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As a newly engaged couple, Jules and Shay have a lot to look forward to: a destination wedding, starting fertility treatments and the potential of buying a home. But their goals have a short horizon, are they able to save enough to accomplish three large milestones within a five-year period? In this episode, Jules and Shay sit down with Carolina, a Morgan Stanley Financial Advisor to discuss short- and long-term savings strategies, utilizing company benefits and how their families can help them save for a down payment . For more information about this episode and the topics covered, check out our episode page and explore how you can connect with a Morgan Stanley Financial Advisor . Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will be acting in an investment advisory capacity with respect to the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley Smith Barney LLC or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters. Residential mortgage loans/home equity lines of credit are offered by Morgan Stanley Private Bank, National Association, an affiliate of Morgan Stanley Smith Barney LLC. With the exception of the pledged-asset feature, a Residential mortgage loans/home equity lines of credit are offered by Morgan Stanley Private Bank, National Association, an affiliate of Morgan Stanley Smith Barney LLC. With the exception of the pledged-asset feature, an investment relationship with Morgan Stanley Smith Barney LLC does not have to be established or maintained to obtain the residential mortgage products offered by Morgan Stanley Private Bank, National Association. All residential mortgage loans/home equity lines of credit are subject to the underwriting standards and independent approval of Morgan Stanley Private Bank, National Association. Rates, terms, and programs are subject to change without notice. Residential mortgage loans/home equity lines of credit may not be available in all states; not available in Guam, Puerto Rico and the U.S. Virgin Islands. Other restrictions may apply. The information contained herein should not be construed as a commitment to lend. Morgan Stanley Private Bank, National Association is an Equal Housing Lender and Member FDIC that is primarily regulated by the Office of the Comptroller of the Currency. Nationwide Mortgage Licensing System Unique Identifier #663185. The proceeds from a residential mortgage loan (including draws and advances from a home equity line of credit) are not permitted to be used to purchase, trade, or carry eligible margin stock; repay margin debt that was used to purchase, trade, or carry margin stock; or to make payments on any amounts owed under the note, loan agreement, or loan security agreement; and cannot be deposited into a Morgan Stanley Smith Barney LLC or other brokerage account. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC. This material has been prepared for informational purposes only. It does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it. Morgan Stanley Smith Barney LLC (“Morgan Stanley”) recommends that investors independently evaluate particular investments and strategies, and encourages investors to seek the advice of a Morgan Stanley Financial Advisor. The appropriateness of a particular investment or strategy will depend on an investor’s individual circumstances and objectives. Important Risk Information for Securities Based Lending : Clients must be aware that: (1) Sufficient collateral must be maintained to support the loan and to take future advances; (2) Clients may have to deposit additional cash or eligible securities on short notice; (3) Some or all of the pledged securities may be sold without prior notice in order to maintain account equity at required collateral maintenance levels. Clients will not be entitled to choose the securities that will be sold. These actions may interrupt long-term investment strategy and may result in adverse tax consequences or in additional fees being assessed; (4) Morgan Stanley Bank, N.A., Morgan Stanley Private Bank, National Association or Morgan Stanley Smith Barney LLC (collectively referred to as "Morgan Stanley") reserve the right not to fund any advance request due to insufficient collateral or for any other reason except for any portion of a securities based loan that is identified as a committed facility; (5) Morgan Stanley reserves the right to increase the collateral maintenance requirements at any time without notice; and (6) Morgan Stanley reserves the right to call securities based loans at any time and for any reason. Morgan Stanley Smith Barney LLC, its affiliates and their employees are not in the business of providing tax or legal advice. These materials and any statements contained herein should not be construed as tax or legal advice. Individuals should consult their personal tax advisor or attorney for matters involving taxation and tax planning and their attorney for matters involving personal trusts and estate planning With the exception of a margin loan, the proceeds from securities based loan products may not be used to purchase, trade, or carry margin stock (or securities, with respect to Express CreditLine); repay margin debt that was used to purchase, trade or carry margin stock (or securities, with respect to Express CreditLine); and cannot be deposited into a Morgan Stanley Smith Barney LLC or other brokerage account. To be eligible for a securities based loan, a client must have a brokerage account at Morgan Stanley Smith Barney LLC that contains eligible securities, which shall serve as collateral for the securities based loan. Securities based loans are provided by Morgan Stanley Smith Barney LLC, Morgan Stanley Private Bank, National Association or Morgan Stanley Bank, N.A, as applicable. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC. Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services. Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY © 2025 Morgan Stanley Smith Barney LLC. Member SIPC. CRC# 4766848 (09/2025)…
IFC's Conversations for Open Minds
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Contenido proporcionado por St. Olaf College. Todo el contenido del podcast, incluidos episodios, gráficos y descripciones de podcast, lo carga y proporciona directamente St. Olaf College o su socio de plataforma de podcast. Si cree que alguien está utilizando su trabajo protegido por derechos de autor sin su permiso, puede seguir el proceso descrito aquí https://es.player.fm/legal.
“Conversations for Open Minds” is presented by the St Olaf College Institute for Freedom and Community, a space for free inquiry and meaningful debate of important political and social issues. Hosted by Edmund Santurri, Morrison Family Director and Professor of Religion and Philosophy at St. Olaf College.
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9 episodios
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Manage series 3331853
Contenido proporcionado por St. Olaf College. Todo el contenido del podcast, incluidos episodios, gráficos y descripciones de podcast, lo carga y proporciona directamente St. Olaf College o su socio de plataforma de podcast. Si cree que alguien está utilizando su trabajo protegido por derechos de autor sin su permiso, puede seguir el proceso descrito aquí https://es.player.fm/legal.
“Conversations for Open Minds” is presented by the St Olaf College Institute for Freedom and Community, a space for free inquiry and meaningful debate of important political and social issues. Hosted by Edmund Santurri, Morrison Family Director and Professor of Religion and Philosophy at St. Olaf College.
…
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The #1619Project is still one of the most controversial and important documents of our time. Edmund Santurri, director of the St. Olaf IFC, leads a conversation between Leslie M. Harris and Phillip W. Magness who present very different perspectives.
Michael Fitzgerald specializes in southern history, African American history, and the Civil War era including slavery, civil rights, and related topics. His most recent book is “Splendid Failure: Postwar Reconstruction in the American South.” His current project is a full-scale history of the Reconstruction era in Alabama. In this podcast Edmund Santurri interviews Michael Fitzgerald following the IFC sponsored conversation between Leslie Harris and Phillip Magness about the 1619 Project ( https://www.stolaf.edu/multimedia/play/?e=3756 ).…
Artyom Tonoyan, a scholar of the South Caucasus with family ties to Armenia and Ukraine, talks about the Russian invasion of Ukraine against the background of regional and international politics.
Elizabeth Tandy Shermer is an associate professor of history at Loyola University Chicago, where she teaches courses on labor, capitalism, and politics. She has written about those topics in op-eds, academic articles, and scholarly books, including Sunbelt Capitalism (2013) and The Right and Labor, a 2012 edited collection done with Nelson Lichtenstein, and a 2013 edited collection on Barry Goldwater. Harvard University Press published her history of student loans, Indentured Students, under its Belknap Press imprint in August 2021.…
Michael Kazin is a professor of history at Georgetown University and editor emeritus of Dissent magazine. He is the author of six books and the editor of three. His most recent book is War Against War: The American Fight for Peace, 1914-1918, published in January, 2017 by Simon and Schuster. It won the best book prize from the Peace History Society. His other books include American Dreamers: How the Left Changed a Nation (2011); A Godly Hero: The Life of William Jennings Bryan (2006); America Divided: The Civil War of the 1960s (six editions, co-authored with Maurice Isserman); The Populist Persuasion: An American History (1995; revised editions, 1998 and 2017); and Barons of Labor: The San Francisco Building Trades and Union Power in the Progressive Era (1987), which won the Herbert Gutman Prize. He is also editor-in-chief of The Princeton Encyclopedia of American Political History (2010). He is currently completing a history of the Democratic Party to be published in March of 2022 by Farrar, Straus and Giroux. Kazin is a former online columnist for The New Republic and has written articles and reviews for The New York Times, The Washington Post, Foreign Affairs and many other periodicals and websites. He has held fellowships from the Woodrow Wilson Center, The Guggenheim Foundation, the Institute for Advanced Study, the National Endowment for the Humanities, The Smithsonian Institution, and the Fulbright Program and has lectured widely in the United States, Europe, Russia, and Japan. He is a member of the American Academy of Arts and Sciences.…
Eugene McCarraher is professor of humanities and history at Villanova University. He has also taught at the University of Delaware and Princeton. In addition to publishing scholarly articles, he has also written many essays and book reviews for the Baffler, the Chicago Tribune, Commonweal, Dissent, the Nation, In These Times, the Hedgehog Review, and Raritan. He has been a fellow of the National Endowment for the Humanities and the American Council of Learned Societies. He is the author of Christian Critics: Religion and the Impasse in Modern American Social Thought (Cornell University Press, 2000) and The Enchantments of Mammon: How Capitalism Became the Religion of Modernity (Belknap Press of Harvard University Press, 2019). He is currently working on a book about automation, tentatively titled Automated Vistas: A Brief History and Critique of Automation, as well as a series of essays on the lineages of small-c communism.…
Virgil Storr is an Associate Professor of Economics in the Department of Economics, George Mason University, and the Don C. Lavoie Senior Fellow in the F.A. Hayek Program in Philosophy, Politics and Economics, Mercatus Center, George Mason University. He is the author (or co-author) of several books including Understanding the Culture of Markets, Community Revival in the Wake of Disaster, and Do Markets Corrupt Our Morals?.…
Gretchen Morgenson is the senior financial reporter in the Investigations unit at NBC News, a position she assumed in December 2019. Previously, Ms. Morgenson spent two years as an investigative reporter at The Wall Street Journal and almost 20 years as assistant business and financial editor and columnist at The New York Times. She won the Pulitzer Prize in 2002 for her “trenchant and incisive” coverage of Wall Street in The Times. Ms. Morgenson began her career in 1976 upon graduation from St. Olaf College in Northfield, Minnesota. She joined Vogue Magazine as an editorial assistant and began writing the personal finance column for the magazine several years later. In 1981 she became a stockbroker at Dean Witter, a job she held for three years. Ms. Morgenson joined Money Magazine as a staff writer in 1984 and moved to Forbes in 1986. She was named assistant managing editor at the magazine in September 1997. Ms. Morgenson is co-author, with Joshua Rosner, of Reckless Endangerment, a New York Times bestseller about the origins of the 2008 financial crisis published in May 2011 by Times Books. Ms. Morgenson has won two Gerald Loeb Awards, one in 2009 for her coverage of Wall Street and another in 2002 for excellence in financial commentary. Ms. Morgenson has also served on two Pulitzer Prize juries, evaluating investigative reporting entries in 2009 and 2010. Ms. Morgenson and her husband live in New York City and have a son.…
Irshad Manji is the founder of Moral Courage College, which teaches people how to engage on polarizing issues without shaming or “cancelling” each other. A professor of leadership at New York University for many years, Irshad now lectures with Oxford University’s Initiative for Global Ethics and Human Rights. Her books are bestsellers in some countries and are banned in others. No wonder Oprah has given Irshad the Chutzpah Award for boldness. Irshad’s latest book, Don’t Label Me, reimagines diversity to include diversity of viewpoint. Chris Rock labels it “genius.” Not everyone agrees.…
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