1776: Ask Farnoosh: Navigating Severance, Executing Stock Options and Home-Buying Tips for the Self-Employed

So Money with Farnoosh Torabi

#Business #Farnoosh Torabi #Entrepreneur #Answer Questions #Personal Finances #Lifestyle

1:14:43

Artificial intelligence is evolving at an unprecedented pace—what does that mean for the future of technology, venture capital, business, and even our understanding of ourselves? Award-winning journalist and writer Anil Ananthaswamy joins us for our latest episode to discuss his latest book Why Machines Learn: The Elegant Math Behind Modern AI . Anil helps us explore the journey and many breakthroughs that have propelled machine learning from simple perceptrons to the sophisticated algorithms shaping today’s AI revolution, powering GPT and other models. The discussion aims to demystify some of the underlying math that powers modern machine learning to help everyone grasp this technology impacting our lives, even if your last math class was in high school. Anil walks us through the power of scaling laws, the shift from training to inference optimization, and the debate among AI’s pioneers about the road to AGI—should we be concerned, or are we still missing key pieces of the puzzle? The conversation also delves into AI’s philosophical implications—could understanding how machines learn help us better understand ourselves? And what challenges remain before AI systems can truly operate with agency? If you enjoy this episode, please subscribe and leave us a review on your favorite podcast platform. Sign up for our newsletter at techsurgepodcast.com for exclusive insights and updates on upcoming TechSurge Live Summits. Links: Read Why Machines Learn, Anil’s latest book on the math behind AI https://www.amazon.com/Why-Machines-Learn-Elegant-Behind/dp/0593185749 Learn more about Anil Ananthaswamy’s work and writing https://anilananthaswamy.com/ Watch Anil Ananthaswamy’s TED Talk on AI and intelligence https://www.ted.com/speakers/anil_ananthaswamy Discover the MIT Knight Science Journalism Fellowship that shaped Anil’s AI research https://ksj.mit.edu/ Understand the Perceptron, the foundation of neural networks https://en.wikipedia.org/wiki/Perceptron Read about the Perceptron Convergence Theorem and its significance https://www.nature.com/articles/323533a0…

hace un año 24:58

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In this episode of So Money, Farnoosh answers a variety of listener questions including how to manage finances during a job transition and prioritize severance pay, Should you ever pause 401(k) contributions? Also: The best time to execute stock options and how to qualify for a mortgage as an entrepreneur.

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1830 episodios

So Money with Farnoosh Torabi

1776: Ask Farnoosh: Navigating Severance, Executing Stock Options and Home-Buying Tips for the Self-Employed

So Money with Farnoosh Torabi

68 subscribers

published hace un año

MP3•Episodio en casa

Follow on Instagram

Join the So Money Members Club

Leave a review on Apple Podcasts

Order Farnoosh’s new book, A Healthy State of Panic

1830 episodios

#Business #Farnoosh Torabi #Entrepreneur #Answer Questions #Personal Finances #Lifestyle

All episodes

So Money with Farnoosh Torabi

1
1794: Ask Farnoosh: Smart Money Moves—Debt Relief, Severance, and Investing Tips 31:56

hace 17 hours31:56

31:56

Farnoosh answers financial questions from viewers, covering topics such as the pros and cons of the National Debt Relief Program, the impact of selling individual stocks for index funds, and strategies for recent graduates entering the job market. The discussion also includes advice on saving strategies, including automated contributions and side hustles. Additional questions addressed include navigating a severance package post-layoff, COBRA insurance options, and the best methods for investing money either incrementally or as a lump sum. Lastly, the importance of broadening job searches and making the most of living with family to save on housing costs is emphasized. Sign up for Farnoosh’s free Investing Blueprint Follow on Instagram Join the So Money Members Club Leave a review on Apple Podcasts Order Farnoosh’s new book, A Healthy State of Panic…

So Money with Farnoosh Torabi

1
1793: The #1 Framework for Modern Couples to Manage Money 31:15

hace 3 días31:15

31:15

Most couples struggle to get on the same page regarding money and relationships. Less than 40% of married couples discuss their finances in detail—a staggering statistic that often leads to miscommunication, conflict, and, for some, divorce. But today’s guests, Jessica and Brandon Norwood, are trying to change that narrative. Jessica and Brandon are the dynamic duo behind The Sugar Daddy Podcast , a show dedicated to helping millennials break the stigma around money conversations and build wealth as a team. As a married couple who have navigated everything from student loans to merging their financial lives, they bring a wealth of personal and professional insight. Jessica, a tech professional and the breadwinner in their family, and Brandon, a licensed financial planner, have developed a proven 5-step framework for creating financial harmony in relationships. In this episode, we dive into: The importance of shared values and financial alignment —why dreaming big as a couple is key. Tackling financial dealbreakers —and why financial infidelity might be a red flag you can’t ignore. What it’s like being a female breadwinner —and how Jessica and Brandon embrace modern parenthood and partnership. And a bold take on affording kids —why waiting for financial “readiness” might mean you’ll never leap. Check out this download to better understand the couple's D.R.E.A.M Framework for navigating money in your relationship.…

So Money with Farnoosh Torabi

1
1792: Steps to Reclaim Your Financial Life and Own Your Money Now (Encore) 33:16

hace 5 días33:16

33:16

Known for his no-nonsense approach to money and his former role as a Ramsey Solutions personality, guest Anthony O'Neal has helped millions take control of their finances. He has written several books, including his latest, Take Your Seat at the Table , where he empowers readers to create a vision for their lives and build wealth on their terms. In this episode, Anthony shares his remarkable journey from being a 19-year-old drowning in $35,000 of debt to becoming debt-free and building a seven-figure business. He opens up about his time working with Dave Ramsey, how it influenced his financial philosophy, and why he eventually decided to strike out on his own to bring financial education to underserved communities. You’ll learn: The money mistakes Anthony made at 19 and how he turned his life around. The importance of avoiding consumer debt and focusing on building assets. How faith and purpose are pivotal in Anthony’s financial teachings. Why creating a clear vision for your life is the first step to achieving financial freedom. Practical steps for eliminating debt, building generational wealth, and owning your financial life. Sign up for Farnoosh’s free Investing Blueprint Follow on Instagram Join the So Money Members Club Leave a review on Apple Podcasts Order Farnoosh’s new book, A Healthy State of Panic This episode originally aired on January 8, 2025.…

So Money with Farnoosh Torabi

1
1791: Ask Farnoosh: Financial Boundaries, Avoiding Dependence, and When to Quit Your Business 25:07

hace 8 días25:07

25:07

In this week's Ask Farnoosh episode, we tackle three major financial dilemmas from listeners: Setting Boundaries as a Daughter of Immigrants, Avoiding Financial Dependence on a Partner and Knowing When to Walk Away from a Business. Plus, a behind-the-scenes update on The Montclair Pod , and reflections on launching a new show 10 years after So Money. Resources & Links: Listen to The Montclair Pod Join Book to Brand workshop in NYC (March 7) Join the So Money Members Club . Download Farnoosh’s free investing blueprint . Hang out with Farnoosh on Instagram .…

So Money with Farnoosh Torabi

1
1790: Rethinking the Stay-at-Home Parent Role (And Getting Paid for It) 30:23

hace 10 días30:23

30:23

Today we’re catching up with the incredible Jannese Torres, host of Yo Quiero Dinero podcast and trust me—she’s had a year . Since her last visit, she’s launched her book Financially Lit , traveled the country on a book tour while secretly pregnant , became a mom, got engaged, and even bought a house. But that’s just the beginning. In this conversation, we dive into how financial independence has reshaped her life as a new parent, her approach to building wealth while growing a family, and—something we don’t talk about nearly enough—how she and her fiancé have structured their finances now that he’s a stay-at-home parent on her payroll . From prenups to parenthood, from self-employment hacks to the real cost of giving birth (wait until you hear her hospital bill), Jannese gets real about the financial and emotional shifts that come with these big life changes. Register for Farnoosh's next Book to Brand workshop. Check out Farnoosh's new hyperlocal podcast The Montclair Pod Join the So Money Members Club . Download Farnoosh’s free investing blueprint . Hang out with Farnoosh on Instagram .…

So Money with Farnoosh Torabi

1
1789: How One Listener Quit Her Job, Built Wealth, and Helped Her Mom Invest 37:03

hace 12 días37:03

37:03

Guest Brittany Wilson started listening to So Money in 2020 when she realized she needed to take charge of her finances. She grew up with little financial literacy and took on high-interest student loans without knowing what she was signing up for. But once she made the decision to educate herself, everything changed. Since then, Brittany has increased her salary by $42,000, fully funded her emergency savings, diversified her investments, started a side business, and—perhaps most importantly—helped her mom open her very first Roth IRA. Last year, she took one of the biggest leaps of her life: quitting her job to run her career coaching business, Career Candor , full-time. In today’s conversation, we discuss Brittany’s financial transformation, how she navigated job loss and used it as a catalyst for entrepreneurship, and her top career coaching advice—including how AI is changing the hiring process. We also talk about the emotional side of money, the power of financial friendships, and why helping others—especially the women in our lives—can be one of the most rewarding financial moves we make. Register for Farnoosh's next Book to Brand workshop. Check out Farnoosh's new hyperlocal podcast The Montclair Pod Join the So Money Members Club . Download Farnoosh’s free investing blueprint . Hang out with Farnoosh on Instagram .…

So Money with Farnoosh Torabi

1
1788: It's (Almost) My Birthday! Reflections on Turning 45 23:45

hace 15 días23:45

23:45

Farnoosh reflects on turning 45—what’s changing in her mindset around money, career, and personal growth, and the biggest financial lessons she's carrying into this next phase of life. From the mailbag, Farnoosh tackles two important listener questions—one from a 60-year-old attorney wondering how to catch up on retirement savings after prioritizing family caregiving, and another from a listener strategizing their Backdoor Roth IRA while juggling old 401(k accounts. Register for Farnoosh's next Book to Brand workshop. Check out Farnoosh's new hyperlocal podcast The Montclair Pod Join the So Money Members Club . Download Farnoosh’s free investing blueprint . Hang out with Farnoosh on Instagram .…

So Money with Farnoosh Torabi

1
1787: The Best Ways to Overcome Emotional Money Blocks with Jessica Moorhouse 27:11

hace 17 días27:11

27:11

Today, we’re diving deep into the real barriers that prevent many of us from achieving financial freedom—and spoiler alert, it’s not just about the dollars and cents. My guest is Jessica Moorhouse , financial counselor, speaker, and now author of the highly-anticipated new book, Everything But Money: The Hidden Barriers Between You and Financial Freedom . In her work, Jessica uncovers how trauma, shame, and our earliest experiences with money shape the way we earn, save, and spend today. Whether it's that nagging sense of guilt when you earn more than your parents or the fear of spending because of a scarcity mindset, these hidden barriers can quietly hold us back for years. Jessica helps us understand where these money blocks come from, how they manifest in our adult lives, and—most importantly—how to start healing from them.…

So Money with Farnoosh Torabi

1
1786: The Secret to Launching Big Ideas Faster and Better 33:52

hace 19 días33:52

33:52

What does it really take to launch a big idea—one that can change your career, business, or even the world? Is being a visionary enough, or is there a hidden formula for success? Guest Jen Kem says it's all about building the right "unicorn team." But here’s the twist: even if you’re a solopreneur or running a small business—like me—this book is still for you. Jen’s framework isn’t about having a massive team; it’s about understanding the roles and energies you bring to your work and how to fill in the gaps to achieve success faster and with less burnout. Jen is a brand strategist, entrepreneur, and author of Unicorn Team: The Nine Leadership Types You Need to Launch Your Big Ideas with Speed and Success. With a career working on iconic initiatives for companies like Microsoft, Coca-Cola, and Oracle, she’s now revealing how big ideas succeed—not just through visionaries, but through the right mix of leaders who execute and get results. We'll learn how to identify your own leadership type, how even a solo effort can become a "team" by leveraging the right resources, and hear the inspiring story of how a small team at Moderna outpaced industry giants to lead the charge on a life-saving vaccine. Register for Farnoosh's next Book to Brand workshop. Check out Farnoosh's new hyperlocal podcast The Montclair Pod Join the So Money Members Club . Download Farnoosh’s free investing blueprint . Hang out with Farnoosh on Instagram .…

So Money with Farnoosh Torabi

1
1785: Ask Farnoosh: $100K in Student Loans. Help! 35:42

hace 22 días35:42

35:42

This week on Ask Farnoosh, a listener is grappling with over $100,000 in student loan debt. What is the best way to pay this off fast? We also hear from a longtime listener and how she managed to triple her income, pay down debt and save over $400,000 for retirement while listening to So Money. Check out Farnoosh's new hyperlocal podcast The Montclair Pod Join the So Money Members Club . Download Farnoosh’s free investing blueprint . Hang out with Farnoosh on Instagram .…

So Money with Farnoosh Torabi

1
1784: How to Travel the World on $75 a Day 23:55

hace 24 días23:55

23:55

If you're dreaming of your next adventure but worried about the price tag, you've come to the right place! All this week on the podcast, we're diving deep into travel tips, tricks, and money-saving strategies. Earlier, we heard from Brian Kelly, founder of The Points Guy, on how to maximize travel rewards and cut costs on flights and hotels. Today, we're keeping the momentum going with another expert traveler, Matthew Kepnes , aka Nomadic Matt. His New York Times bestselling book, How to Travel the World on $75 a Day , is now in its fourth edition. We talk about everything from affordable travel destinations and hidden local gems to travel logistics, like minimizing ATM and credit card fees abroad. Check out Farnoosh's new hyperlocal podcast The Montclair Pod Join the So Money Members Club . Download Farnoosh’s free investing blueprint . Hang out with Farnoosh on Instagram .…

So Money with Farnoosh Torabi

1
1783: How to Travel Better, Smarter, and Cheaper with The Platinum Age of Travel 28:39

hace 26 días28:39

28:39

Today, we're diving into the world of travel and points with none other than Brian Kelly, a long-time friend of the show and the founder of The Points Guy . Brian is here to talk about his new book, How to Win at Travel , a guide that helps you unlock all the secrets to mastering the points game, maximizing travel perks, and scoring luxury experiences without luxury price tags. We'll cover: Why Brian calls this era the "platinum age of travel" and how to take full advantage of it. The biggest mistakes travelers make with airline and hotel bookings—and how to avoid them. How to leverage rewards credit cards strategically to score free business-class trips to Europe. The top tech tools to help you find the best award flights and travel deals with minimal effort. Insider tips on travel insurance, packing, and even why you should throw an Apple AirTag into your luggage! Check out Farnoosh's new hyperlocal podcast The Montclair Pod Join the So Money Members Club . Download Farnoosh’s free investing blueprint . Hang out with Farnoosh on Instagram .…

So Money with Farnoosh Torabi

1
1782: Ask Farnoosh: Midlife Investing Goals, Inheritance Strategies, and More 27:38

hace 29 días27:38

27:38

In this Ask Farnoosh episode, Farnoosh tackles your most pressing money questions, including strategies for managing investments in midlife. Also: How to decide what to do with an inherited investment—evaluate options, minimize taxes, and make the most of the windfall. Plus, we explore other listener questions on building financial security for the long haul. In the show: Best 0% APR credit cards Farnoosh's Bloomberg News segment Real estate crowdfunding Check out Farnoosh's new hyperlocal podcast The Montclair Pod Join the So Money Members Club . Download Farnoosh’s free investing blueprint . Hang out with Farnoosh on Instagram .…

So Money with Farnoosh Torabi

1
1781: How to AI-Proof Your Job Before It’s Too Late 38:28

hace 4 weeks38:28

38:28

A new survey sponsored by Hult International Business School finds that a growing number of employers say they’d prefer to automate entry-level jobs rather than hire a recent college graduate. AI is changing the job market faster than any of us imagined—reshaping not just who gets hired, but whether certain jobs even exist in the future. My guest today is Dan Schawbel , a New York Times bestselling author, workplace expert, and managing partner at Workplace Intelligence. Dan has been tracking workplace trends for over a decade, advising companies on the future of work, and in his latest research, the results are terrifying . Not only are companies rethinking the value of a college degree, but some are outright saying they'd rather hire ChatGPT. So what does this mean for workers? Which jobs are actually safe from automation? And if you’re in college right now—or raising kids who might be one day—how do you ensure your education actually pays off? Check out Farnoosh's new hyperlocal podcast The Montclair Pod Join the So Money Members Club . Download Farnoosh’s free investing blueprint . Hang out with Farnoosh on Instagram .…

So Money with Farnoosh Torabi

1
1780: Advocating for Your Health and Wealth: One Cancer Survivor's Story 27:19

hace 5 weeks27:19