Aim To Protect Your Retirement Against Inflation

Your Financial Compass with Bulman Wealth Group

#Trading #Business News #Business #News #Scott Vlahon #California #Bulman Wealth #Financial Planning #Retirement #Financial Compass #Investing #IRA

1:14:43

Artificial intelligence is evolving at an unprecedented pace—what does that mean for the future of technology, venture capital, business, and even our understanding of ourselves? Award-winning journalist and writer Anil Ananthaswamy joins us for our latest episode to discuss his latest book Why Machines Learn: The Elegant Math Behind Modern AI . Anil helps us explore the journey and many breakthroughs that have propelled machine learning from simple perceptrons to the sophisticated algorithms shaping today’s AI revolution, powering GPT and other models. The discussion aims to demystify some of the underlying math that powers modern machine learning to help everyone grasp this technology impacting our lives, even if your last math class was in high school. Anil walks us through the power of scaling laws, the shift from training to inference optimization, and the debate among AI’s pioneers about the road to AGI—should we be concerned, or are we still missing key pieces of the puzzle? The conversation also delves into AI’s philosophical implications—could understanding how machines learn help us better understand ourselves? And what challenges remain before AI systems can truly operate with agency? If you enjoy this episode, please subscribe and leave us a review on your favorite podcast platform. Sign up for our newsletter at techsurgepodcast.com for exclusive insights and updates on upcoming TechSurge Live Summits. Links: Read Why Machines Learn, Anil’s latest book on the math behind AI https://www.amazon.com/Why-Machines-Learn-Elegant-Behind/dp/0593185749 Learn more about Anil Ananthaswamy’s work and writing https://anilananthaswamy.com/ Watch Anil Ananthaswamy’s TED Talk on AI and intelligence https://www.ted.com/speakers/anil_ananthaswamy Discover the MIT Knight Science Journalism Fellowship that shaped Anil’s AI research https://ksj.mit.edu/ Understand the Perceptron, the foundation of neural networks https://en.wikipedia.org/wiki/Perceptron Read about the Perceptron Convergence Theorem and its significance https://www.nature.com/articles/323533a0…

hace un año 13:29

MP3•Episodio en casa

Join us as we share some practical tips for aiming to protect your retirement against inflation.
Here’s some of what we discuss in this episode:

The current economic landscape + Federal Reserve Chair’s perspective
Increasing fixed-income securities in your portfolio + Diversifying income sources
Investing in inflation-protected securities or real estate
Adjusting your withdrawal strategies + Exploring high-yield saving accounts

WAYS TO CONNECT:
Book a 15-minute discovery call with the team here: https://calendly.com/rachel-bwg
Visit https://bulmanwealth.com/marcos-lemus to learn more about Marcos Lemus and the other members of the team.
If you have any questions about what we discussed or anything else in your financial plan, email us at ask@bulmanwealth.com. You can also reach the team by phone at (916) 458-8199.

Capíttulos

1. Aim To Protect Your Retirement Against Inflation (00:00:00)

2. Market Volatility, Inflation, and Retirement Planning (00:00:02)

3. Financial Disclaimer for Advice Offered (00:12:58)

40 episodios

Your Financial Compass with Bulman Wealth Group

Aim To Protect Your Retirement Against Inflation

Your Financial Compass with Bulman Wealth Group

published hace un año

MP3•Episodio en casa

Join us as we share some practical tips for aiming to protect your retirement against inflation.
Here’s some of what we discuss in this episode:

The current economic landscape + Federal Reserve Chair’s perspective
Increasing fixed-income securities in your portfolio + Diversifying income sources
Investing in inflation-protected securities or real estate
Adjusting your withdrawal strategies + Exploring high-yield saving accounts

Capíttulos

1. Aim To Protect Your Retirement Against Inflation (00:00:00)

2. Market Volatility, Inflation, and Retirement Planning (00:00:02)

3. Financial Disclaimer for Advice Offered (00:12:58)

40 episodios

#Trading #Business News #Business #News #Scott Vlahon #California #Bulman Wealth #Financial Planning #Retirement #Financial Compass #Investing #IRA

Todos los episodios

Your Financial Compass with Bulman Wealth Group

1
Meet Taran Pannu: The Newest Advisor at Bulman Wealth Group 11:08

hace 10 días11:08

11:08

In this special episode of Your Financial Compass , we’re excited to introduce Taran Pannu, the newest financial advisor at Bulman Wealth Group. Marcos sits down with Taran to learn more about his background, how he got into the financial industry, and why he decided to join the team at Bulman Wealth. Taran also shares some of the common financial challenges many pre-retirees and retirees face. He explains these struggles with a simple yet powerful analogy that helps listeners understand how to organize their financial "garage" for a more secure future. Plus, get to know Taran a bit more as he talks about his love for travel, sports, and his upcoming adventures in Greece! Here’s some of what we discuss in this episode: Taran’s background, family life, and recent move to California Taran’s transition to Bulman Wealth Group What brought Taran to the financial services industry The most common issue that Taran sees retirees and pre-retirees struggling with Taran’s personal interests and future plans Learn more about Taran here: https://bulmanwealth.com/team-member/taran-pannu/ WAYS TO CONNECT: Book a 15-minute discovery call with the team here: https://calendly.com/rachel-bwg Visit https://bulmanwealth.com/marcos-lemus to learn more about Marcos Lemus and the other members of the team. If you have any questions about what we discussed or anything else in your financial plan, email us at ask@bulmanwealth.com . You can also reach the team by phone at (916) 458-8199.…

Your Financial Compass with Bulman Wealth Group

1
Do You Have A Solid Income Plan For Your Retirement? 13:54

hace 7 weeks13:54

13:54

During our working years, we get used to that predictable paycheck every couple of weeks or months. But when retirement comes, we face a whole new set of challenges. How do you take a lump sum of savings and turn it into consistent, sustainable income? In today's episode, we'll break down the toughest hurdles that retirees face and discuss some practical solutions to make your money work for you for the long haul. Here’s some of what we discuss in this episode: What are the biggest challenges that we see people face when they try to generate income for themselves in retirement? The statistics tell us 49% of investors don’t have a retirement income strategy. It takes a different skill set and specialty to be a retirement income planner. Explaining the bucket approach to planning. WAYS TO CONNECT: Book a 15-minute discovery call with the team here: https://calendly.com/rachel-bwg Visit https://bulmanwealth.com/marcos-lemus to learn more about Marcos Lemus and the other members of the team. If you have any questions about what we discussed or anything else in your financial plan, email us at ask@bulmanwealth.com . You can also reach the team by phone at (916) 458-8199.…

Your Financial Compass with Bulman Wealth Group

1
Social Security Benefits: When Should You Start? 18:35

hace 10 weeks18:35

18:35

Today, we're tackling a question that many people have: when should you start Social Security? There’s so much advice out there, and it can be overwhelming trying to figure out the best time to file for your benefits. So, if you’ve ever wondered when you should start, you’re in the right place. Join us as we cover some important factors to consider when deciding when to file, whether you’re married, widowed, or single. Here’s some of what we discuss in this episode: What filing at different ages can mean for your benefits Why some people decide to claim Social Security early The “break-even” point with Social Security Claiming strategies for married couples, surviving spouses, and single individuals WAYS TO CONNECT: Book a 15-minute discovery call with the team here: https://calendly.com/rachel-bwg Visit https://bulmanwealth.com/marcos-lemus to learn more about Marcos Lemus and the other members of the team. If you have any questions about what we discussed or anything else in your financial plan, email us at ask@bulmanwealth.com . You can also reach the team by phone at (916) 458-8199.…

Your Financial Compass with Bulman Wealth Group

1
Cleaning Out Your Financial Garage 16:25

hace 13 weeks16:25

16:25

Many of us can relate to the frustration of a messy garage. Despite our best efforts to keep it tidy, it doesn’t take long before the space fills with tools, holiday decorations, and things we don’t even remember storing. Our finances are no different. Over time, we accumulate 401(k)s from previous jobs, old IRAs, deferred compensation plans, and insurance policies- creating our own “financial garage” of clutter. So, how can we make sense of it all? In today’s episode, we’ll explore practical steps to clear the financial chaos and bring everything into focus. Here’s some of what we discuss in this episode: Some concerns and risks of having too much clutter in your financial garage How a financial advisor can assist you in getting organized The benefits of taking inventory of financial accounts, consolidating assets, and aligning your long-term goals How do you know if you have a financial garage that needs cleaning? WAYS TO CONNECT: Book a 15-minute discovery call with the team here: https://calendly.com/rachel-bwg Visit https://bulmanwealth.com/marcos-lemus to learn more about Marcos Lemus and the other members of the team. If you have any questions about what we discussed or anything else in your financial plan, email us at ask@bulmanwealth.com . You can also reach the team by phone at (916) 458-8199.…

Your Financial Compass with Bulman Wealth Group

1
The Top 3 Retirement Concerns 1:32

hace 17 weeks1:32

1:32

There will always be things to worry about, and retirement risks are no exception. Whether it's the fear of outliving your savings, the unpredictability of rising taxes and inflation, or the anxiety over market volatility, there are absolutely some retirement risks worth discussing. The good news is, there are ways we can prepare and mitigate these concerns. In today’s episode, Marcos guides us through how Bulman Wealth tackles these retirement worries during the planning process. Here’s some of what we discuss in this episode: Strategies to help clients avoid outliving their money The role of financial advisors as educators The importance of planning with the end goal in mind Reducing worry about rising taxes and inflation Comprehensive financial planning to combat market volatility WAYS TO CONNECT: Book a 15-minute discovery call with the team here: https://calendly.com/rachel-bwg Visit https://bulmanwealth.com/marcos-lemus to learn more about Marcos Lemus and the other members of the team. If you have any questions about what we discussed or anything else in your financial plan, email us at ask@bulmanwealth.com . You can also reach the team by phone at (916) 458-8199.…

Your Financial Compass with Bulman Wealth Group

1
The Three Phases of Retirement 18:30

hace 20 weeks18:30

18:30

When it comes to retirement, most of us think of it in two clear phases: pre-retirement and retirement itself. But what if we told you that it’s more nuanced than that? With people living longer, retirement can now span 30 years or more. That’s why it's essential to consider not just how you'll spend those years, but also the expenses that will come with them. Join us as we break down the three phases of retirement in today’s show: the Go-Go Years, the Slow-Go Years, and the No-Go Years. Here’s some of what we discuss in this episode: How should you think about and plan for the Go-Go Years? Settling into a retirement routine in the Slow-Go Years Financial issues to consider in the No-Go Years Working with a team who thinks about the big picture WAYS TO CONNECT: Book a 15-minute discovery call with the team here: https://calendly.com/rachel-bwg Visit https://bulmanwealth.com/marcos-lemus to learn more about Marcos Lemus and the other members of the team. If you have any questions about what we discussed or anything else in your financial plan, email us at ask@bulmanwealth.com . You can also reach the team by phone at (916) 458-8199.…

Your Financial Compass with Bulman Wealth Group

1
Women and Wealth: Financial Planning For Female Investors 14:21

hace 26 weeks14:21

14:21

They say men are from Mars and women are from Venus. Are their financial and investment needs just as different? In today’s episode, we’ll dig into some of the nuances that female investors face today as opposed to their male counterparts. Here’s some of what we discuss in this episode: Women’s tendency toward risk aversion, investing performance, and role in financial decision-making Planning for a longer life, long-term care, and career pauses The importance of financial education in building confidence and comfort Working with an advisor to maximize your savings, set goals, plan, budget, and more How divorce disproportionately impacts women WAYS TO CONNECT: Book a 15-minute discovery call with the team here: https://calendly.com/rachel-bwg Visit https://bulmanwealth.com/marcos-lemus to learn more about Marcos Lemus and the other members of the team. If you have any questions about what we discussed or anything else in your financial plan, email us at ask@bulmanwealth.com . You can also reach the team by phone at (916) 458-8199.…

Your Financial Compass with Bulman Wealth Group

1
Refinancing Your Retirement 13:16

hace 30 weeks13:16

13:16

As consumers, we're always on the lookout for ways to make our money go further. When interest rates decrease, our purchasing power increases. But what happens when interest rates go up? According to Marcos, this can actually be beneficial for your retirement savings, especially if you know how to navigate the current financial landscape. Tune in to discover how refinancing parts of your retirement plan could potentially enhance your returns. It might sound like an unusual concept, but in today's high-interest-rate environment, it could be a game-changer for your financial future. If you would like to know why and how you should refinance your retirement, this episode is for you! Here’s some of what we discuss in this episode: The concept of refinancing and why it’s relevant in today’s interest rate environment Why it might be a good time to review and potentially refinance your existing annuities How increasing interest rates affect different aspects of your financial plan, including growth stocks and bonds How higher interest rates are leading to better returns on savings accounts, CDs, and money market accounts Why it's crucial to review your investment strategy in light of changing interest rates WAYS TO CONNECT: Book a 15-minute discovery call with the team here: https://calendly.com/rachel-bwg Visit https://bulmanwealth.com/marcos-lemus to learn more about Marcos Lemus and the other members of the team. If you have any questions about what we discussed or anything else in your financial plan, email us at ask@bulmanwealth.com . You can also reach the team by phone at (916) 458-8199.…

Your Financial Compass with Bulman Wealth Group

1
Your Unique Priorities Guide Your Retirement 11:50

hace 32 weeks11:50

11:50

Everyone’s retirement situation is going to look a little bit different, with varying asset levels, types, concerns, and goals. In today’s episode, we’ll highlight some key considerations to keep in mind as you plan for your unique retirement. We hope this conversation shows that retirement planning isn't as simple as giving yourself a big paycheck- it’s about effectively using your resources to achieve the life you want! Here’s some of what we discuss in this episode: Prioritizing and planning for risks in retirement Aligning your retirement goals with your financial plan Utilizing health and long-term care insurance to protect against unexpected expenses Exploring protected income options like mutual funds, ETFs, and annuities to safeguard against inflation and provide stable income The top risks that most retirees worry about when it comes to retirement Check out our upcoming events and seminars https://bulmanwealth.com/general-events/ WAYS TO CONNECT: Book a 15-minute discovery call with the team here: https://calendly.com/rachel-bwg Visit https://bulmanwealth.com/marcos-lemus to learn more about Marcos Lemus and the other members of the team. If you have any questions about what we discussed or anything else in your financial plan, email us at ask@bulmanwealth.com . You can also reach the team by phone at (916) 458-8199.…

Your Financial Compass with Bulman Wealth Group

1
What It's Like To Work With Bulman Wealth Group? 17:57

hace 35 weeks17:57

17:57

Do you feel overwhelmed with financial planning and feel there are too many things to tackle? Are you not exactly sure where to get started? Today we will cover our process here at Bulman Wealth Group, guiding you through what it feels like to become a client with us. Here’s some of what we discuss in this episode: The discovery meeting: Getting to know your goals, dreams, and concerns Risk assessment and document collection after the first meeting Identifying areas of improvement with an initial, high-level financial plan The follow-up meeting: Discussing risk score, portfolio analysis, and moving forward Transferring your accounts, refining your financial plan, and establishing a client account Regular review meetings, continuous communication, and client events WAYS TO CONNECT: Book a 15-minute discovery call with the team here: https://calendly.com/rachel-bwg Visit https://bulmanwealth.com/marcos-lemus to learn more about Marcos Lemus and the other members of the team. If you have any questions about what we discussed or anything else in your financial plan, email us at ask@bulmanwealth.com . You can also reach the team by phone at (916) 458-8199.…

Your Financial Compass with Bulman Wealth Group

1
Annuities 101 12:58

hace 41 weeks12:58

12:58

Are annuities the right investment for your retirement? In today’s episode, we’re diving into the world of annuities to help you understand what they are, how they work, and whether they might be a good fit for your retirement strategy. Whether you're new to the concept or looking to deepen your understanding, this conversation should give you some important items to think about. Here’s some of what we discuss in this episode: What is an annuity and how do they work? What are some benefits of annuities? What are some drawbacks of annuities? Who should consider annuities? How can annuities fit into a retirement portfolio? WAYS TO CONNECT: Book a 15-minute discovery call with the team here: https://calendly.com/rachel-bwg Visit https://bulmanwealth.com/marcos-lemus to learn more about Marcos Lemus and the other members of the team. If you have any questions about what we discussed or anything else in your financial plan, email us at ask@bulmanwealth.com . You can also reach the team by phone at (916) 458-8199.…

Your Financial Compass with Bulman Wealth Group

1
The Three Pillars of Retirement Income 18:42

hace 44 weeks18:42

18:42

Retirement is a milestone many of us eagerly anticipate, but it also marks a significant change in how we manage our finances. Instead of a regular paycheck, we'll rely on various income streams. So, what income streams will you have in retirement? And how can you plan for this stage before you retire? In today's episode, we'll cover all of that and more. Here’s some of what we discuss in this episode: Strategizing your retirement accounts and Social Security together The shift from pensions to defined contribution plans in the U.S. The differences between traditional and Roth 401(k)s Understanding required minimum distributions in retirement planning The difference between tradition and Roth IRAs WAYS TO CONNECT: Book a 15-minute discovery call with the team here: https://calendly.com/rachel-bwg Visit https://bulmanwealth.com/marcos-lemus to learn more about Marcos Lemus and the other members of the team. If you have any questions about what we discussed or anything else in your financial plan, email us at ask@bulmanwealth.com . You can also reach the team by phone at (916) 458-8199.…

Your Financial Compass with Bulman Wealth Group

1
The 60/40 Portfolio: Does It Hold Up Today? 12:26

hace 46 weeks12:26

12:26

The 60/40 strategy, which involves investing 60% in stocks and 40% in bonds, has long been a go-to for risk-averse investors. But does this approach still hold its ground in today’s fast-paced market? Stay tuned as we explore the past, present, and future of this investment strategy and determine whether it’s still a cornerstone of wealth management or if it’s time to adapt to new realities. Here’s some of what we discuss in this episode: What is the 60/40 portfolio and what is its history? How have recent economic factors affected the effectiveness of the 60/40 strategy? What are the key considerations when rebalancing a portfolio, and what potential risks should investors be aware of? WAYS TO CONNECT: Book a 15-minute discovery call with the team here: https://calendly.com/rachel-bwg Visit https://bulmanwealth.com/marcos-lemus to learn more about Marcos Lemus and the other members of the team. If you have any questions about what we discussed or anything else in your financial plan, email us at ask@bulmanwealth.com . You can also reach the team by phone at (916) 458-8199.…

Your Financial Compass with Bulman Wealth Group

1
DIY Retirement Plans: Are They Worth The Risk? 15:31

hace 48 weeks15:31

15:31

With the abundance of online advice and self-directed retirement accounts gaining popularity, many are left wondering if going solo is the right move for them. In times of economic stability, it's easy to overlook potential risks and losses, especially when every investment seems like a winner. However, as markets fluctuate and retirement regulations evolve, the DIY approach could come with more risks than expected. Here’s some of what we discuss in this episode: Can you keep your emotions out of the equation? Do you have the time to put in the research needed to reach you and your family’s goals? How are you protecting yourself from market downturns? As you approach retirement, it’s going to get more complicated The benefits of working with a financial professional + creating a plan that aligns with your goals WAYS TO CONNECT: Book a 15-minute discovery call with the team here: https://calendly.com/rachel-bwg Visit https://bulmanwealth.com/marcos-lemus to learn more about Marcos Lemus and the other members of the team. If you have any questions about what we discussed or anything else in your financial plan, email us at ask@bulmanwealth.com . You can also reach the team by phone at (916) 458-8199.…

Your Financial Compass with Bulman Wealth Group

1
Aim To Protect Your Retirement Against Inflation 13:29

hace 51 weeks13:29