What's REALLY Shaping the Future of Fintech? - Scarlett Sieber exposes what’s shaping the future of Fintech and Money 20/20

Fintech Confidential

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In this episode of Leaders One on One by Fintech Confidential, Tedd Huff talks with Scarlett Sieber, the Chief Strategy and Growth Officer at Money 20/20, about the key trends and issues shaping the fintech industry. The episode focuses on topics like fraud prevention, artificial intelligence (AI), regulations, and how fintech events like Money 20/20 help companies connect and grow.

Key Highlights

How AI is Redefining Fraud Detection

Tightening Regulations in Fintech

Super Apps Are Changing Everyday Transactions

Simplifying Cross-Border Payments

Open Banking Drives New Services

Fintech Events: More Than Just Networking

The Growing Focus on Fraud Prevention

The Power of Networking in Fintech

Flexibility Is Key for Fintech Startups

Compliance: A Growing Concern for Fintech

Takeaways

1️⃣ Leverage Competitive Networking at Conferences

2️⃣ Make the Most of Focused Content Sessions

3️⃣ Use Customer Feedback to Improve Fintech Offerings

4️⃣ Adapt to Market-Specific Models

5️⃣ Capitalize on Strategic Partnerships with Tech Giants

Supporters

Under: Revolutionize merchant applications with digital transformation. Discover more at https://under.io/ftc

Skyflow, privacy platform trusted by leading financial institutions, to protect customers’ data. www.skyflowsecure.com

HAWK: Enhance compliance with real-time monitoring and advanced AI. https://gethawkai.com for better compliance.

About:

Scarlett Sieber: Scarlett is the Chief Strategy and Growth Officer at Money20/20 and a bestselling author, having recently published "Embedded Finance: When Payments Become An Experience. Scarlett's expertise has been recognized by her appointment as a senior advisor to NASA, and her diverse career spans various roles in the finance and tech sectors. She was previously Vice President at USA where she led their newly created business development initiative and as Chief Innovation Officer of Opus Bank, she led the digital strategy and transformation for Opus and its $15B trust subsidiary, Pensco.

Money 20/20: Founded in 2011, Money20/20 creates destination shows where the most innovative people in payments, fintech, and the broader financial services industry connect. Famed for their high-impact networking, theUSA, Europe and Asia editions are regarded as unmissable by financial services professionals. Money20/20 is the space where the industry's smartest visionaries and innovators come together to create the future of money. Money20/20 is an Ascential show.

Tedd Huff: Tedd Huff is the Co-Founder of Voalyre, and the President & Founder of Diamond D3, a professional services consulting firm focused on global payments and marketing. He is also a video podcast host and producer of Fintech Confidential.

Over the past 24 years, he has contributed to FinTech startups as an Advisory Board Member, Co-Founder, and Chief Experience Officer, providing strategic and tactical direction for Global Payments OpenEdge, Heartland Payments, Nuvei, and TSYS, among others, focusing on growth while delivering innovation, process improvements and user experience-driven value to simplify the complexity of payments.

DD3, Media: A media creation, management, and production company delivering engaging content globally

Chapters

00:19 Episode Highlights

02:09 Meet Scarlett Sieber

03:39 The Sneaker Contest

05:15 What Makes Money2020 Special

06:56 Scarlett's Path from Accounting to Startups

09:23 From Startups to Financial Services

13:55 The Importance of Access in FinTech

15:39 Regional Differences and Copycat Models in FinTech

21:11 The Role of Regulation in FinTech

24:23 The Impact of Technology on Regulation

26:24 The Intersection of FinTechs and Traditional Banks

29:26 Money2020 as a Platform for Announcements and Growth

32:33 Meet Tina: The Swedish PR Powerhouse

33:00 Nala's Big Break at the Press Lunch

33:28 Navigating the Ecosystem: Goals and Surprises

34:00 Global FinTech Ecosystems: A Comparative Analysis

34:28 Cross-Border Payments and LoanPro's Solution

35:09 AI and Fraud: The Asian Focus

35:28 Open Banking: Regional Differences

36:04 Super Apps and AI: The Big Topics

36:52 Structuring Content: The AI Debate

37:15 NVIDIA and Oracle: Partners in FinTech AI

37:46 Open Banking for Different Audiences

38:38 The Importance of Customer Feedback

38:55 AI in FinTech: A Feature or a Product?

40:43 The Role of Big Tech in FinTech

41:35 The Hidden Investments in AI

42:48 The Search for a FinTech Beacon

43:45 Embedded Finance: Created for FinTech vs. General Use

45:55 Facilitating Connections at Money 2020

50:02 The Importance of Planning and Downtime

51:22 Wellness and Preparation for Conferences

52:57 The Power of Follow-Through

54:12 Looking into the Future of FinTech

56:02 Advice for Startup Founders

58:44 Wrapping Up: Final Thoughts and Thanks

59:26 FinTech Confidential: Closing Remarks