02 | Do you need a budget?

Debt-Free Momentum for High-Achievers: Serious Debt Elimination, Savings, Money Management, Calendar Budgeting, Money Mindset, Personal Finance for High Earners, Grow your wealth

#Self-Improvement #Podcasting Education #Career Professional #SanityCents by Shanalei | Calendar Budgeting Coach #Money Mindset

33:58

In this episode, we delve into the concept of being "qualified" in the workplace, examining who gets labeled as such, who doesn't, and the underlying reasons. We explore "competency checking"—the practice of scrutinizing individuals' abilities—and how it disproportionately affects underrepresented groups, often going unnoticed or unchallenged. Our discussion aims to redefine qualifications in a fair, equitable, and actionable manner. Our guest, Shari Dunn , is an accomplished journalist, former attorney, news anchor, CEO, university professor, and sought-after speaker. She has been recognized as Executive of the Year and a Woman of Influence, with her work appearing in Fortune Magazine, The Wall Street Journal, Ad Age, and more. Her new book, Qualified: How Competency Checking and Race Collide at Work , unpacks what it truly means to be deserving and capable—and why systemic barriers, not personal deficits, are often the real problem. Her insights challenge the narratives that hold so many of us back and offer practical solutions for building a more equitable future. Together, we can build workplaces and communities that don’t just reflect the world we live in, but the one we want to create. A world where being qualified is about recognizing the talent and potential that’s been overlooked for far too long. It’s not just about getting a seat at the table—it’s about building an entirely new table, one designed with space for all of us. Connect with Our Guest Shari Dunn Website& Book - Qualified: https://thesharidunn.com LI: https://www.linkedin.com/today/author/sharidunn TikTok: https://www.tiktok.com/@thesharidunn Related Podcast Episodes: How To Build Emotionally Mature Leaders with Dr. Christie Smith | 272 Holding It Together: Women As America's Safety Net with Jessica Calarco | 215 How To Defy Expectations with Dr. Sunita Sah | 271 Share the Love: If you found this episode insightful, please share it with a friend, tag us on social media, and leave a review on your favorite podcast platform! 🔗 Subscribe & Review: Apple Podcasts | Spotify | Amazon Music…

hace 2 años 21:49

MP3•Episodio en casa

Welcome to Budgeting Brilliance. In this episode we'll discuss if you need a budget or does it matter. With this podcast, I hope to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine. https://www.sanitycents.com

53 episodios

Debt-Free Momentum for High-Achievers: Serious Debt Elimination, Savings, Money Management, Calendar Budgeting, Money Mindset, Personal Finance for High Earners, Grow your wealth

02 | Do you need a budget?

Debt-Free Momentum for High-Achievers: Serious Debt Elimination, Savings, Money Management, Calendar Budgeting, Money Mindset, Personal Finance for High Earners, Grow your wealth

published hace 2 años

MP3•Episodio en casa

53 episodios

#Self-Improvement #Podcasting Education #Career Professional #SanityCents by Shanalei | Calendar Budgeting Coach #Money Mindset

Todos los episodios

Debt-Free Momentum for High-Achievers: Serious Debt Elimination, Savings, Money Management, Calendar Budgeting, Money Mindset, Personal Finance for High Earners, Grow your wealth

1
53 | 2025 Tough Love Money Conversation You Need to Hear 5:25

hace 19 días5:25

5:25

Get ready for a no-holds-barred conversation that'll shake up your financial comfort zone. We're uncovering what’s at the heart of what's holding you back and lighting a fire under your dreams for 2025. Get ready to confront some uncomfortable truths and discover what truly drives you. This isn't just another pep talk – it's your wake-up call to stop settling and start building the life you deserve. So, if you ready to get real, get motivated, and get moving, listen in. Uplevel Your Money: Learn More about Calendar Budget Mastery Visit the website for free resources: https://sanitycents.com Contact: shanalei@sanitycents.com…

Debt-Free Momentum for High-Achievers: Serious Debt Elimination, Savings, Money Management, Calendar Budgeting, Money Mindset, Personal Finance for High Earners, Grow your wealth

1
52 | An Underused Strategy That Can Slash Your Debt Faster 8:12

hace 28 días8:12

8:12

Today, I'm sharing a debt reduction strategy that could be a game-changer for your personal finance, debt-reduction journey. We've all experienced monthly payments that seem like an endless financial burden preventing us from reaching our goals. As someone passionate about helping you optimize your budgeting and money management, I've been where many of you are - feeling frustrated and searching for a smarter way to tackle massive loans that are hanging over our heads. What makes this method so genius is that it doesn't require you to disrupt your existing budgeting patterns or find extra money in your tight financial plan. Today, we're diving into an underused debt paydown approach that could dramatically accelerate your path to financial independence, without adding stress to your monthly budget. I'll walk you through how making a simple adjustment to your payment schedule can help you save money on interest and chip away at your principal faster - whether we're talking about mortgages, car loans, student loans, or credit card debt. This strategy is perfect for anyone serious about money management, debt reduction, and creating a solid financial foundation. My goal is to provide you with a practical, actionable method that could help you see real progress in your debt elimination journey, all while keeping your current budget completely intact. Uplevel Your Money: Learn More about Calendar Budget Mastery Visit the website for free resources: https://sanitycents.com Contact: shanalei@sanitycents.com…

Debt-Free Momentum for High-Achievers: Serious Debt Elimination, Savings, Money Management, Calendar Budgeting, Money Mindset, Personal Finance for High Earners, Grow your wealth

1
51 | The Secret Visual Tool That Could Supercharge Your 2025 Finances 9:17

hace 5 weeks9:17

9:17

In this episode, I want to share a practical strategy that could help you approach your financial goals more effectively. We've all experienced the challenge of setting ambitious targets at the start of the year, only to see them gradually lose momentum. I've been there and I understand how frustrating it can be to feel like you're not making meaningful progress. Today, we'll explore a visual tool that offers a different perspective on goal-setting and financial planning. I'll walk you through four key insights that demonstrate how this method can help you stay more focused and intentional with your financial objectives. Whether you're looking to save for a specific milestone, plan for the future, or simply gain more clarity around your financial goals, this episode provides a straightforward approach that might just help you stay on track. My aim is to give you a practical strategy that could make your financial planning a bit more manageable and meaningful. Uplevel Your Money: Learn More about Calendar Budget Mastery Visit the website for free resources: https://sanitycents.com Contact: shanalei@sanitycents.com…

Debt-Free Momentum for High-Achievers: Serious Debt Elimination, Savings, Money Management, Calendar Budgeting, Money Mindset, Personal Finance for High Earners, Grow your wealth

1
50 | Day 5/5 Kickstart Financial Freedom 2025: Rewrite Your Financial Story 7:50

hace 7 weeks7:50

7:50

Welcome to the grand finale of our exhilarating 5-day journey, "Kickstart Financial Freedom 2025." As we wrap up this transformative series, we're diving into a topic that's close to everyone's heart: shaping our financial destiny. In today's episode, we'll uncover powerful techniques to optimize your money goals. This episode is your gateway to transforming your financial landscape and paving the way for a prosperous future. So, buckle up and prepare to embrace a new financial mindset. Your journey to financial freedom starts now! The Debt-Free Momentum Podcast is designed to challenge your current financial mindset, discover game-changing money management techniques, and take the first steps towards lasting financial freedom. This is where your journey to a debt-free life truly begins - are you ready to take control? This isn't just another financial podcast - it's a transformative journey that exposes the hidden psychological barriers keeping smart, high-income earners from true wealth. Through strategic money management techniques and powerful mindset shifts, listeners will discover how to break free from the HENRY (High Earners, Not Rich Yet) phenomenon, turning their income into a wealth-building weapon. Uplevel Your Money: Learn More about Calendar Budget Mastery Visit the website for free resources: https://sanitycents.com Contact: shanalei@sanitycents.com…

Debt-Free Momentum for High-Achievers: Serious Debt Elimination, Savings, Money Management, Calendar Budgeting, Money Mindset, Personal Finance for High Earners, Grow your wealth

1
49 | Day 4/5 Kickstart Financial Freedom 2025: Best Debt Elimination Strategy 6:29

hace 7 weeks6:29

6:29

Are you ready to revolutionize your approach to debt and pave the way for true financial freedom? Welcome to Day 4 of our exhilarating 5-day series, "Kickstart Financial Freedom 2025." Today we're tackling the cornerstone of debt elimination - the most effective paydown method. Whether you're drowning in credit card debt, grappling with student loans, or simply looking to optimize your debt repayment strategy, this episode will equip you with the knowledge and tools to make your money work for you, not against you. Prepare to challenge your current financial mindset, discover game-changing money management techniques, and take the first steps towards lasting financial freedom. This is where your journey to a debt-free life truly begins - are you ready to take control? This isn't just another financial podcast - it's a transformative journey that exposes the hidden psychological barriers keeping smart, high-income earners from true wealth. Through strategic money management techniques and powerful mindset shifts, listeners will discover how to break free from the HENRY (High Earners, Not Rich Yet) phenomenon, turning their income into a wealth-building weapon. Uplevel Your Money: Learn More about Calendar Budget Mastery Visit the website for free resources: https://sanitycents.com Contact: shanalei@sanitycents.com…

Debt-Free Momentum for High-Achievers: Serious Debt Elimination, Savings, Money Management, Calendar Budgeting, Money Mindset, Personal Finance for High Earners, Grow your wealth

1
48 | Day 3/5 Kickstart Financial Freedom 2025: The Silent Wealth Killer 5:14

hace 8 weeks5:14

5:14

🔥 Are you READY to transform your financial future and break free from the chains of debt? This isn't just another podcast episode - this is your personal FINANCIAL BREAKTHROUGH! In today's high-stakes financial landscape, interest isn't just a number - it's a silent wealth killer that can derail your dreams. Join host Shanalei as she exposes the hidden mechanisms that keep you trapped in a cycle of financial struggle. This episode dives deep into the true cost of interest, revealing how seemingly small percentages can dramatically impact your long-term financial health. Part of the innovatively fresh "Kickstart Financial Freedom 2025" series, this powerful episode is laser-focused on high-achieving professionals who are tired of feeling financially defeated and ready to take REAL control of their money. You'll discover shocking insights about how interest eats away at your hard-earned income and learn powerful strategies to turn the tables on debt. Each moment of this podcast is designed to provide actionable, immediately implementable techniques that will help you accelerate towards financial freedom. Whether you're struggling with credit card debt, student loans, or mortgage payments, you'll walk away with a clear blueprint for creating intentional financial transformation. This isn't just about understanding numbers - it's about rekindling your life's true potential and building unstoppable financial momentum. Your financial revolution starts now. Are you ready to make your money work for you, not against you? Tune in and take the first step towards demolishing debt and creating the financial future you've always dreamed of! Uplevel Your Money: Learn More about Calendar Budget Mastery Visit the website for free resources: https://sanitycents.com Contact: shanalei@sanitycents.com…

Debt-Free Momentum for High-Achievers: Serious Debt Elimination, Savings, Money Management, Calendar Budgeting, Money Mindset, Personal Finance for High Earners, Grow your wealth

1
47 | Day 2/5 Kickstart Financial Freedom 2025: Your Debt Decoder 6:34

hace 8 weeks6:34

6:34

Are you READY to transform your financial future and create REAL financial freedom? This isn't just another podcast episode - this is your personal FINANCIAL BREAKTHROUGH! 2025 is the year you take back control, decode your financial challenges, and create unstoppable momentum! This is Day 2 of our 5-day series, "Kickstart Financial Freedom 2025." I'm Shanalei, and today we're diving into a game-changing concept: your Debt-to-Income Ratio (DTI). Knowing your DTI is like having a financial GPS - it shows you exactly where you stand and how much debt is ahead of you. Once you have this crucial information, you're equipped to make clear, strategic moves to eliminate your debt and accelerate towards financial freedom. This episode is tailor-made for high-achieving professionals who are ready to turn their income into a wealth-building machine. You'll walk away with powerful money management techniques that will make your money work for you, not against you. Get ready to gain clarity, take control, and set the stage for your debt-free future. This is where your financial revolution truly begins! Each episode of the 5-day series provides actionable, immediately implementable strategies designed to demolish debt, rekindle life's joys, and create intentional financial freedom. Perfect for professionals ready to stop feeling financially defeated and start taking control of their money story, "Debt-Free Momentum" is the ultimate guide to financial transformation. This isn't just another financial podcast - it's a transformative journey that exposes the hidden psychological barriers keeping smart, high-income earners from true wealth. Through strategic money management techniques and powerful mindset shifts, listeners will discover how to break free from the HENRY (High Earners, Not Rich Yet) phenomenon, turning their income into a wealth-building weapon. Uplevel Your Money: Learn More about Calendar Budget Mastery Visit the website for free resources: https://sanitycents.com Contact: shanalei@sanitycents.com…

Debt-Free Momentum for High-Achievers: Serious Debt Elimination, Savings, Money Management, Calendar Budgeting, Money Mindset, Personal Finance for High Earners, Grow your wealth

1
46 | Day 1/5 Kickstart Financial Freedom 2025: Start Your Debt Domino 9:13

hace 8 weeks9:13

9:13

Are you READY to DEMOLISH your debt and create REAL financial freedom? This isn't just another podcast episode - this is your FINANCIAL REVOLUTION! And 2025 is your year! In this episode of "Debt-Free Momentum" we are kicking off the first day of our 5-day series called "Kickstart Financial Freedom 2025." Today, we are going to discover where it all began…We're focusing on the paradox of high-income earners struggling with debt and will give you actionable steps to reverse the cycle. This first day of the series sets the stage for understanding the psychological and practical factors contributing to the debt paradox among high earners, preparing you for the upcoming days' focused tips and strategies. Listen in if you are finally ready to get rid of debt. Designed for high-achieving professionals, Shanalei is going to give you strategic money management techniques so your money can start working for you. Each episode of the 5 day series provides actionable, immediately implementable strategies designed to demolish debt, rekindle life's joys, and create intentional financial freedom. Perfect for professionals ready to stop feeling financially defeated and start taking control of their money story, "Debt-Free Momentum" is the ultimate guide to financial transformation. This isn't just another financial podcast - it's a transformative journey that exposes the hidden psychological barriers keeping smart, high-income earners from true wealth. Through strategic money management techniques and powerful mindset shifts, listeners will discover how to break free from the HENRY (High Earners, Not Rich Yet) phenomenon, turning their income into a wealth-building weapon. Uplevel Your Money: Learn More about Calendar Budget Mastery Visit the website for free resources: https://sanitycents.com Contact: shanalei@sanitycents.com…

Debt-Free Momentum for High-Achievers: Serious Debt Elimination, Savings, Money Management, Calendar Budgeting, Money Mindset, Personal Finance for High Earners, Grow your wealth

1
45 | Struggle with budgeting? Maybe it’s not about how much money you make. 18:51

hace 17 weeks18:51

18:51

Do you feel like your financial situation remains unchanged despite having a budget, or do you struggle to stick to the budget you set? If so, today’s episode is just for you! We dive into the idea that your budgeting woes might not be directly tied to how much money you make. Instead, there could be underlying factors at play that are holding you back. The good news? Many of these factors are self-imposed and can be changed with a little effort and awareness. Join us as we explore practical tips and mindset shifts that can help you break free from the cycle of frustration. You’ll discover how to approach budgeting in a way that feels more manageable and effective, ultimately leading to a healthier financial situation. Don't miss it! It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. Together, I'm hoping to break the stigma that budgeting is all about not spending your hard-earned money. Instead, I'll open your eyes to how budgeting is about using your money to be the most effective. With this information, you'll begin to let loose of money stress and rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Join the Moneywise Mama Movement and let your inner brilliance shine. Uplevel: Learn More about Calendar Budget Mastery Get Started: Grab the Free Calendar Budgeting Starter Kit Budget brilliantly, friends! I'm rooting for your success! Contact: shanalei@sanitycents.com Visit the website for free resources: https://sanitycents.com…

Debt-Free Momentum for High-Achievers: Serious Debt Elimination, Savings, Money Management, Calendar Budgeting, Money Mindset, Personal Finance for High Earners, Grow your wealth

1
44 | Top 10 Game-Changing Budgeting Moves if Starting Over from Scratch 18:05

hace 22 weeks18:05

18:05

Today I'm sharing my Top 10 List of must-do money moves that I would do over again to transform my financial future. Whether you're just starting out or looking to course-correct, these budgeting moves can help you overcome (or avoid) debt and pave the way towards a path that’s aligned with your future goals. Remember, every small change you make today can lead to significant improvements tomorrow. So, let's embark on this journey together and build the financial freedom you deserve for yourself and your family. It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. Together, I'm hoping to break the stigma that budgeting is all about not spending your hard-earned money. Instead, I'll open your eyes to how budgeting is about using your money to be the most effective. With this information, you'll begin to let loose of money stress and rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Join the Moneywise Mama Movement and let your inner brilliance shine. Uplevel: Learn More about Calendar Budget Mastery Get Started: Grab the Free Calendar Budgeting Starter Kit Related episode: 04 | The budgeting method that changed my view on budgeting Budget Brilliantly, friends! I'm rooting for your success! Contact: shanalei@sanitycents.com Visit the website for free resources: https://sanitycents.com…

Debt-Free Momentum for High-Achievers: Serious Debt Elimination, Savings, Money Management, Calendar Budgeting, Money Mindset, Personal Finance for High Earners, Grow your wealth

1
43 | Dodge the Social Media Trap: Secure Your Financial Future 16:04

hace 27 weeks16:04

16:04

In this week's candid episode, we'll talk about the social pressures that affect how we handle our money in today’s world. With social media all around us, it’s easy to feel like we need to spend money to fit in, impress friends or family, which can lead to poor financial choices. We'll highlight social pressures, discuss real-life stories, and identify strategies for overcoming pressures. From setting your financial goals to possibly breaking away from social media, let's take control of our external motivations and ensure that we are focused on what is best for our families. It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. Together, I'm hoping to break the stigma that budgeting is all about not spending your hard-earned money. Instead, I'll open your eyes to how budgeting is about using your money to be the most effective. With this information, you'll begin to let loose of money stress and rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Join the Moneywise Mama Movement and let your inner brilliance shine. Learn More about Calendar Budget Mastery Grab the Free Calendar Budgeting Starter Kit Budget Brilliantly, friends! I'm rooting for your success! Contact: shanalei@sanitycents.com Visit the website for free resources: https://sanitycents.com…

Debt-Free Momentum for High-Achievers: Serious Debt Elimination, Savings, Money Management, Calendar Budgeting, Money Mindset, Personal Finance for High Earners, Grow your wealth

1
42 | Think Rich: Learn how to build a wealthy perspective 9:46

hace 30 weeks9:46

9:46

In this episode, we explore the power of a positive mindset in achieving financial success. You'll discover practical strategies to shift your thinking from scarcity to abundance and why it’s imperative to achieving financial wellbeing. Listen in to unlock your potential for prosperity and reshape your financial future. It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. Together, I'm hoping to break the stigma that budgeting is all about not spending your hard-earned money. Instead, I'll open your eyes to how budgeting is about using your money to be the most effective. With this information, you'll begin to let loose of money stress and rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Join the Moneywise Mama Movement and let your inner brilliance shine. Learn More about Calendar Budget Mastery Sign up: Calendar Budget Mastery Waiting List Grab the Free Calendar Budgeting Starter Kit Budget Brilliantly, my friend! I'm rooting for your success! Contact: shanalei@sanitycents.com Visit the website for free resources: https://sanitycents.com…

Debt-Free Momentum for High-Achievers: Serious Debt Elimination, Savings, Money Management, Calendar Budgeting, Money Mindset, Personal Finance for High Earners, Grow your wealth

1
41 | Mastering Sinking Funds: Unlocking Financial Peace of Mind (Part 2 of 2) 15:58

hace 33 weeks15:58

15:58

Part Two - All about sinking funds, how they can transform your financial planning and help to keep your budget on track. We’ll talk about tools to use, common mistakes people make when setting up and using sinking funds, and how incorporate them into your financial plan. Plus, SIGN UP NOW for the waitlist for the launch of Calendar Budget Mastery which will be announced on 7/17. Designed to streamline your budgeting process and forecast your bank balance weeks in advance, it's like having a crystal ball for your money. Don't miss out on a limited enrollment period. Sign up for the waiting list today ! It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. Together, I'm hoping to break the stigma that budgeting is all about not spending your hard-earned money. Instead, I'll open your eyes to how budgeting is about using your money to be the most effective. With this information, you'll begin to let loose of money stress and rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Join the Moneywise Mama Movement and let your inner brilliance shine. Learn More about Calendar Budget Mastery Sign up: Calendar Budget Mastery Waiting List Budget Brilliantly, my friend! I'm rooting for your success! Contact: shanalei@sanitycents.com Visit the website for free resources: https://sanitycents.com…

Debt-Free Momentum for High-Achievers: Serious Debt Elimination, Savings, Money Management, Calendar Budgeting, Money Mindset, Personal Finance for High Earners, Grow your wealth

1
40 | Mastering Sinking Funds: Unlocking Financial Peace of Mind (Part 1 of 2) 16:00

hace 34 weeks16:00

16:00

In this budgeting episode, we delve into the power of sinking funds and how they can transform your financial planning. We'll not only discuss the best ways to identify which sinking funds you should have but also provide a step-by-step guide on setting them up. Importantly, we’ll highlight a crucial step that is often overlooked, which can make all the difference in effectively managing your sinking funds. Tune in to learn how to implement this powerful tool in your budget and ensure you’re prepared for future expenses without financial stress. Plus, SIGN UP NOW for the waitlist for the launch of the Calendar Budget Mastery Program in late July. Designed to streamline your budgeting process and forecast your bank balance weeks in advance, it's like having a crystal ball for your money. Don't miss out— Sign up for the waiting list today ! It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. Together, I'm hoping to break the stigma that budgeting is all about not spending your hard-earned money. Instead, I'll open your eyes to how budgeting is about using your money to be the most effective. With this information, you'll begin to let loose of money stress and rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Join the Moneywise Mama Movement and let your inner brilliance shine. Learn More about Calendar Budget Mastery Sign up: Calendar Budget Mastery Waiting List Budget Brilliantly, my friend! I'm rooting for your success! Contact: shanalei@sanitycents.com Visit the website for free resources: https://sanitycents.com…

Debt-Free Momentum for High-Achievers: Serious Debt Elimination, Savings, Money Management, Calendar Budgeting, Money Mindset, Personal Finance for High Earners, Grow your wealth

1
39 | Is your budget a HOT mess? Here's how to get back on track. 18:47

hace 36 weeks18:47