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A podcast for expats investing in UK property
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Welcome to "Unlock Expat Property - The Podcast" the ultimate podcast for expats from all over the world with an interest in UK property investment. Whether you're new to property investing or a seasoned property investor this podcast series will help you to unlock your expat property potential. Your host, Jonathan Smith, will be sharing first-hand knowledge and experience from his own UK buy to let property investing journey to help you kick start yours. Jonathan has been an Expat in Saudi ...
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In this week's episode, Jonathan will share his 2025 property predictions. Will house prices continue where they left off in 2024 and see additional growth in 2025? What about interest rates? Do we see further reductions from the Bank of England in 2025 which will help drive down mortgage rates from lenders? 2024 also saw rental inflation at relati…
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#199 What challenges do you face building a UK property portfolio? What excuses do you make as to why your story may have stalled? Maybe life has got a little too comfortable for you Maybe you need some inspiration about how much can be achieved with virtually no funds. And little UK property knowledge. And hardly any free time. Dawid Dowbusz arriv…
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In the first episode of 2025 Jonathan will be sharing the secrets of how to unlock £40k+ profit from off-plan new build property during the build phase. Unknown to many, investing in new build, off-plan property offers investors the ability to make money before they even own the property while it is being built. When investing in off-plan property …
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#198 Over the last 11 days we’ve given you Books, Podcasts and Bonus clips; Fundamentals, Strategies and Adjectives; Places to look for Capital Growth and lots lots more. We’ve given you content to get you thinking about your property story. There’s enough information in these last eleven episodes to get your story started. But at a certain point, …
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#197 In this the penultimate show in our Daily Sevens Season celebrating the 12 days Of Xmas, we're highlighting 7 locations with great fundamentals. Everybody’s looking for the next great place to invest. The new Manchester, the new Liverpool, the new place with great fundamentals that will take you to property nirvana. And while it’s possible to …
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#196 Day 10 out of 12 in our Daily Sevens Season: Evergreen content released every day to keep Christmas boredom away! In yesterday’s show, we presented seven ways to add value to a property if you’re looking to speed up your property story. But maybe you love your job? In which case, your goals will be different from those looking to add value qui…
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#195 Are you happy in your job? Do you see yourself in the same job or the same career for the foreseeable future? If you’re looking to replace your income, either to get out of full time employment for others or because you’re worried that your full-time employer will get rid of you, then you'll need to accelerate your property story. For that you…
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#194 Do you chase shiny pennies? Do you get excited when you come across a new strategy to get to your UK property goals? Or, by contrast, are you the type of person that does not get distracted and once you put your mind to something you’re laser focused? Perhaps you haven’t decided on the best business model to get you where you want to be. If an…
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#193 This is the 7th instalment of our Daily Sevens Season in which we're giving you seven gifts each day over the Xmas period. Today it's quotes. As I was trying to choose, it got too difficult to stick to seven. So instead I picked seven themes so that I can squeeze in a couple more quotes for you. The seven themes are: Money Quote: "The only thi…
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In the last episode of 2024, Jonathan will be sharing insights and tips on setting clear property goals and strategies. The new year is fast approaching and now's the time to start looking at setting your goals for 2025. In this episode Jonathan will explore why goals matter, how to set them effectively and strategies to bring them to life. Having …
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#192 In 1937 Napoleon Hill wrote a book called Think & Grow Rich, after spending 20 years studying the lives of the most successful people of the day. He claimed to have spoken to 500 millionaires. It was in this spirit that we decided to run a feature called Property Adjectives from Episode 166 onwards. The idea was that by asking each of our gues…
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#191 Following on from yesterday’s episode on the Seven best books I read this year, today, I have 7 podcasts for you: 1. The Tim Ferriss Show Featuring Seth Godin 2. How I Built This 3. Revisionist History by Malcolm Gladwell 4. The Blow Ins 5. Benjamin Hardy's Concept 6. Eventful Lives by Dodge Woodall 7. High Performance by Jake Humphreys and Da…
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#190 Do you find it difficult to choose among all the self-help, mindset and property specific books on offer? Well I’ve read a couple of dozen books this year and have narrowed them down to seven that I’d highly recommend you to read too. And that’s what this episode is all about. 1. Book 1: Atomic Habits by James Clear o Efficient reading strateg…
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#189 On today’s show, we’ve prepared seven unreleased clips from previous interviews that didn’t fit into the episodes for which they were recorded but which are well worth listening to in their own right. Clip 1: Louise Jowsey, guest in #97: How To Run a Direct to Vendor Mail Campaign Remotely Clip 2: Ruth Hunter, guest in #168: Return on Impact C…
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#188 Part 2 0f 12 in our Daily Sevens Season in which we're giving you seven gifts a day to keep you edutained over Xmas! In this episode, I’ve chosen seven of my own favourite clips from 2024 which may pique your interest enough to check out the full episodes. Here are links to the full episodes from which the clips were taken: Clip 1: Fatima's St…
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#187 This is the first instalment of a special season of daily episodes celebrating the 12 days of Christmas. But, this content has been designed to be consumed at any time of any year! For the next 12 days, we're giving you Seven Gifts a Day. Today's episode is Seven lessons I learned in 2024. In the spirit of brutal honesty, here are seven things…
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It's nearly Christmas and the end of the year is fast approaching. In this week’s episode of Unlock Expat Property – The Podcast, Jonathan reviews the performance of the UK property market in 2024. How have house prices fared this year? Which areas were the highest performing versus the lowest? He’ll also review how rents have performed in 2024 and…
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#186 When most people think about investing in property they focus on everything else except the one factor that should probably be considered first: Tax planning. Property tax specialist Neil Ryder of Property Tax 360 takes us through his Today, Tomorrow and Next week concept of tax planning. During the episode, we discuss: Personalized planning f…
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In this week’s episode Jonathan provides 4 must-read books for all property investors. Whether you’re new to property investing or a seasoned investor, these books cover crucial topics such as developing the right mindset, understanding property investment strategies and mastering the fundamentals of UK property investing. If you’re serious about b…
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#185 Buy to Let is dead! You must have heard people saying that right? You may even have heard it on here before. It’s been strangled it to death by inflation, higher interest rates and less than favourable legislation. But what if I told you there’s a way to make north of £500 per month from a property costing not insignificantly more than 100K wi…
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In this week's episode of Unlock Expat Property - The Podcast, Jonathan will share key insights on how to use HMOs, or houses of multiple occupation, to scale your portfolio. He'll share what HMOs are, how they work and provide a breakdown of the key advantages and disadvantages in utilising this strategy. HMOs come with some great benefits, includ…
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#184 In this week's show, we take a look at how you might look to leverage Linkedin to build your UK property portfolio. Louise Brogan is an international speaker, trainer and all round expert on why, how and when you should be using LinkedIn in business. Her podcast Linkedin with Louise has nearly 250 episodes on the subject so she definitely know…
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In this week's episode, Jonathan will cover the challenging decision of whether to invest in property in your personal name or through a limited company. For first time investors, the thought of investing in property using a limited company has probably never crossed their mind but it's important to understand the implications of investing in your …
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#183 Property & Poppadoms is the fastest growing network in the UK, cooking up a storm in 27 different locations across the UK, and more to come in 2025. In this episode, for the first time ever on a podcast, founder James Rogers shares the story of how and why he came up with the idea of putting property and curry together. James also shares his o…
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In this week's episode Jonathan shares the latest updates on the Renters' Rights Bill which the new Labour government plan to introduce in 2025. This Bill replaces the previous version under the Conservative government - the Renters' Reform Bill and adds in additional provisions. Jonathan will unpack what the provisions are, how they will impact yo…
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#182 How would you like to get to a place where estate agents call you rather than you calling them? To get into their little black book? To find yourself in a position where you can offer speed and certainty allowing you to get discounted deals. That’s the stage Louise Smith of Braeside Property has reached in her property story and she’s here to …
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Are you ready to unlock the hidden potential in your property portfolio? Imagine turning the equity in your home or investment property into tax-free cash - cash you can use to grow your wealth faster than ever before. In this week's episode, Jonathan will be diving into one of the most powerful tools in property investing - Refinancing You'll lear…
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#181 If you buy a 300K residential investment property in the UK after April 1st 2025, you'll pay£26,000 in stamp duty. But if you buy a commercial property for the same price, it''' cost you just £4,500. I’m guessing you'd like to take a closer look at commercial! So how do you get started in this sector? Is it viable as a remote strategy? How do …
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In this week's episode Jonathan is joined by Evan Shellshear, an expert, author and speaker in the world of artificial intelligence, or AI, as it's more commonly known. Jonathan and Evan explore the key concepts, benefits and risks associated with integrating AI into your property investing strategy. Topics covered in this week's show include: What…
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#180 What are the repercussions of the Autumn 2024 budget for expats, property investors and those that are both! How will it affect your tax residency, your retirement and your estate planning. And what impact will the budget have on your investment strategy, your pension or your domicile status? Jake Barber of SJB Global is an expat tax specialis…
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It was one of the most anticipated budgets in recent UK history and it has finally been announced. Property investors around the country and overseas waited with baited breath to discover what the new Labour government had in store for them with expectations they would be hit the hardest In this week's episode, Jonathan shares the new changes and h…
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#179 Trading Vs Holding UK Property. Which do you prefer? Which is better in terms of tax, skills required or potential returns? Which is riskier? What are the pros & cons of each? What other factors do you need to consider? This episode answers all these questions in a debate style format between: Jay Howard, Auction Insider, co-founder of auction…
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In this episode Jonathan shares his experience with the mistakes made on his first property investment. From mortgage confusion and unexpected costs to staying grounded through government rate changes, Jonathan discusses six key lessons that every investor should know to avoid similar pitfalls. Key Highlights include: Understand Mortgage Basics – A…
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#178 Lots of people in property talk about passive income and dangle the expression in front of us like a carrot in front of a donkey. It’s a very simple expression to say, but much harder to achieve, particularly if we’re talking about investing directly in bricks and mortar as opposed to by less direct methods. So we got the opinions of: Sean the…
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In this week's episode Jonathan will answer all your burning questions about investing in UK property. Key questions covered include: How to kickstart your investing journey with 7 actionable steps How much money you need to get started Should you use mortgages to purchase property or buy in cash outright Which locations are best to invest in right…
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#177 Are you looking for an example of someone who observed the masses and did the opposite? Are you tempted by Serviced Accommodation? Have you thought about investing in a large holiday let? Are you up to speed with the proposed changes in short stay legislation? Have you ever wondered whether hot tubs are worth the hassle? If any of the above ap…
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In this week's episode, Jonathan shares his predictions on what announcements will be made in the upcoming UK budget which will impact property investors. He'll share 3 key areas to consider and their likely impact on your property investing journey. Do the anticipated changes derail your property investing strategy or will the expected announcemen…
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#176 In this episode, we’re taking a deep dive into the essential first step of building a UK property portfolio: setting your goals. During the introduction, we refer to this hilarious clip about goals. I'd Like Help With Setting My Goals (Download a Free Comprehensive Cheat Sheet PDF) This episode takes you through: The Importance of Setting Prop…
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In this week's episode, Jonathan will be unlocking how to purchase new build off-plan property. What are the key benefits in investing in new build off-plan property as well as the associated challenges and how can these be mitigated? Jonathan will share the six key stages in purchasing a new build off-plan property including the reservation proces…
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#175 Have you thought about investing in UK commercial property instead of or as well as residential? Jerry Alexander is the host of the brilliant Commercial Property Investor Podcast, so he is the perfect person to answer all your questions on this underrated sector of UK property investing. Along the way you’ll hear about the differences and simi…
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In this week's episode, Jonathan is joined by John Squires from Liquid Expat, a specialist expat mortgage broker with over 23 years' experience. John will be sharing key insights and knowledge on the expatriate mortgage market as well as providing essential tips for anyone seeking a mortgage on their property purchase. In today's episode we cover: …
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#174 One of the aims of this podcast is to demonstrate what’s possible for you as a remote investor in UK property. And to showcase expats who are pushing the boundaries of what’s achievable. So if I told you that today’s guest self-managed their serviced accommodation business in Norfolk from their home in New Zealand while in full-time employment…
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In this week’s episode we take a detour from the usual format of the pod and discuss how to unlock your mindset to fuel your property journey. Today we unlock fear, its impact on property investing and how you can overcome it. Being fearful of something unknown is perfectly natural but by educating ourselves we can tackle it head on and minimise it…
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#173 Last week was a huge one for the sector after the new government gave the Renters' Rights Bill its first reading in parliament. The bill has massive implications for tenants, landlords, investors and everyone else connected to housing in the UK. As an investor, you need to make sure you understand all the likely changes. Change Means Opportuni…
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In this week's episode of Unlock Expat Property - The Podcast, Jonathan will be exploring the different types of properties that you can invest in. It's very easy to become overwhelmed by the variety of choices available and promises of 'big returns' so by understanding the differing types of property available and the benefits as well as the chall…
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#172 You should listen to this episode if you’re looking for ways to get to your UK Property objectives that little bit quicker. Even if you know these resources, download anyway to hear alternative ways to use them. I can almost guarantee you’ll find inspiration for your own story one way or another. In this episode we discuss: R for Rightmove: Ev…
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In this week's episode Jonathan will be unlocking the world of mortgages. What is a mortgage and how can it be used to fuel your expat property investment journey? Mortgages can be a powerful tool for investors to accelerate their property portfolio enabling them to generate passive income and long-term wealth. Jonathan will share information on wh…
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#171 Do you have a favourite resource that helps you get the best results when investing in UK Property? Are you interested in new ones to take your Expat Property Story to the next chapter? Are you looking for new ways to use your existing resources? For over seven years now, we’ve been collecting resources and inputting them on an XL spreadsheet.…
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Join Jonathan in this week's episode as he unveils the secrets to financing your buy-to-let property investments in the UK. Wondering if you need to have heaps of cash to start your property journey? Think again. Many believe that a substantial amount of capital is a must to venture into the UK property market, but Jonathan is here to debunk that m…
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#170 Are you looking for handy hacks to get you closer to achieving your UK property objectives? I’ve been making a collection of useful resources for property investors for as long as I’ve been building a portfolio. In this mini-series of four episodes, I’m sharing 26 of them from A-Z, to help you get to where you need to go as fast as you can. To…
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