172: Make Credit Cool Again w/ Dylan Shively

Day One Dollar Zero

Episode Summary

In this episode, hosts Will Grimes and Eli Schmidt dive into the world of credit repair with industry expert Dylan Shively. Known for his no-nonsense approach to fixing credit issues, Dylan shares insights into common credit mistakes, misconceptions about credit scores, and the impact of a good credit profile on financial freedom. The conversation explores the practical side of credit repair, touching on actionable steps for building credit, understanding credit utilization, and how to navigate credit reports effectively.

Throughout the episode, Dylan demystifies the credit industry, offering advice on how to recover from financial setbacks and avoid common pitfalls. This episode is packed with valuable tips for anyone looking to improve their financial standing and gain control over their credit score.

• [1:15] - Shoutout to recent podcast guests and reflections on past episodes
• [5:30] - Introduction to Dylan Shively and his journey into credit repair
• [12:45] - Debunking common credit myths and misconceptions
• [19:20] - Essential tips for building and maintaining good credit
• [27:50] - The impact of credit utilization on your score and how to manage it
• [34:30] - How to identify and dispute errors on your credit report
• [42:15] - Rebuilding credit after financial hardships
• [48:40] - Final tips from Dylan on financial literacy and sustainable credit practices

Links:

IG https://www.instagram.com/creditcoach.dylan

Credit Repair: https://www.jameswarrengroupinc.com/