Welcome back to the Minority Money Podcast! I'm your host, Emlen Miles-Mattingly, and it's been an incredible four-year journey. We've reached listeners worldwide, and I want to express my heartfelt gratitude for your support. Recently, I took the opportunity to revisit our very first episode, and it struck me how much has changed since then. Refle…

We often get caught up in the idea of making big purchases without fully considering the costs associated with them. In this episode we will explore the difference between price and cost through a conversation with my 15-year-old daughter about buying a car. While my daughter was focused on the price of the car and how to pay for it, I wanted to hi…

What financial advice would you give to your younger self or your children? In this episode, I’ll discuss principles for teaching young people about money. These include paying oneself first, not spending more than one makes, investing early and frequently, never stop learning, and managing debt effectively. It is very important to have open conver…

As we near the end of the year's first quarter, let’s reflect on the goals we have accomplished and those we still aim to achieve. In this episode, we’ll talk about removing obstacles and distractions in our lives that prevent us from reaching our financial goals. We will also explore the concept of body budgeting and how it ties into the brain's f…

Spring has arrived, and it's time to freshen up more than just your home! Why not give your finances a much-needed clean-up? Join me in this episode as we dive into the benefits of spring cleaning your finances and discover how Gen X Wealth's Jumpstart Your Finances Bootcamp can help you reach your financial goals. Let's make this season the start …

Businesses beware: The collapse of Silicon Valley Bank sends a stark reminder of the impact a bank failure can have. In this episode, we explore the far-reaching consequences of the bank run that caused its downfall and the importance of FDIC insurance for both individuals and businesses. Listen to learn more about the impact of Silicon Valley Bank…

The power of insurance should never be underestimated. But how about we dig deeper into what insurances do and realign them with your financial goals? Today’s episode is about Indexed Universal Life insurance. We talk about how it can be a good investment while serving as your life insurance. We’ll also discuss how to understand policies so you can…

We are already in the final days of Black History Month! As we set our goals, we cannot help but strive for wealth. But how about we recalibrate them and aim for your well-being? Today’s episode is about setting your goals. We talk about how focusing on the things that speak longevity and genuine happiness as your goal brings you flexibility, clear…

If you've ever missed out on a big sale in the stock market because of fear or uncertainty, you're not alone. But don't let that fear keep you from taking advantage of potential gains. In this episode, we'll introduce the concept of dollar-cost averaging (DCA) - a practical investment method for those just starting. DCA allows you to control the fr…

Ensure your love lasts a lifetime. Plan your estate to secure your loved one's future and bring them peace of mind. In this episode, I will discuss the importance of estate planning and share a personal experience to highlight its benefits. I will also cover the documents that go into an estate plan, such as wills, trusts, and medical health care d…

Have you ever experienced being so good at something and then suddenly just stopped doing it? Like having the discipline for months to save money, but totally lose it on a random day at a shopping center. In today’s episode, I discuss the three magic questions that can help you discern what you need to give your time, energy, and focus on. You can …

We are at the end of the first month of the year! It’s safe to say that everyone is enthusiastic about meeting the beginning of the year. Everyone has their New Year’s resolution, commitment, and/or goal. Everything was planned out, yet things get in the way; life happens. Today’s episode is about being okay when you do not reach your goals and wha…

Financial anxiety is one of the common issues among adults worldwide. Everybody worries about money from time to time, but financial anxiety is different. It can be a product of trauma and a serious mental health issue that you should resolve as soon as possible. In this episode, we will talk about these key points that will help you understand the…

Partnering with a financial advisor can help you develop confidence and commitment to achieving your financial goals. But, when and why do you need a financial advisor? In this episode, I will talk about four things that a financial advisor can bring value to you: Behavioral side of the financial advisor Customized client experience Tax Rebalancing…

In a person’s working life, retirement planning is a must. You are never too young or too old to get started with it. It’s an important part of life as you grow older. After all, who would want to work at a very old age? Today we’re going to answer a few simple questions like "What should I do with my retirement account?”, “What retirement account …

Stop writing your new year’s resolution, it’s time to stay committed to accumulating your wealth this 2023. Today’s episode is about how to continue to grow wealth and how to stay on track with your goals. Set your goals right, don’t list more than three goals because you will only lose focus of what you really want to do. 2023 is not the year for …

We are back on the podcast after a short break with a mash-up of some of the best moments from 2022! 2022 has been an amazing year! As always, we've continued to highlight fellow minorities who are making waves in the financial planning space, shared their stories and tactics on how you can create generational wealth for your family. We also highli…

There comes a season in life where you’ve planned everything out and your course seems to be going in a straight line and suddenly, everything goes wayward. Challenges begin to pile up and you don’t know which one to deal with first. When all the doors are being shut, it might be a sign for you to take an alternate course. Today we are joined by Sh…

We’re about to enter the 4th quarter of 2022! How have you been doing so far? We have curated some of the episode highlights from the earlier part of the year. These episodes are foundational in planning and building towards a life of wealth for you and your family. Take a look back on these episodes and let’s finish the year strong! Enjoy this epi…

It doesn't matter how old you are, if you want to make a change and uplevel your skills, you can do it! Tamara White Hutchinson is a public relations and communications practitioner of more than 20 years and recently began the process of transitioning into the financial industry, with her money coaching company, The Cash Class. Tamara and I talk ab…

For the first time ever, we have a global pandemic that shut the world down. This fueled the annual economic inflation rate in the US to slow down more than expected. Being on the receiving end of all these circumstances, how will you cope? In this episode, I'll be joined by my wife Maricela Miles-Mattingly, as we celebrate our fifth wedding annive…

So much has been said about equality of representation and its influence, not just within the financial technology industry, but the society as a whole. However, looking at statistics, reality clearly does not complement expectation. In this episode, journalist Nicole Casperson, discusses her role as the founder of WTFintech in calling out clear in…

As children, we’ve seen our parents struggle financially and become chained to debt. Fast-forward to the present, we’ve grown into people who desire the opposite; to become financially stable and independent. My guest for today was able to do exactly just that! I am joined by Real Estate Investor and Financial Independence Coach, Antoinette Munroe.…

From account executive to radio intern to furniture and limousine dealer, Carlese Laurent believed his resume was akin to a Rolodex. Refocusing however on his top two interests - numbers and people - he finally found fulfillment and mission in helping people own their homes. Carlese Laurent joins us today to share his ragged path of paving for the …

The hard work we put in today are all for the same dream that one day, our children, the next generation, will live a life far better off than where we stand today. In order to get to that future vision, we have to focus on our present direction. In this episode I am joined by Angel Investor and General Partner of High Street Equity Partners, Mitch…

What is your Why? In school, we are taught that math is all about numbers. Would you believe that it's also about love? In this episode, Carl Richards, certified financial planner and author of The Behavior Gap, talks about Real Financial Planning. It’s not just about math but also about emotions. Figuring out your emotional problems and life direc…

Adult entertainment is one of the oldest industries in history. Whether we recognize it as a part of society or not, it exists, and so do the sex workers who earn income through this. Being in this profession raises stigma, discrimination, and disrespect. And this is why there are very few who cater to their financial planning needs. In this episod…

Welcome back to another episode of the Minority Money Podcast! There comes a time in everyone’s lives when you need to make a choice so huge that it can change how your life goes. In the case of my guest today, Anthony J. Zhang, it was the decision between being a full-time student, or dropping out and becoming an entrepreneur backed up by a VC. Wh…

Welcome back to another episode of the Minority Money Podcast! Usually, it’d just be me and another guest– but for today, we’ll be having a “We Need to Talk” episode where we air out and talk about building generational wealth for all families. In a country where the color of your skin has a say in how you achieve wealth and stability, this topic i…

Just as we’re celebrating our independence as a nation– maybe it’s also time for you to consider becoming an independent financial advisor! As we progress in the industry, there’s always going to be a part of us that wants independence in some way, shape, or form to create our own individual journeys. In this episode, long-time recurring guest Dasa…

Welcome back to the Minority Money Podcast! Continuing our celebration of Pride Month, I’ve invited over Laura LaTourette(she/her) and Ramona Maior(she/her) of Family Wealth Management Group. In this episode, we’ll dive right into how companies like the Rainbow Network and Onyx try to make sure that the industry remains progressive as they cater to…

On the Minority Money Podcast, we talk a lot about equality and representation and why they’re such an important factor in human empowerment. This week, we’re taking a step back from our regularly scheduled program for a special episode dedicated to celebrating Juneteenth and Father’s Day. With this being the first federal holiday of Juneteenth, I …

Buying a home is one of the most stressful choices that we can go through. Many of us usually ask if it’s a good or bad time to buy, and these questions can put us off from taking that first step. But here’s the thing: When it comes to building generational wealth, we cannot underestimate the power of owning property. To continue our celebration of…

A lot of people have very heavy emotions around money - from anxiety about their financial state to shame from past mistakes. Many of these emotions stem from a lack of financial education and entry points. But when you’re a minority in the United States and access to this information is held by certain privileged groups it can be difficult to brea…

After just launching our business, moving to a new house, traveling by plane to Chiacago, and recently celebrating our son’s birthday– it’s been one crazy ride! With a bit of a whirlwind of so many different things happening recently, Maricela and I decided that we wanted to come on here and talk about what we have planned for the next few months! …

The cannabis industry has been riddled with stigma; both for its place in society, and how black and brown minorities have become the face of it in the war on drugs. While it’s now legal in the state of California, it is still very much federally illegal. Because of this, so many people from the traditional markets that run on cash, are unable to b…

There are many iterations of the immigrant story of coming to America with a limited amount of money– or if any at all. Growing up with parents that had to go through this can leave deep impressions on younger generations– where money is scarce and it must be saved. While saving and budgeting is a great way to future-proof, it might not be the best…

Join me in this solo episode where I’ll be sharing my overwhelming gratitude for what God has done in our lives and to give you an update on what’s going on behind the scenes. I’d also like to take this time to thank all of you who have been supporting us through the four years of the podcast. This episode is a reflection on life. If you look at th…

With behavioral finance only formally discovered as early as 50 years ago, there’s been almost a lack of conversation around it. At the end of the day, after people invest, the question that’s asked runs more along the lines of “Is this enough?” and, “Am I going to be okay?” In this episode, I’m joined by Brian Portnoy, the founder of Shaping Wealt…

Growing up, we often looked up to those that have achieved what we aspire to be– but for minorities, it can be hard to progress in a world where we don’t see people of color succeed, or we find that they have much bigger hurdles to overcome. It can be intimidating, but that is exactly why we need to face these issues and create the space for change…

While a lot of companies talk the talk, only a handful ever walk the walk and stand by their promises to be inclusive towards minorities. While indeed the world is changing, the fight is far from over to have financial education and opportunities available to our people. For this episode, I’ve invited Lazetta Braxton, co-CEO of 2050 Wealth Partners…

For a lot of minority business owners, building wealth is much more than just the glitters and gold of the entrepreneur title. Business profit can mean the difference between going hungry and keeping your family fed. As an advocate for financial education, I really wanted to bring someone onto the show that can showcase how a different system of ca…

We’ve talked so much about financial planning on this podcast, but there’s a much bigger picture we also need to consider when we lay down our finances. And that’s life planning– where we aim our financial goals based on what we want to achieve in our lifetime and how we can support our dreams. In this episode, I’m joined by George Kinder, founder …

Financial literacy is not something that comes easy for a lot of people– oftentimes people are ashamed and shy away from complicated terms. This is especially true for those that speak another language as their mother tongue. In this episode, I’m joined by Diana G. Yanez, founder of All The Colors. Her company aims to teach holistic financial educa…

For a long time, gender and racial equality stood far from ever being recognized and addressed. It’s only in recent years that we as a society have progressed to be much more inclusive and representative of minorities in the financial planning field. In this episode to celebrate women’s month, I’m joined by Dr. Miranda Reiter, Ph.D., an accomplishe…

Welcome to the second episode of the Minority Money Podcast for Women’s History Month! This episode will be guest-hosted by Mari Miles-Mattingly, featuring Rosa Chalekian– previously a guest for Episode 102 alongside her husband, Alex. In this episode, Mari and Rosa dive into their experience as women still actively fighting for basic respect in di…

Welcome to the first Minority Money episode for Women’s History Month! While the fight for equality has made bounds and milestones in our society, women; especially women of color, are still fighting for their space in many aspects of said society. In this episode, I’m joined by Sonya Dreizler and Liv Gagnon, some of the most driven people I’ve met…

Welcome to the conclusion of the Black History Month celebration but that doesn't mean you should stop studying or celebrating this important part of American history that is often forgotten. With all that being said, I wanted to talk a little bit more about Black History, but have also decided to invite a very special guest, my wife, Maricela Mile…

Most of you may have never heard of Nathan “Nearest” Green but his story is a true American story and of utmost importance especially now in black history month. Nathan “Nearest” Green didn’t just make great whiskey, he made history. His story is just one of the many great African American stories that remain quite untold and that is why for today’…

We all have a story that is uniquely our own and just like with finances, not everyone goes through the same journey. Shehara Wooten is one such financial planner who is here to help you create your own financial narrative which caters to your needs. Shehara originally graduated with B.S. in Electrical and Computer Engineering and her first job out…