S3_E11 Thriving financially in 2025

My Happy Money Journey with Phoebe Blamey

In this episode of My Happy Money Journey, we’re diving into the transformative power of setting intentions and aligning our goals with our values as we step into the new year. If you’ve ever looked back at the end of the year and felt frustrated by unfulfilled resolutions, this episode is for you. I’m sharing five key strategies to help you thrive—not just survive—in 2024 and beyond.

We’ll start by celebrating our wins from the past year. It’s so important to shift our focus away from what didn’t go to plan and instead look at what we’ve achieved. I’ll share my personal experience of setting boundaries around my finances and how learning to celebrate the small victories helped me stay on track. For example, I realized that lavish experiences don’t actually recharge me. What works for me is reconnecting with nature—hiking or just being outside—and it’s changed the way I approach self-care.

Next, we’ll talk about shopping with intention and supporting local businesses. During the pandemic, I noticed how easy it was to fall into the habit of relying on big corporations. Since then, I’ve made a conscious effort to support small, local producers, and I encourage you to do the same. These choices have a real impact on our communities.

I’ll also break down how to get financially organized—keeping your direct debits and everyday spending separate, updating your financial documents, and staying proactive. A friend of mine learned this the hard way when some outdated financial planning caused unexpected stress. It’s a reminder to all of us that getting organized makes a huge difference.

We’ll then explore how to be mindful about spending. I’ll share a simple yet powerful strategy I use: whenever I’m tempted to spend impulsively, I redirect that money into savings instead. This small habit can add up to big changes in your financial life.

Finally, we’ll focus on aligning our goals with our values. I’ll open up about how my relationship with health and fitness has shifted over the years. It’s no longer about punishing myself but finding joy in activities that feel right for me. By creating a vision board or simply holding a clear mental picture of your goals, you can stay inspired and connected to what really matters.

As a bonus, I’ll also be announcing a special giveaway at the end of the episode—a free Mini Money Makeover to help you kick off your journey toward financial mindfulness.

Here is your link click here

Plus, I’ll give you a sneak peek of an upcoming conversation with Scott Malcolm from Money Mechanics, where we’ll dive even deeper into aligning your financial goals with your values.

Let’s make 2024 the year we thrive together. Tune in, and let’s get started!