validity periods. Credit freezes can be lifted temporarily or permanently, w…
…
continue reading
A bad credit rating can significantly hinder your ability to secure loans and comes with high interest rates. Factors such as late payments, bankruptcy, loan cosigning, excessive credit card applications, and not reporting inaccuracies can all detrimentally impact your score. Credit repair services can assist in rectifying these issues.…
…
continue reading
Los pagos atrasados permanecen en el informe de crédito por 7 años, pero el impacto disminuye con el tiempo. Es crucial realizar pagos a tiempo, ya que los pagos tardíos pueden afectar gravemente el puntaje crediticio. Hay maneras de manejar los pagos atrasados, incluida la disputa de errores y el pago inmediato dentro de los 30 días. Los servicios…
…
continue reading
High-limit credit cards are determined by proprietary statistical models considering income, net worth, debt, credit history, and credit score. Low limits may be due to insufficient income/net worth, high debt, poor credit score, lack of credit history, or adverse economic conditions. To potentially increase a limit, improve credit profile or start…
…
continue reading
Durante la crisis de COVID-19, algunas empresas ofrecen educación profesional gratuita para ayudar a las personas despedidas a mejorar sus habilidades. MOZ Academy está dando acceso gratuito a cursos de SEO, Udacity ofrece un mes gratis de programas de nanogrado, y LinkedIn Learning proporciona una prueba gratuita para una variedad de cursos profes…
…
continue reading
La CFPB demandó a Navient, servicio de préstamos estudiantiles, por engañar a prestatarios y optar por soluciones costosas. Navient niega mala conducta y cuestiona la motivación política y la aplicación retroactiva de nuevas normativas de la CFPB. Navient afirma que promueve activamente los planes de pago basados en ingresos y combatirá las alegaci…
…
continue reading
Dispelling credit score myths is essential for financial literacy. Soft inquiries do not harm your score, credit utilization is crucial, and payment history significantly impacts your score. Credit age, score discrepancies across bureaus, and the broad influence of credit scores are also highlighted. Improving your score can be simpler than expecte…
…
continue reading
Divorce can severely impact your credit due to joint accounts, increased expenses, and potential identity theft. Protecting your credit involves separating joint debts by selling assets, refinancing, or paying off the debt yourself. Rebuilding credit after divorce includes checking your credit reports, disputing errors, and establishing individual …
…
continue reading
Credit scores are crucial for financial health, and managing credit responsibly is key. Ignoring credit, making late payments, justifying debt, and refusing to pay disputed bills can all damage credit scores significantly.Por The Credit Pros
…
continue reading
