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We provide educational info to help you make an educated decision in real estate in Brampton and the surrounding area. We dive deep into the world of real estate investing. Discover how to find profitable deals, finance your investments, and manage rental properties. Whether you're a beginner or a seasoned investor, you'll find valuable insights to help you maximize your returns.
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A Tribe Called Dhillon podcast was created by three siblings to share stories, ideas and to amplify diverse perspectives on a wide range of issues in eastern and western culture. We are change seekers on a mission to raise the human consciousness and to form a community of like-minded people. As believers of creating a diverse and inclusive global society, we hope our podcast inspires you to join us on a path of growth, reflection and self-discovery. Let's elevate, motivate and inspire ourse ...
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Welcome to Tej Dhillon, where amazing things happen.
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#chandbeer #ਪੰਜਾਬ #podcast Email - chandbeersdhillon@gmail.com Contact For Podcast With Me - 9855988921, 7087256713 Follow Me: CHANDBEER SINGH DHILLON Instagram: https://www.instagram.com/chandbeer_g... Facebook: https://www.facebook.com/chanddhillon... Twitter: https://twitter.com/chandbeer122?t=vk...
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Why do you need to hire a real estate agent? This episode advocates for using real estate agents, highlighting numerous benefits for both buyers and sellers. Financial advantages, such as avoiding significantly lower sale prices for FSBO (for sale by owner) properties and saving on potential contract mistakes, are stressed. The convo also emphasize…
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Happy New Year, and welcome to a brand new episode! As we kick off the year, we're feeling all the 'New Year vibes' and excited to share some big changes with you. In today’s episode, we’re unveiling a fresh direction for the podcast, with new ideas, new themes, and new ways to connect with all of you. Whether you’re setting your own resolutions or…
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This agent's advice will save you thousands if you listen to this episode. It provides guidance for homebuyers on how to effectively work with real estate agents. Key aspects covered include understanding agent commission structures, managing appointments, choosing agents wisely, and maintaining proper etiquette during open houses and negotiations.…
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Reality Behind the Title Searches episode explains title searches, crucial for property purchases. A title search verifies the seller's legal ownership and identifies any liens or judgements against the property, protecting buyers from inheriting financial burdens. Two types exist: full coverage searches for sales and limited searches for refinanci…
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Don't let this happen during your house showings. This episode offers advice on preparing a house for sale, focusing on creating a positive first impression for potential buyers. Key aspects include thorough cleaning and decluttering, enhancing curb appeal, and optimizing lighting and temperature for a welcoming atmosphere. The guide also suggests …
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We discuss the advantages and disadvantages of refinancing a mortgage. It highlights potential benefits such as reduced monthly payments, interest rate stabilization, and access to cash for home improvements. However, it also cautions against the risks, including restarting the loan term, increased monthly costs if shortening the loan, and the poss…
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There are some home improvement projects and their impact on resale value. Many upgrades, such as luxury fixtures, extensive landscaping, and home theatres, offer limited or no return on investment despite enhancing the homeowner's experience. Other improvements, like solar panels and garage conversions, have variable impacts depending on factors s…
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This episode talks about the legal and practical considerations of purchasing a property in Ontario, Canada, that already has tenants. It explains the implications of existing leases, month-to-month tenancies, and the rights and responsibilities of both landlords and tenants, including procedures for eviction, rent increases, and renovations. It al…
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Preparing a home for sale by decluttering and depersonalizing is very important when selling a property. It stresses the importance of creating a space where potential buyers can easily envision themselves living, suggesting strategies like removing excess items, packing away seasonal clothing, and hiding personal belongings. Specific recommendatio…
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In making an offer on the house, the Key aspects covered include preparing financially (budgeting, securing a mortgage pre-approval, understanding down payments and deposits), strategically timing and structuring the offer (considering market conditions, firm vs. conditional offers, and including contingencies like home inspections), and navigating…
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How to make a small house appear larger, both inside and out, to increase its appeal to potential buyers. Strategic paint choices, utilising lighter shades to maximise light and darker accents to add depth, are key. Architectural features such as horizontal siding, large windows, and French doors enhance the sense of space. Clever furniture arrange…
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This episode is about preparing a home for an open house to maximize its appeal to potential buyers. Key areas of focus include eliminating odours from cooking and pets, decluttering and cleaning the property thoroughly, and minimizing noise distractions. The convo also strongly advises against the homeowner being present during the open house. Cru…
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This episode provides a comprehensive guide to purchasing pre-construction homes in Canada. It details the process, including selecting a property from blueprints or models, understanding payment plans and potential delays, and navigating legal aspects like assignment sales and warranties. Key benefits, such as lower initial prices and customizatio…
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And just like that, we’re wrapping up another incredible year! Welcome to this special episode where we take a moment to reflect on everything 2024 has brought us. From unforgettable moments to the trends and topics that defined the year, we’re diving into the highlights, big news, and cultural shifts that made 2024 stand out. Instagram: https://ww…
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This episode explains the mortgage pre-approval process and why a mortgage application might be denied even after pre-approval. Key factors include changes in employment or income, credit score deterioration, increased debt, and issues with the property or appraisal. The conversation also highlights the role of the Canada Mortgage and Housing Corpo…
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This 10-step guide provides a comprehensive overview of selling a house, covering the process from initial decision-making to closing. Key stages include assessing costs (including agent commissions and legal fees), preparing the property for sale, pricing strategically with a real estate agent, managing viewings and offers, navigating the conditio…
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A comprehensive guide to downsizing a home for retirement. It details the financial benefits, including unlocking equity and reducing expenses, and practical steps involved in selling a property, such as decluttering, making repairs, and hiring a real estate agent. The guide also addresses tax implications and planning for the sale proceeds, advisi…
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This episode provides advice for first-time homebuyers on how to negotiate the purchase of a property. Key strategies highlighted include researching the market to understand property values, remaining emotionally neutral during viewings, focusing on a property's true worth rather than the asking price, and negotiating terms beyond the sale price. …
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single-family homes are a strong investment in the Canadian market due to high demand and low supply, leading to strong appreciation potential. This is further supported by the ease of management and financing, flexible rental strategies, and strong resale value, along with potential tax benefits. The podcast suggests that despite current high mort…
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This podcast discusses Canadian first-time homebuyer incentives. Two key pre-purchase programs are highlighted: the Home Buyer Plan (HBP), allowing tax-free RRSP withdrawals for a down payment, and the First Home Savings Account (FHSA), offering tax-deductible contributions and tax-free withdrawals. Post-purchase benefits are also explored, includi…
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This episode provides a comprehensive guide to first-time home buying in Canada. It covers key aspects such as defining first-time buyer status, understanding down payments and mortgages (including fixed vs. variable rates), exploring government incentives (FHSA, HBP, tax credits), and navigating the house-hunting process. The speakers also address…
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Ho, ho, ho! Welcome to a merry and bright episode. The holiday season is upon us, and Christmas is just around the corner! Grab a cup of hot cocoa, get cozy, and join us as we share festive fun and all the excitement of the season. A Tribe Called Dhillon Podcast is now streaming on YouTube, Spotify, Apple & Google Podcast platforms. Let's elevate, …
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This podcast episode provides a beginner's guide to building credit from scratch. It emphasizes the importance of a good credit score for major financial goals like homeownership and explains how to establish credit responsibly using student or secured credit cards. The speakers stressed the significance of maintaining low credit utilization and pa…
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This podcast episode explains Canadian credit scores, focusing on the five key factors that determine them: payment history, credit utilization, length of credit history, public records, and inquiries. The hosts clarify the scoring process used by Equifax and TransUnion, emphasizing that a good credit score is crucial for obtaining favourable mortg…
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This podcast episode discusses Canadian mortgage insurance, explaining its purpose in protecting lenders and enabling homebuyers with smaller down payments to access loans. It details the main types of insurance: CMHC (government-backed), private mortgage insurance (PMI), mortgage payment protection insurance (MPPI), and mortgage life insurance (LI…
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This podcast episode provides a comprehensive guide to down payments for purchasing property in Canada. It explains the difference between a down payment and a deposit, details the minimum down payment requirements based on property price, and clarifies the implications of high-ratio mortgages and mortgage default insurance. The hosts discuss the a…
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This Episode discusses the importance of mortgage pre-approval for prospective homebuyers. It explains that pre-approval provides confidence when house hunting, protecting buyers from wasting time viewing unaffordable properties. The process considers three key factors: credit score, employment history, and debt-to-income ratio. The speakers highli…
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This podcast episode advises prospective homebuyers in the GTA, particularly the Peel region, on crucial questions to ask before purchasing. Five key areas are explored: affordability, considering hidden costs and debt; job security for consistent income; the five-year rule, acknowledging long-term commitment; long-term goals, aligning homeownershi…
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This episode provides guidance on choosing a suitable neighbourhood in the Peele and Halton regions, focusing on the importance of local schools. The recording advises prospective buyers to consider school quality as a key factor impacting property value and community vibrancy, even for those without children. It outlines various research methods i…
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In part two of our conversation, we’re thrilled to be speaking to Dr. Helen Hsu, PsyD, a licensed clinical psychologist at Stanford University and author of The Healing Trauma Workbook for Asian Americans. Dr. Helen Hsu served as a psychologist consultant on the Netflix series “13 Reasons Why”. She specializes in intersectional diverse communities …
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This podcast episode discusses the optimal timing for selling a house in Canada. Experts highlight that there's no single best time, emphasising the importance of individual financial situations, market conditions, and personal circumstances. The discussion covers financial aspects like equity and mortgage terms, market analysis including supply, d…
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This podcast episode discusses conflicting predictions for the Canadian housing market in late 2024. TD Bank forecasts a price increase due to anticipated interest rate cuts, while the Canadian Real Estate Association predicts stagnation until spring 2025. The podcast explores the psychological factors influencing buyer behaviour, the potential uni…
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This podcast episode provides a comprehensive guide to first-time home buying, offering advice on various aspects of the process. Key areas covered include improving credit scores and financial preparedness, navigating online property searches and understanding mortgage pre-approval, identifying potential problems during house viewings, crafting co…
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Join us as we celebrate our 100th episode! We’re incredibly grateful for the journey so far and for all of you who’ve been with us along the way. From insightful conversations to unforgettable moments, we’ve shared so much together. In this episode, we’re taking a look back at some of our favorite highlights, reflecting on how far we've come, and o…
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Dr. Helen Hsu, PsyD, is a licensed clinical psychologist at Stanford University and Author of the 'The Healing Trauma Workbook for Asian Americans. She also served as a psychologist consultant on the Netflix series “13 Reasons Why”. Dr. Hsu's work has focused primarily on intersectional diverse communities, culturally responsive treatment, parentin…
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In this episode, the team shares their personal insights from attending Teresa Caputo, The Long Island Medium's show, in Vancouver, Canada. Did they have an encounter with a loved one from the other side? Watch the video to find out! A Tribe Called Dhillon Podcast is now streaming on YouTube, Spotify, Apple & Google Podcast platforms. Let's elevate…
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Join us for part two of our conversation with Casey Coles as he shares more about his journey of becoming an actor in Hollywood. This episode is all about Casey being raw and real. Instagram: https://www.instagram.com/caseythekidcoles A Tribe Called Dhillon Podcast is now streaming on YouTube, Spotify, Apple & Google Podcast platforms. Let's elevat…
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In today's episode, Rose shares her experience attending the Summit of Greatness for the third time. As an enthusiastic spectator, Rose witnessed firsthand the inspiring talks and transformative ideas presented at the event. Join us as she reflects on the standout moments, key takeaways, and how the summit’s insights have resonated with her. Get re…
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We’re joined by Casey Coles, a regular guy chasing his Hollywood dream. Casey shares his relatable journey, from small-town beginnings to navigating the ups and downs of the film industry. Tune in as he talks about the challenges, triumphs, and everything in between on his path to making it in Hollywood. A Tribe Called Dhillon Podcast is now stream…
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Welcome to our special episode, ‘Happy Halloween & Diwali!’ As we celebrate these vibrant events, we’ll explore how growing up in a western country doesn’t mean we have to leave our cultural traditions behind. Join us as we delve into how we blend the spooky fun of Halloween with the rich customs of Diwali, showcasing the ways we honor our heritage…
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Tune in for part two of our conversation with Julia Mitchell, in recognition of October as Autism Awareness Month in Canada. Julia, who was diagnosed with dyslexia, anxiety, and ADHD at an early age, always sensed that something was missing. After years of navigating her struggles and heightened sensitivity, she finally discovered she is autistic. …
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Decoding Life with Derek Januszewski - Ep.92
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In this episode, we speak to Derek Januszewski, a Founding Pastor and Integration Coach at the Pachamama Sanctuary in Maine, United States. Derek shares his insights on community building, spiritual integration, and the transformative power of nature. He discusses the sanctuary’s mission to create a supportive environment for personal growth and he…
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In honour of October being Autism Awareness Month in Canada. The team speak to Julia Mitchell who was diagnosed with dyslexia, anxiety, and ADHD early in life, but she always felt like something was missing in understanding her experiences. After years of heightened sensitivity, struggles with routines, and emotional disconnect, she finally discove…
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We’re diving into the fun and heartfelt moments from our mum’s 70th birthday celebration. Join us as we chat about the highlights of the party, share our favorite memories, and reflect on the joy of celebrating such a special milestone. It’s a family affair where we’ll recount the laughter, the touching moments, and everything that made the celebra…
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Despite losing his eyesight to retinoblastoma eye cancer at just six months old, Juggy's talent has earned him numerous awards and accolades, including praise from India's industry icon, Salman Khan. Play part two of the conversation that aims to inspire and showcase Jugpreet's remarkable journey of resilience, talent, and philanthropy. youtube.com…
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In this episode, Rose and Alvin discuss their recent trip to Gibsons, British Columbia, Canada. It was a special mission trip with the intention to connect their soul with the universe. So, did they connect with the universe and recieve a message? Play the episode to find out! Garyth and Blair - www.innerrealmscenter.com A Tribe Called Dhillon Podc…
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The team is thrilled to introduce Jugpreet Singh Bajwa aka Juggy Bajwa, an Indian Canadian musical sensation known for his versatile performances in classical, folk, and rock genres. Despite losing his eyesight to retinoblastoma eye cancer at just six months old, Jugpreet's talent has earned him numerous awards and accolades, including praise from …
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In this episode, the team provides helpful back to school tips to help students of all ages lead a productive year. Whether you're attending classes in person or studying remotely, you don't want to miss this conversation! A Tribe Called Dhillon Podcast is now streaming on YouTube, Spotify, Apple & Google Podcast platforms. Let's elevate, motivate …
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Join the team for part two of their conversation with Dr. Inderjit Dadiala, who was the first South Asian female dentist to open a dental clinic in Vancouver, Canada. Thirty years on, her passion remains undiminished. She leads a team of dedicated experts, utilizing advanced dental technology to deliver top-tier care in a family-focused environment…
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In this episode, Alvin shares practical insights and strategies for successfully overcoming debt. His tips and tricks are aimed at empowering listeners to achieve financial freedom by effectively managing and eliminating debt. Whether you're struggling with credit card balances, loans, or other financial obligations, Alvin's advice provides actiona…
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