Ep #83: What factors impact returns when investing in real estate development? - with Sasha Cucuz, CEO of Greybrook Securities

beyond MD with Dr. Yatin Chadha

#Fitness #Business #Medicine #Yatin Chadha

18:09

HR is no longer just about managing people—it’s about shaping the future of work. Jens Baier, BCG’s HR transformation expert, discusses how AI and shifting employee expectations are forcing companies to rethink talent strategies. From re-recruiting to upskilling employees, HR must adapt to a rapidly changing landscape. Learn More: Jens Baier: https://on.bcg.com/41ca7Gv BCG on People Strategy: https://on.bcg.com/3QtAjro Decoding Global Talent: https://on.bcg.com/4gUC4IT…

hace un año 56:28

MP3•Episodio en casa

Today I welcome back Sasha Cucuz, CEO of Greybrook Securities.
The focus today is to understand the variables impacting the margins (& expected returns) on investments in real estate development.
Discussion points:
- Greybrook's high rise model (2:19)
- understanding the value of land (3:30)
- what variables are controllable? (9:25)
- the outlook for pre-construction condos (15:25)
- how are margins impacted for condo projects? (24:25)
- has the southern Ontario investment thesis changed? (31:15)
- the anatomy of a USA value add project (37:50)
- what areas excite Greybrook in the US? (48:04)
- closing thoughts (53:02)
Greybrook: https://greybrook.com/
Yatin:

Email: beyondmdpodcast@gmail.com
LinkedIn: Yatin Chadha

88 episodios

Ep #83: What factors impact returns when investing in real estate development? - with Sasha Cucuz, CEO of Greybrook Securities

beyond MD with Dr. Yatin Chadha

14 subscribers

published hace un año

MP3•Episodio en casa

Email: beyondmdpodcast@gmail.com
LinkedIn: Yatin Chadha

88 episodios

#Fitness #Business #Medicine #Yatin Chadha

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1
Ep #86 - Understanding the Healthcare of Ontario Pension Plan (HOOPP) for Incorporated Physicians - with Rachel Arbour 54:35

hace 6 días54:35

54:35

Today we revisit pensions with an exploration of the Healthcare of Ontario Pension Plan (HOOPP) for incorporated Ontario physicians. My guest is Rachel Arbour, who is the Head of Plan Benefits, Design and Policy at HOOPP. Discussion points: - HOOPP overview (2:28) - What is a defined benefit pension? (4:13) - How is the defined benefit calculated? (6:23) - what to know about your best 5 years of earnings (9:35) - Is there a ceiling to the defined benefit? (10:31) - who is eligible to take part in HOOPP? (11:43) - how are contributions calculated? (15:52) - what about inflation adjustments? (23:13) - fund investment returns (26:32) - funded status (28:00) - HOOPP's maturation over time (29:10) - are special contributions possible with HOOPP? (31:47) - pension administrative & investment costs (35:45) - when can pension benefits begin? (38:15) - pulling out from HOOPP (39:38) - what happens to contributions in years of fluctuating income? (41:40) - income splitting, spousal benefit options (44:55) - estate planning (47:09) - disability benefits (50:07) This episode features Arya EHR - https://www.aryaehr.com/ **I endorse only products/services I personally use or would use. Any income generated offsets the costs of running this podcast :) HOOPP: https://hoopp.com/join-hoopp/physicians-joining-hoopp https://hoopp.com/news-and-insights/research-and-analysis/white-papers Yatin: Email: beyondmdpodcast@gmail.com LinkedIn: Yatin Chadha…

1
Ep #85 - Creative pursuits, using your knowledge to impact others, & finding fulfillment in medicine, with Dr. Michael Fralick 46:23

hace 20 días46:23

46:23

I'm delighted to welcome back my friend and colleague, Dr. Michael Fralick, MD, PhD. Mike is a creative spirit and has a knack for finding opportunities to positively impact others through his knowledge & expertise. He is a clinician scientist, runs the Fralick lab (which covers the intersection of AI & patient care), and last year published his first book & launched his internal medicine review course. I hope you enjoy this conversation which covers creativity, productivity & time management, and how to use our knowledge to drive impact & find meaning in medicine. Discussion Points: - Mike's book --> One Pagers for the Wards (1:40) - Finding time for creative pursuits & balancing competing demands (7:05) - Mike's motivation for writing the book (11:15) - Mike's time management & productivity strategies (15:30) - Strategies for navigating emails (23:00) - Things to know if writing a book (27:35) - Lessons learned from Mike's course - updates in inpatient medicine (31:10) - Goals for 2025 (39:36) - The most important lesson Mike has learned (42:48) - Closing thoughts (43:50) Medicine pods: https://medicinepods.com/ Michael Fralick: https://www.amazon.ca/One-Pagers-Wards-Michael-Figueroa-Fralick/dp/1068806605 https://fralicklab.com/ https://www.youtube.com/@Fralickmike https://www.linkedin.com/in/michael-fralick-203716231/ Yatin: Email: beyondmdpodcast@gmail.com LinkedIn: Yatin Chadha…

1
Ep #84 - What happens if I get sued as a physician in Canada? With Dr. Todd Watkins, Associate CEO of the CMPA 46:13

hace 5 weeks46:13

46:13

This is a big one - what happens when we receive a malpractice claim? Medicine is a challenging field with high stakes. We all know colleagues who have been in this situation. I'm thrilled to welcome Dr. Todd Watkins , associate CEO of the CMPA (Canadian Medical Protective Association) for a 101 on what to do & what to expect if we get sued. Discussion Points: Dr. Watkins' intro (2:18) What is the CMPA (3:05) How would you hear about a case against you? (6:02) What information is on a statement of claim (8:02) Timelines for a valid malpractice claim (10:30) Knowledge of events vs cause of action (12:30) What should you do when you get a claim? (16:45) How the CMPA offers support during this time (19:47) Are the lawyers internal or external? (21:13) Can one pick their own lawyer? (21:53) Who covers all the legal fees? (22:38) Occurrence based protection & alternatives (23:03) The key elements of the pre-trial process (25:27) Expert witnesses (27:11) Mediation (29:53) Key data points, what % of cases go to trial (31:39) What happens behind the scenes at the CMPA (34:37) Court set up (35:57) Financial damages - who pays? (37:28) Appeals (38:40) Dues (39:32) Residents/trainees - can they be implicated of malpractice (41:05) Closing thoughts (43:00) CMPA: https://www.cmpa-acpm.ca/en/home 1-800-267-6522 Yatin: Email: beyondmdpodcast@gmail.com LinkedIn: Yatin Chadha…

1
Ep #83: What factors impact returns when investing in real estate development? - with Sasha Cucuz, CEO of Greybrook Securities 56:28

hace 7 weeks56:28

56:28

Today I welcome back Sasha Cucuz, CEO of Greybrook Securities. The focus today is to understand the variables impacting the margins (& expected returns) on investments in real estate development. Discussion points: - Greybrook's high rise model (2:19) - understanding the value of land (3:30) - what variables are controllable? (9:25) - the outlook for pre-construction condos (15:25) - how are margins impacted for condo projects? (24:25) - has the southern Ontario investment thesis changed? (31:15) - the anatomy of a USA value add project (37:50) - what areas excite Greybrook in the US? (48:04) - closing thoughts (53:02) Greybrook: https://greybrook.com/ Yatin: Email: beyondmdpodcast@gmail.com LinkedIn: Yatin Chadha…

1
Ep #82 - 11 Powerful Productivity Hacks for 2025 and Beyond 27:28

hace 9 weeks27:28

27:28

I've become fascinated with productivity over the last 2 years because it's another tool in our kit to effectively increase the time we have in our lives, so that we can live life on our own terms. I share my experiences over the years & key learnings from 4 of my favourite productivity books (see below). Discussion Points: - why I'm fascinated by productivity (0:40) - hack #1: set your goals & write them down (1:55) - hack #2: figure out your next action step (4:18) - hack #3: plan & structure your day (6:22) - hack #4: cluster your tasks (9:33) - hack #5: deep work & avoid task switching (11:21) - hack #6: tackling technology & optimizing your environment (15:14) - hack #7: figure out how to capture your ideas (18:14) - hack #8: create an accountability partner (20:14) - hack #9: being productive while you rest (21:57) - hack #10: make it fun (24:04) - hack #11: embrace the 2 minute rule (25:25) - the 4 books I cited in this episode (26:28) This episode features Arya EHR - https://www.aryaehr.com/ **I endorse only products/services I personally use or would use. Any income generated offsets the costs of running this podcast :) 4 Great Productivity Books: https://www.feelgoodproductivity.com/ https://www.goodreads.com/book/show/25744928-deep-work https://www.amazon.ca/ONE-Thing-Surprisingly-Extraordinary-Results/dp/1885167776 https://www.amazon.ca/Getting-Things-Done-Stress-Free-Productivity-dp-0143126563/dp/0143126563/ref=dp_ob_image_bk Yatin: Email: beyondmdpodcast@gmail.com LinkedIn: Yatin Chadha Ways to support the show: Amex Business Platinum referral: https://americanexpress.com/en-ca/referral/business-platinum?ref=yATINC7UzU&CPID=100560249 Amex Cobalt referral: https://americanexpress.com/en-ca/referral/cobalt?ref=yATINCYEoc&CPID=100560249…

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Ep #81 - Forever episode: Traveling the World Affordably by Optimizing Credit Card Points with Ricky Zhang 1:06:25

hace 10 weeks1:06:25

1:06:25

Hey gang - this is a re-release of one of the most popular episodes ever. Not out of laziness, but because several listeners have reached out to ask about which credit cards will allow them to elevate their travel game. There's no better time than the start of the new year to talk travel :) I interviewed my guest, Ricky Zhang (founder of Prince of Travel), in the summer of 2023. Most of what's discussed here is still very relevant today. CRITICAL: In the conclusion I summarize key changes you will want to know before you sign up any cards. Summary: Ricky's background & the origin of Prince of Travel (5:05) How does the points system work? (8:27) Earning points rapidly through credit cards (12:34) Credit score fundamentals (20:27) Should we keep our credit cards for the long term? (24:00) The credit card game isn't for everyone - who should avoid it? (28:14) Other ways to rack up points at a faster pace (33:00) The best credit card for Canadians: Amex Cobalt (34:07) Credit cards for small business owners, why Amex points are so versatile (35:05) Understanding the RBC Avion point system (38:24) Redeeming points efficiently, dynamic pricing, ideal booking windows (41:07) Example of redeeming points - Toronto to Portugal (46:46) Prince of Travel Concierge services (51:27) Aeroplan elite status (53:35) How to get started (55:00) Rapid fire, including a strong credit card portfolio (56:39) How many credit cards does Ricky have? (60:18) Closing thoughts (61:40) CRITICAL - updates on rewards (62:49) Credit card links (cards I use & benefit from): Amex Business Platinum: https://americanexpress.com/en-ca/referral/business-platinum?ref=yATINC7UzU&CPID=100560249 Amex Cobalt: https://americanexpress.com/en-ca/referral/cobalt?ref=yATINCYEoc&CPID=100560249 Social media links & email: Yatin: beyondmdpodcast@gmail.com https://www.linkedin.com/in/yatin-chadha/ Ricky: https://princeoftravel.com/ https://www.youtube.com/@PrinceofTravel…

1
Ep #80: The Relevance & True Cost of CPP (Canada Pension Plan) for Small Business Owners - with Aravind Sithamparapillai 51:50

hace 13 weeks51:50

51:50

Today I welcome Aravind Sithamparapillai (MBA), who is an associate at Ironwood Wealth Management. Aravind is becoming known as a tax ninja - he breaks down complex topics nicely for listeners of all levels. While the focus of this episode is meant to be CPP (Canada Pension Plan) & its relevance to business owners, we cover a lot of ground that includes salary vs dividends & tax basics. Discussion Points: Aravind's background (4:18) The basics of tax integration (5:00) Tax integration by province/territory (6:42) Tax credit & deduction on the employee portion of CPP (9:16) Employer portion of CPP - tax deductible (14:13) What is the true cost of CPP? (16:30) Understanding the dividend gross up & dividend tax credit (22:05) Income based benefits that can be impacted by the dividend gross up (26:15) CPP vs investing yourself in the corporation (31:13) Salary + dividend vs salary only approach (39:10) What about the IPP (41:35) Other CPP benefits - disability, children, survivor (43:30) Post call newsletter: https://postcall.ca/ Aravind: https://www.linkedin.com/in/sithamparapillai/ aravind.sithamparapillai@ironwoodcanada.com Yatin: Email: beyondmdpodcast@gmail.com LinkedIn: Yatin Chadha Ways to support beyond MD: Amex credit card referral link: https://americanexpress.com/en-ca/referral/business-platinum?ref=yATINC4uFw&XLINK=MYCP https://americanexpress.com/en-ca/referral/cobalt?ref=yATINCYEoc&XLINK=MYCP…

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Ep #79 - Embracing New Opportunities, Taking Risks, & Maximizing Impact with Dr. Neel Chadha - beyond MD Physician Journeys 34:27

hace 17 weeks34:27

34:27

Today I'm thrilled to host Dr. Neel Chadha . Neel is a family physician who made the bold decision to go all in on developing retirement residences for seniors. This is a story of embracing new opportunities, taking calculated risks, & pursuing a focused life to find success. Discussion Points: Introduction (1:35) From family medicine & geriatrics to developing senior homes (5:15) Neel's decision to leave the hospital & go all in on senior living (6:55) Neel's retirement residence community (9:35) Senior living in Canada - status quo, supply/demand (12:00) Investing in senior living - key metrics to track (16:25) Navigating interest rates & other challenges in 2023 - key takeaways (18:42) Why a focused life is critical for success (23:30) The importance of mentorship (26:05) What Neel wants to be known for (30:25) Closing remarks (31:10) This episode features Arya EHR - https://www.aryaehr.com/ **I endorse only products/services I personally use or would use. Any income generated offsets the costs of running this podcast :) Neel: https://lanarklifestyles.ca/ https://www.linkedin.com/in/dr-neel-chadha-44829013b/ Yatin: Email: beyondmdpodcast@gmail.com LinkedIn: Yatin Chadha Ways to support beyond MD: Amex credit card referral link: https://americanexpress.com/en-ca/referral/business-platinum?ref=yATINC4uFw&XLINK=MYCP https://americanexpress.com/en-ca/referral/cobalt?ref=yATINCYEoc&XLINK=MYCP…

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Ep #78 - Real Estate: Converting Equity to Cashflow Though Toronto Multifamily Investing with Matthew Lee & Ming Lim (Volition Properties) 1:06:48

hace 20 weeks1:06:48

1:06:48

The idea for today's pod was born after a riveting conversation on a flight to Florida. I'm happy to host Matthew Lee & Ming Lim from Volition Properties to learn how they've built wealth through investing in multifamily properties in the Toronto core. Discussion Points: - Introductions - worth it, I promise (1:30) - Introduction to Volition (8:15) - The investment thesis for multifamily in Toronto (10:35) - Investment locations (19:50) - Why tenants are so critical to the business model (23:45) - Are there opportunities currently in Toronto? (25:30) - What about areas outside the city core primed for more gentrification? (29:55) - How do you turn properties into meaningful cash flow later? (33:30) - The numbers behind a recent deal (44:55) - How many properties does one need to exercise this strategy? (48:10) - Price per square foot, the reason for 2-3 bedroom suites (51:00) - 101 on laneway suites & the status quo in Toronto (53:20) - Parting words (1:01:15) Volition Properties: FREE Monthly investor meetup: https://www.meetup.com/Volition/ Detailed info on the condominiumization meetup Oct 29th, 2024 https://www.meetup.com/volition/events/302351457/?eventOrigin=group_events_list Contact info: info@volitionprop.com www.volitionprop.com 1-877-416-BRRR www.facebook.com/VolitionProp www.instagram.com/volitionproperties www.ca.linkedin.com/company/volitionprop www.youtube.com/@VolitionProperties Physician Financial Wellness Conference: https://www.physiciansficonference.com/ Yatin Chadha: Email: beyondmdpodcast@gmail.com LinkedIn: Yatin Chadha Ways to support beyond MD: Share beyond MD with your network Amex credit card referral link: https://americanexpress.com/en-ca/referral/business-platinum?ref=yATINC4uFw&XLINK=MYCP…

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Ep #77: Unpacking My Biggest Life & Money Lessons - My Wife, Sima Acharya, Interviews Me 56:22

hace 23 weeks56:22

56:22

Today is a little different on beyond MD. My incredible wife, Sima Acharya , interviews me to uncover money & life lessons I've learned over time. Plus, we talk about lessons we've learned as a couple. Discussion points: Sima's introduction (2:00) Starting an idea - how & why beyond MD came to be (6:15) Your spouse doesn't have to be a sounding board for everything (11:45) The biggest lessons learned over time (13:50) What concepts from the pod have I put into practice? (21:40) What podcast topics have I intentionally avoided today? (27:59) Lessons for the kids (33:00) Our evolution when it comes to being aligned financially (35:50) Most memorable beyond MD episodes (42:50) My 3 favourite books (45:50) My dream podcast guests (49:00) Future ideas for beyond MD (50:50) Yatin Chadha: Email: beyondmdpodcast@gmail.com LinkedIn: Yatin Chadha Ways to support beyond MD: Share beyond MD with your network Amex credit card referral link: https://americanexpress.com/en-ca/referral/business-platinum?ref=yATINC4uFw&XLINK=MYCP Books & resources discussed on this episode: https://andrewhallam.com/balance/ https://www.amazon.ca/100-Baggers-Stocks-100-1/dp/1621291650 https://www.amazon.ca/AM-Club-Morning-Elevate-Life/dp/1443456624 https://www.lynalden.com/…

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Ep#76: Optimizing Finances for our Kids' Education - RESPs & beyond - with Dr. Matt Poyner 1:05:07

hace 26 weeks1:05:07

1:05:07

Today I host my friend & colleague, Dr. Matt Poyner . Matt breaks down the Registered Education Savings Plan (RESP) & other ways to optimize finances when it comes to our kids' education. Matt is a long time blogger at dividendstrategy.ca , physician, & is now passionate about offering flat fee financial planning. Discussion Points: - Matt's journey & foray into financial planning (2:34) - Basic RESP overview (14:15) - RESP set up - family vs specified (21:05) - Optimal RESP contribution strategy (23:09) - Investing approach inside an RESP (31:32) - RESP withdrawals & understanding the RESP buckets (37:26) - RESP options if your child doesn't go to school (44:00) - Thoughts on optimizing student financial aid (48:44) - Spending time with the kids - Matt's perspectives (57:50) Matt: matt@PoynerFinancial.ca https://PoynerFinancial.ca https://dividendstrategy.ca/blog-2/ Yatin: Email: beyondmdpodcast@gmail.com LinkedIn: Yatin Chadha Episode Links: https://dividendstrategy.ca/blog-2/ https://postcall.ca/subscribe?ref=YJc1MtZLsq&_bhlid=f71f181c85b22d7c236a5b072534f69e25f99241 https://rhombus-butterfly-rwgm.squarespace.com/updatesininpatientmedicine https://www.looniedoctor.ca/2023/04/21/resp-contribution/ https://www.canada.ca/en/revenue-agency/services/forms-publications/publications/rc4092/registered-education-savings-plans-resps.html…

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Ep #75: Philanthropy - 4 Essential Reasons to Give - with Mark Halpern & Yatin Chadha 50:40

hace 29 weeks50:40

50:40

Mark Halpern (CFP, TEP, MFA-P) is one of the top voices in tax efficient philanthropy in Canada. Earlier this year, Mark interviewed me on the reasons to give, and I came up with 4 reasons important to me that I hope you will find useful. Discussion Points: - my background & journey (3:00) - the journey of beyond MD (6:02) - how my interest in philanthropy evolved (11:20) - reason #1 to give: giving makes is happier - what is the evidence? (13:10) - reason #2 to give: imparting valuable lessons to our children (20:05) - how to talk to our kids about giving (25:56) - reason #3 to give: networking & entrepreneurship (29:00) - reason #4 to give: financial benefits (33:20) - numerical example of transferring appreciated stock from your corporation (35:30) - how to make your charitable gifts more meaningful (39:30) Yatin Chadha: Email: beyondmdpodcast@gmail.com LinkedIn: Yatin Chadha Amex credit card referral link: https://americanexpress.com/en-ca/referral/business-platinum?ref=yATINC4uFw&XLINK=MYCP Mark Halpern: https://wealthinsurance.com/ https://powerofplatinum.com/ https://www.linkedin.com/in/markhalperncfptepmfap/ mark@wealthinsurance.com Links from this episode: https://wealthinsurance.com/webdoc/TaxLetter-The-Entrepreneurial-Philanthropist.pdf https://mycharityfund.ca/ https://www.givewise.ca/ Ways to support beyond MD: Share beyond MD with your network Amex credit card referral link: https://americanexpress.com/en-ca/referral/business-platinum?ref=yATINC4uFw&XLINK=MYCP…

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Fixed Income: Understanding Mortgage Investment Corporations in Today's Environment with Arjun Saraf (CPA, CA, EMD) 55:54

hace 32 weeks55:54

55:54

I'm thrilled to host my friend & colleague, Arjun Saraf (CPA, CA, EMD). We focus on Mortgage Investment Corporations , with a focus on understanding the challenges in the current environment & key considerations when navigating this investment strategy. Discussion points: - Arjun's professional background (5:33) - Quick overview on New Haven's MIC (6:57) - Understanding equity based lending (8:50) - How does a high interest interest rate environment impact a MIC? (12:00) - The MIC business landscape today (15:07) - Tax treatment of MIC investment income (17:41) - Current trends on arrears (18:25) - Thoughts on interest rates (25:45) - Risk mitigations strategies within a MIC (29:40) - Key lessons learned running a business in this environment (35:13) - MICs vs other fixed income investment strategies today & when rates fall (36:30) - 3 Key questions to ask before investing in a MIC (39:40) - Time to liquidity/getting your money out (43:20) - Arjun's most valuable lesson (47:25) - My perspectives (49:50) Yatin: Email: beyondmdpodcast@gmail.com LinkedIn: Yatin Chadha Arjun: asaraf@integratedequities.com https://www.linkedin.com/in/arjun-saraf-cpa-ca-emd-b0667022/ https://www.newhavenmortgage.com/…

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Dissecting Health Spending Accounts (HSAs) with Justin Manning 47:07

hace 35 weeks47:07

47:07

Today I'm excited to host Justin Manning , a licensed life & health insurance broker from BC, to talk about a topic I've been getting many questions on lately: Health Spending Accounts, HSAs. Discussion Points: - Justin's background (4:05) - What is an HSA/PHSP (4:45) - HSA eligibility (5:42) - Who could benefit from an HSA? (9:45) - What services are covered by an HSA? (11:20) - Can travel insurance be covered by an HSA? (13:29) - Specific services covered/not covered by an HSA (14:20) - The mechanics of how an HSA works (16:55) - How much coverage are we allowed through an HSA? (19:49) - Plan customization, wellness spending accounts (22:22) - Set up, key questions, costs (26:26) - Any HSA cons (?), potential misuse (32:28) - No need to prove health (36:38) - Can provincial plans like OPIP be paid through by our corporation (37:17) - Justin's closing thoughts, what if I already have a good group plan? (38:37) - My perspectives (42:30) This episode features Arya EHR - https://www.aryaehr.com/ **I endorse only products/services I personally use or would use. Any income generated offsets the costs of running this podcast :) Yatin: Email: beyondmdpodcast@gmail.com LinkedIn: Yatin Chadha Amex credit card referral link: https://americanexpress.com/en-ca/referral/business-platinum?ref=yATINC4uFw&XLINK=MYCP Justin: https://www.linkedin.com/in/justin-manning/ https://justinmanning.com/ hello@justinmanning.com…

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Re-examining pension plans for professionals with Jason Pereira 58:33

hace 38 weeks58:33