Outsource Acelerator Podcast, hosted by Derek Gallimore, explores business and outsourcing mastery. Inside-knowledge from the outsourcing capital of the world - Manila, Philippines.
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Contenido proporcionado por Douglas Newsom, BBS Radio, and BBS Network Inc.. Todo el contenido del podcast, incluidos episodios, gráficos y descripciones de podcast, lo carga y proporciona directamente Douglas Newsom, BBS Radio, and BBS Network Inc. o su socio de plataforma de podcast. Si cree que alguien está utilizando su trabajo protegido por derechos de autor sin su permiso, puede seguir el proceso descrito aquí https://es.player.fm/legal.
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Love MY Renovation Project with Mike Young
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This feed was archived on April 30, 2020 15:11 (
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Contenido proporcionado por Douglas Newsom, BBS Radio, and BBS Network Inc.. Todo el contenido del podcast, incluidos episodios, gráficos y descripciones de podcast, lo carga y proporciona directamente Douglas Newsom, BBS Radio, and BBS Network Inc. o su socio de plataforma de podcast. Si cree que alguien está utilizando su trabajo protegido por derechos de autor sin su permiso, puede seguir el proceso descrito aquí https://es.player.fm/legal.
Mike is one of the largest 203k consultants and trainers in the country, licensed in every state, and a real estate and home design consultant. Mike's mission is to teach people how to become financially successful in the real-estate industry. Mike has changed the lives of too many people to count, and during this program, Mike will share with his listeners, a lifetime of experience and knowledge, something that others pay dearly for, which will open your mind to the very real possibility of obtaining financial freedom. What does an FHA 203k Consultant do? Meets with clients and “consults” explaining the program Reviews the contracts and procedures so there are no problems during the course of construction Makes the FHA 203k compliance inspection to determine what it will take to bring the structure up to the MPS (Minimum Property Standards). This includes mandatory repairs such as ceiling insulation, caulking, weatherization, grading, etc. Recommends contractors and lenders if they client does not already have them selected What is the difference between an FHA Consultant and a Home Inspector? home inspector and a 203k consultant can be, and quite often are, the same person. There is really no difference in the home inspection and the consultant’s 203k compliance inspection. The inspections can be the same inspection. The home inspector quite often creates a “deficiency report” that can be the basis of a 203k report as well. A typical home inspection might take 3-4 hours and a typical 203k compliance inspection might take 1-2 hours. During that time the home inspector will find deficiencies and suggest further inspections by the appropriate trades persons and rarely is allowed by state licensing to “price the work”. On the other hand the consultant does just that, they determine the issue, determine the repair, create a “scope of work” or “scope of renovation” and provides typical costs to repair those items. This is in direct violation of most state licensing “standards of practice” for home inspectors thus the difference between a consultant and a home inspector. Mike Young can help any buyer in any state, in any city or town. Mike is licensed by HUD to be an FHA 203 Consultant in all states. We Specialize in home Remodeling and Renovation bids for Room Additions, Bathroom and kitchen remodeling, garages and new construction. 203k Consultant construction bids. WHAT IS A 203 (k) LOAN? The 203(k) loan is a fully disbursed loan, which allows a borrower to purchase or refinance a property and finance the cost of rehabilitation with one loan. Because it is fully disbursed at closing, HUD can insure the 203(k) loan as soon as the loan closes. The mortgage amount for these loans is based on the projected value of the property with the work completed, taking into account the cost of the work. HUD has taken a strong position to encourage this program and the loan is now easier to originate and close than ever before. Use a consultant. 203(k) Advantages Up-front MIP can be financed Non-profit organizations are eligible with only 5% down payment and can buy multiple properties once approved Finance up to 6 months mortgage payments [during construction] Special HUD down payment programs available - $100 & $500 Most closing costs can be financed An FHA loan is assumable Gain 10% on the appraised value for qualifying Limited 203k has no minimum loan amount but the $35,000 max includes costs and fees as well as 10-20% contingency in many cases, check with your lender. Real life max is about $28,000 for construction. No construction cost limit other than the maximum loan amount in your county. We have done them up to $544,000 construction amount
…
continue reading
41 episodios
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Marcar todo como (no) reproducido ...
Series guardadas ("Feed inactivo" status)
When?
This feed was archived on April 30, 2020 15:11 (
Why? Feed inactivo status. Nuestros servidores no pudieron recuperar un podcast válido durante un período sostenido.
What now? You might be able to find a more up-to-date version using the search function. This series will no longer be checked for updates. If you believe this to be in error, please check if the publisher's feed link below is valid and contact support to request the feed be restored or if you have any other concerns about this.
Manage series 2081689
Contenido proporcionado por Douglas Newsom, BBS Radio, and BBS Network Inc.. Todo el contenido del podcast, incluidos episodios, gráficos y descripciones de podcast, lo carga y proporciona directamente Douglas Newsom, BBS Radio, and BBS Network Inc. o su socio de plataforma de podcast. Si cree que alguien está utilizando su trabajo protegido por derechos de autor sin su permiso, puede seguir el proceso descrito aquí https://es.player.fm/legal.
Mike is one of the largest 203k consultants and trainers in the country, licensed in every state, and a real estate and home design consultant. Mike's mission is to teach people how to become financially successful in the real-estate industry. Mike has changed the lives of too many people to count, and during this program, Mike will share with his listeners, a lifetime of experience and knowledge, something that others pay dearly for, which will open your mind to the very real possibility of obtaining financial freedom. What does an FHA 203k Consultant do? Meets with clients and “consults” explaining the program Reviews the contracts and procedures so there are no problems during the course of construction Makes the FHA 203k compliance inspection to determine what it will take to bring the structure up to the MPS (Minimum Property Standards). This includes mandatory repairs such as ceiling insulation, caulking, weatherization, grading, etc. Recommends contractors and lenders if they client does not already have them selected What is the difference between an FHA Consultant and a Home Inspector? home inspector and a 203k consultant can be, and quite often are, the same person. There is really no difference in the home inspection and the consultant’s 203k compliance inspection. The inspections can be the same inspection. The home inspector quite often creates a “deficiency report” that can be the basis of a 203k report as well. A typical home inspection might take 3-4 hours and a typical 203k compliance inspection might take 1-2 hours. During that time the home inspector will find deficiencies and suggest further inspections by the appropriate trades persons and rarely is allowed by state licensing to “price the work”. On the other hand the consultant does just that, they determine the issue, determine the repair, create a “scope of work” or “scope of renovation” and provides typical costs to repair those items. This is in direct violation of most state licensing “standards of practice” for home inspectors thus the difference between a consultant and a home inspector. Mike Young can help any buyer in any state, in any city or town. Mike is licensed by HUD to be an FHA 203 Consultant in all states. We Specialize in home Remodeling and Renovation bids for Room Additions, Bathroom and kitchen remodeling, garages and new construction. 203k Consultant construction bids. WHAT IS A 203 (k) LOAN? The 203(k) loan is a fully disbursed loan, which allows a borrower to purchase or refinance a property and finance the cost of rehabilitation with one loan. Because it is fully disbursed at closing, HUD can insure the 203(k) loan as soon as the loan closes. The mortgage amount for these loans is based on the projected value of the property with the work completed, taking into account the cost of the work. HUD has taken a strong position to encourage this program and the loan is now easier to originate and close than ever before. Use a consultant. 203(k) Advantages Up-front MIP can be financed Non-profit organizations are eligible with only 5% down payment and can buy multiple properties once approved Finance up to 6 months mortgage payments [during construction] Special HUD down payment programs available - $100 & $500 Most closing costs can be financed An FHA loan is assumable Gain 10% on the appraised value for qualifying Limited 203k has no minimum loan amount but the $35,000 max includes costs and fees as well as 10-20% contingency in many cases, check with your lender. Real life max is about $28,000 for construction. No construction cost limit other than the maximum loan amount in your county. We have done them up to $544,000 construction amount
…
continue reading
41 episodios
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Similar a Love MY Renovation Project with Mike Young
Outsource Acelerator Podcast, hosted by Derek Gallimore, explores business and outsourcing mastery. Inside-knowledge from the outsourcing capital of the world - Manila, Philippines.
…
continue reading
Evan Davis hosts the business conversation show with insights from the people at the top.
…
continue reading
Wharton faculty and industry leaders discuss their latest research, books, and relevant business topics. Hosted on Acast. See acast.com/privacy for more information.
…
continue reading
News and views on business and the world of personal finance. Plus the very latest from the financial markets around the globe
…
continue reading
Wake-up with America's first news - Host Gordon Deal goes beyond the headlines with the day's first look at news and business news from the U.S. and around the world; bringing a lively blend of intelligent information, humor, and expert analysis to morning radio.
…
continue reading
In each episode of "Goldman Sachs Exchanges," people from the firm share their insights on developments shaping industries, markets and the global economy.
…
continue reading
The daily drama of money and work from the BBC.
…
continue reading
This Podcast is created and curated by Deepak Jayaraman (an Executive Coach and a Leadership Advisor). He lives in Mumbai and works with successful Senior Executives by helping them play to their unique potential but with a sharp focus on transitions (business or career). Just like businesses need to think about "where to play" and "how to win", leaders need to be coherent about "where to go" and "how to grow" in their journeys. Deepak works with them during pivotal moments to help them with ...
…
continue reading
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