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The daily 5-minute podcast for married, busy parents, who are side hustling real estate investors. In each compact episode I’ll talk about spousal alignment, prioritizing time to invest, increase deal flow, expanding growth friends, creative financing, raising capital, self-managing, and sharing personal success and blunder stories from our own portfolio. As your host I’m also a husband, father of 3, nomad traveler, homeschooling parent, investor, syndicator, capital raiser, private/hard mon ...
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Financial Life Planning for Busy Parents

Mike Morton, CFP®, RLP®, ChFC®

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Are you super busy with your career, kids, and life? Discover ways to get organized and enjoy a wonderful life! We cover smart strategies for personal finance, investing, and how to enjoy your time and money. Breakthrough the complicated financial landscape with easy-to-understand information that you can actually follow. I discuss how to become wealthy: tips and habits to change in your life to achieve financial freedom. I dive into topics such as savings, investing, education planning, ins ...
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In this episode, we explore the importance of implementing proper filters from the very first interaction with potential tenants. Join us as we dissect a real-life interaction with a prospective tenant, Jaylin, and uncover the red flags that signaled she wouldn't be a suitable tenant. Discover why having a stringent filtering process is crucial for…
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To-do or not to-do? Take a calendar approach Ever feel like your to-do list never ends? Constantly moving unfinished tasks to the next day? In this episode, Matt Robison and I explore a game-changing productivity hack: scheduling tasks directly on your calendar. Forget the overwhelming to-do list that grows endlessly. Instead, allocate specific tim…
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In this episode, we reveal how guests were accessing our owner's closet and garage despite our best efforts to keep these areas off-limits. Discover how we maintain security with keyed deadbolts and electronic numeric keypads, and hear about our puzzling experience with guests repeatedly breaking into the garage. Learn from our mistake and get prac…
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Inspired by James Clear's "Atomic Habits," this episode dives into the importance of focusing on your current trajectory rather than immediate results. Join us as we recount a personal story about building a chevron-style outdoor table and how a tiny deviation in measurements can lead to significant misalignment over time. Learn how to make these t…
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In this episode, we tackle the frustrating issue of VA turnover and how you can break the cycle using a bit of simple science—no degrees required! Hear about a real community member's experience and the solution that turned things around: hiring based on personality traits. Discover why highly neurotic individuals excel in admin roles and how the B…
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In this episode, we dive into the critical importance of capital reserve accounts, highlighted by a recent $18,856 HVAC replacement expense. Learn how combining cash, lines of credit, and the cash value of a whole life insurance policy can safeguard your finances. We discuss the benefits of high-interest savings accounts, strategic use of credit li…
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In this episode, I address Glenn's comment and explain why real estate agents are far from useless. This discussion stems from a post I made in our community, where we focus on finding seller financing opportunities through off-market mailers, not the MLS. Glenn's comment inspired me to dive deeper into this topic. I'll outline the four types of re…
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In this episode, we delve into the importance of discovering your deeper "why" to fuel your investment journey, using the "7 Levels Deep" exercise to unearth your true motivation. This method involves continuously asking yourself why you invest in real estate until you reach that profound AHA moment. We discuss how a clear purpose, we also emphasiz…
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Hey busy parents and side hustlers! In this episode, we dive into the top challenges you face when growing your real estate portfolio, based on insights from almost 100 market research calls. Many of you struggle with finding cash-flowing deals, securing capital for down payments, and managing your time effectively. We discuss the impact of current…
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Happy Monday! It’s time for our weekly challenge. This month, our community focus is on Legacy, a topic our members are passionate about. Today’s challenge is to create a Legacy letter or video for your children or future generations. Explain why you chose real estate investing to build a family legacy, share your hopes, advice on personal finances…
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Join Matt Robison and me as we delve into the intricate world of inherited IRAs. In the first quarter of 2023, Americans held over $12 trillion in IRAs, and if you've inherited some of that wealth, there's a lot you need to know. We'll clarify who qualifies as an Eligible Designated Beneficiary (EDB), the impact of the Secure Act 1.0's 10-year rule…
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Happy Friday, everyone! Today, I’m sharing a story about the chaos of our tax code and why it’s so frustrating. Despite having a CPA, I faced a bizarre situation with the IRS that highlights the inefficiencies and confusion within the system. Despite trying to pay what we owed, I kept getting no balance due on the IRS site for months. Then, out of …
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Hey busy parents! In today's episode, we're diving into why you shouldn't accept credit or debit card payments for rent. I'll share a painful lesson learned from my own experience and explain the potential pitfalls. We initially thought accepting card payments through Hemlane was a great idea for tenant convenience. However, we faced a major issue …
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Happy Wednesday, everyone! If you've been wondering about Monday and Tuesday's missing episodes, I've got a story for you. Today, I'm sharing a personal example of how juggling multiple roles—being a parent, a spouse, and a side-hustling real estate investor—can sometimes lead to missed goals. Instead of stressing out, I'm learning to accept that i…
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In this week’s podcast, Matt Robison and I delve into the world of "home hacking," a trend that's gaining traction in the realm of real estate. But forget about the usual DIY tricks to boost your home's value – we're talking about doubling your net worth through unconventional living arrangements. Imagine living with your mom as the key to unlockin…
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Happy Friday, folks! If you've got that extra pep in your step, it's because the weekend is just around the corner. Today, let's dive into the incredible benefits of community! Let me share a little story about the magic that can happen when you're surrounded by knowledgeable peers. So, picture this: a film crew wants to book your space, but there'…
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Hey there, fellow busy parents! Today, I'm diving into a topic that's been buzzing around lately: speaking up against unethical advice in the real estate industry. Now, I know what you're thinking: "Why stir the pot?" But here's the deal: when it comes to shady practices, I firmly believe in calling them out. It's like this mantra I live by—One is …
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Hey there, podcast fam! Happy Wednesday! Today, we're diving into a topic that's often overlooked but super handy: the Rule of 72. Ever wondered how long it takes for your investments to double? Well, this nifty little rule has got you covered! It's as easy as pie: just take the number 72 and divide it by your annual interest rate, and voila! You'v…
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Today, we're on a mission to conquer the distractions of shiny object syndrome, and we've got a little help from Keith Cunningham's "The Road Less Stupid." In this insightful read, Cunningham drops a truth bomb that stopped me dead in my tracks: "How does this get me to my goal faster?" It's a game-changer, folks. When we're evaluating deals, oppor…
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Get ready for this week's challenge, folks! It's time to shake things up and schedule yourself a little social media sabbatical – courtesy of our fabulous classmate Sherry R! Here's the scoop: I want you to block out some time this week – or hey, even in the near future – for a much-needed break from the endless scroll. Now, I know what you're thin…
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Hey there, busy parents! Welcome to another sizzling episode of Hot Water Heater Friday! 🔥 Today, we're diving headfirst into the world of water heater replacements – because let's face it, when that trusty old unit calls it quits, it's time to roll up those sleeves and get down to business. So, what's the damage, you ask? Well, grab a seat and hol…
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Hey, folks! Today, I'm sharing my personal journey of discovering the hard truths about property management and how to spot the signs of a sneaky manager who's not playing by the rules. Picture this: missed rent payments, deferred maintenance requests piling up, and evictions mysteriously MIA. Sound familiar? Yep, been there, done that. But fear no…
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Happy Wednesday! Today, let's delve into a topic you might not have thought about much: the Department of Insurance. Yep, it's a real thing, and it's more important than you might realize. Join me as I share my eye-opening journey of discovering this crucial department and why it's essential to know about it when selecting insurance carriers for yo…
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Tune in as I recount a recent experience where I decided to relinquish control and let my spouse take the reins. After a grueling week packed with work, family, and investment stresses, I declared to my wife that I simply didn't want to make any decisions. Surprisingly, it turned into one of the most refreshing and mentally freeing experiences I've…
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In this week's episode, Matt Robison and I delve into the essential lesson from renowned economist Robert Shiller: don't get swept away by stock market hype. Join us as we explore the implications of the Shiller PE ratio, currently standing at a lofty "34," we unpack Shiller's groundbreaking research and its practical applications for investors. Wi…
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Welcome back to another episode, folks! Today, I've got a challenge for you that might sound a little wild if you're always on the move – but trust me, it's worth it! I challenge you to take a 30-minute walk, no gadgets, no companions, just you and Mother Nature, three times this week. Yep, you heard me right – ditch the phone, leave your worries b…
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Get ready to fast-track your real estate success with our proven roadmap to doubling your portfolio in just 365 days! In today's episode, I'm pulling back the curtain on our exclusive community and sharing the insider secrets that have propelled hundreds of members to financial freedom. Since our inception in 2018, we've seen countless success stor…
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Get ready to debunk the top excuse in the rental game – 'It's my bank's fault!' In today's episode, I'm spilling the beans on a foolproof strategy for collecting rent on time, every time. You see, when tenants start blaming their banks for late payments, it's easy to get caught in a cycle of excuses. But fear not, because I've got a game-changing c…
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Today, I'm dishing out some management wisdom that's served me well – both in my corporate days and in the world of real estate. Get ready to dive into the fascinating world of off-market mailers and the power of spotting patterns! We've closed two properties in the last two years from our off-market campaigns, and while some might see that as just…
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Welcome back, folks! Today, we're diving deep into the age-old question: why is it so hard to ask for help? Join me on a journey of self-reflection as I explore this universal struggle through the lens of my own experiences. It's a journey of self-discovery as I navigate the fine line between independence and vulnerability. So, whether it's seeking…
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In this week's podcast, Matt Robison and I, Mike Morton, delve into the world of charitable giving and the benefits of using a Donor Advised Fund (DAF) into your philanthropic strategy. A DAF functions like a personal account where you can deposit various assets, such as cash, stocks, or cryptocurrencies, which then become charitable donations. We …
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Hey there, health enthusiasts! Get ready to turn up the heat – or should I say, turn it down? In today's episode, we're diving into the invigorating world of cold showers! That's right, I'm challenging you to take the plunge and embrace the icy waters for three cold showers this week. But fear not, I've got all the tips and tricks you need to make …
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Get ready for a hilarious and slightly absurd episode, folks! 🍴 Today, we're tackling a completely random thought that's been on my mind lately: the curious case of the fork! I mean, let's be real – compared to the mighty spoon, is the fork really pulling its weight in the utensil drawer? So grab your favorite utensil (spoiler: it's probably a spoo…
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Get ready for a crash course in insurance wisdom, folks! In today's episode, we're diving deep into the wild world of landlord insurance and uncovering the secrets to finding the right coverage for your rental properties. Let's face it, insurance can feel like a necessary evil – but fear not, because I've done the legwork for you! After countless c…
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Get ready for some truth bombs and a side of sass in today's episode! 🎙️ We're diving deep into the world of questionable advice from none other than the gurus themselves. Buckle up, because we're calling out the likes of Grant Cardone and his infamous 400k rule – seriously, who does he think he's fooling? And don't even get me started on the real …
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Get ready for another enlightening episode as we delve deeper into health and legacy this April! Here at W2 Community, we're all about leaving a lasting impact, and that includes taking care of ourselves for the long haul. Today, I'm sharing a personal story that hits close to home and serves as a powerful reminder of the importance of staying heal…
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In today's episode, Mike Morton and Matt Robison introduce a revolutionary solution to alleviate financial anxiety: the Joker Fund. Inspired by the infamous line from The Dark Knight, "Nobody panics when things go according to plan," they emphasize the importance of planning ahead to tackle irregular expenses that often leave individuals feeling fi…
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Hey, health warriors! Ready to revolutionize your hydration game? Today's episode is all about unlocking the secret to effortlessly drinking a gallon of water every day. Trust me, it's not as daunting as it sounds! Join me as I share my own journey from soda addict to water warrior, and learn how you can make the switch too. From marking your water…
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In today's episode, we're diving deep into the power of community and the incredible opportunities it can create. Get ready for an inspiring success story straight from our own community members, Mike and Eric! Tune in as we unpack how a simple coffee chat between Eric, a dedicated podcast listener, and Mike, a seasoned investor, led to a game-chan…
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Today, we're diving into the bizarre world of self-managing rental properties. From a tenant months behind on rent, a county with strange eviction processes, to a power company dropping bombshells. But here's where it gets bizarre – the county's eviction process involves kicking down doors without warning! With a savvy attorney by your side, anythi…
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Get ready to dive into the shady world of money-raising tactics in today's episode – and trust me, you won't believe what I've uncovered! Yep, you heard that right! We're talking about inflating rehab costs to pocket some extra cash under the table. But here's the kicker – is this shady behavior just a 'business tactic' or downright unethical? Tune…
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Get ready for some relationship wisdom in today's episode! We're diving into the intriguing world of spousal alignment when it comes to money matters. Sure, I'm not a marriage counselor, but, did we have an expert drop some serious knowledge bombs inside our community! The key takeaway? Your early experiences with money shape your relationship with…
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In this week’s episode, hosts Mike Morton and Matt Robison discuss IRA Beneficiaries. They delve into the critical decision of choosing a beneficiary for your Individual Retirement Account(s) (IRA) and its financial ramifications. Through a real-life example, you will see how one of Mike’s clients' strategic maneuver saved her family $150k in taxes…
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Welcome to April, where we're putting health in the spotlight! In this episode, I'm sharing a personal journey that turned my health around and might just inspire you to do the same. At 40, a scary incident with a chicken sandwich led to a shocking diagnosis and a battle with acid reflux. But then, a simple food sensitivity test from Everlywell rev…
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Welcome, listeners, to a journey of finding your tribe in the world of real estate investing and beyond! Today, we're talking about finding your tribe and how it can turbocharge your real estate investing journey. Life's a grand adventure, and having the right crew by your side can make all the difference. Whether you're hustling in investments, he…
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Welcome to a jaw-dropping episode, folks! Today, we're diving into the wild world of self-management in real estate and boy, do I have a story for you! 🏡 After discovering our property manager's shady dealings, we took matters into our own hands and decided to self-manage.But that's just the beginning of this wild tale! From the art of training ten…
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Get ready to debunk the myth of 'lack of capital' in today's episode, folks! Join me as we unravel the real culprit behind this common excuse: lack of confidence. Join me as I recount a game-changing conversation with Isaac during our consulting sessions. He cited 'lack of capital' as his roadblock, but after a deep dive into the Growth Friends exe…
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Welcome to a game-changing episode, folks! Today, we're diving into the juicy realm of spousal alignment in real estate investing – because let's face it, financial conflicts can make or break a marriage. Join me as we explore the three buckets of spousal alignment and figure out which one you and your partner fit into. From the dynamic duo in Buck…
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Ready to level up your investor game? Discover the power of intentional conversations in this episode. Tune in as we dive into the Growth Friends Exercise! Join me as I share insights, tackling the common hurdles of deal flow and capital shortage. Identify your Growth Friends vs. Maintenance Relationships, and watch your network shift! Links Mentio…
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In this week’s episode, Mike Morton is joined by financial coach Adam Koren to discuss strategies for overcoming the stress and shame often associated with managing personal finances. They delve into the emotional aspects of money management, emphasizing the importance of recognizing societal barriers to financial literacy and fostering open dialog…
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