How Return on Investment Changes Based on Credit Score With PMI Does your credit score really matter when you're buying rental properties? Sure, your credit score impacts the mortgage interest rate you can get with traditional mortgages. And yes, your credit score affects how much private mortgage insurance (PMI) will cost. Your credit score can al…

Today we are continuing our series of the minor prophets starting in Hosea. Pastor Ben is going to present the different way love is viewed in the eyes of others. one thing to note is Israel had left their first love but what does that mean and how does that change our view on love and not just love; but the love for God? reference scripture: If yo…

Pastor Brian Malloy preaches the Gospel at The Refuge in Lubbock, Texas on Sunday, June 23, 2024.

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“The grace that you are refusing to give may just be the grace you need one day.” Let that sink in. We’ve all made mistakes, right? But here’s the thing: your past doesn’t define your future. It’s not about how you started; it’s all about how you finish. Imagine a world where we all extended a little more grace. Where we lifted each other up instea…

This week, Rev. Charles Johnson lets everyone know that with Jesus, Nothing Can Harm You, as he covers 2 Corinthians 6:1-13 and Mark 4:35-41.Por Second Baptist Church LBK

Pastor Travis Zachary preaches the Gospel at The Refuge in Lubbock, Texas on Father's Day, Sunday June 16, 2024/

Today we have Pastor Sof bringing us a message. as we get into it, we have to always check our hearts and see where we are shining the spot light. hint it should not be on us. Pastor Sof will take us through a passage in the Book of John that we will learn why and how we can focus our eyes on Jesus and not the world. If you are interested in attend…

So, are you stressing out over higher mortgage interest rates and properties not cash flowing as well as they used to, or in some markets, not having positive cash flow at all... even with 25% down? What's a real estate investor seeking financial independence to do? In this class, we will compare two strategies. In both strategies, you first buy an…

In this new study in the amazing minor prophets, we are starting in the book of Hosea which in its root meaning is "saved" or "delivered." Though this study that Pastor Ben gives us we will learn about the background of this book at is very important to the set up for this book. Also how Hosea was seeing how the world around him was growing in evil…

Pastor Alan Wallace preaches the Gospel at The Refuge in Lubbock, Texas on Sunday, June 9, 2024.

Happy Father’s Day to all the amazing dads out there! We hope you had an extraordinary day filled with love and appreciation. Yesterday, Pastor Todd delivered a powerful message that really resonated with us. He reminded us that too often, we get caught up in our perceptions and miss out on God's greater purpose for our lives. He said, “Most of us …

Join us for our 2024 Father's Day Service and hear how the Lord works in the lives of fathers.

Today, Rev. Charles Johnson speaks on the Power of Small and Secret Things as he covers Romans 1:11-17 and Mark 4:26-34.Por Second Baptist Church LBK

Continuing with our NEW series called "The Servant King," (A Study of the Gospel of Mark)....Have you ever wondered what a day in the life of JESUS would be like? In today's teaching, Pastor Ben breaks down Mark 1:29-45 to give us a glimpse of the small details that Jesus witnessed and experienced. So open up your Bible, "knock on Jesus' door" and …

So, you're considering Nomading™. Excellent! But as you dig into the details, you may wonder what the impact would be if you chose to buy a more desirable, higher quality, but maybe less optimal property at full price (without a discount), versus focusing on finding a slightly less desirable, slightly lower quality, but slightly more optimized rent…

Every good thing, at some point, has to come to an end sometimes. In this case, tonight we say goodbye to our ongoing series called 'The Ezekiel Overview' (A Study of the Book of Ezekiel). In tonight's final study of the book of Ezekiel, Pastor Ben teaches us how to see Christ in the Old Testament, namely in the book of Ezekiel. How is Christ revea…

Join us for a time of worship on our first Thursday service in June!

We are honored to welcome Dr. Wingate, President and Founder of Life Christian Univeristy to be our guest speaker. Dr. Wingate brought us a powerful word about faith and belief, ending the service with ministry time.

We’re all seeking truth and purpose in this journey called life, but do we truly know where to find it? Pastor Todd’s words were a wake-up call, reminding us of the untapped power within – the dynamite that can ignite and transform our lives. You see, the disciples were ordinary people until they received the Holy Spirit. Suddenly, they were filled…

This week, Rev. Charles Johnson speaks of The New Community as he covers Mark 3:20-35.Por Second Baptist Church LBK

Continuing with our NEW series called "The Servant King," (A Study of the Gospel of Mark)....Have you ever noticed that sometimes when you present your ongoing problems to a professional, they seem to "hide" themselves, make you look like a fool, and only to reappear after you are out of the presence of the professional? Let me give you an example.…

Deal Alchemy™ - Black Box Cash Flow Deal Alchemy™ is all about manipulating returns to get the returns you desire most. One variation of Deal Alchemy™ has you think about your rental property investment as a black box. You put money into the black box, some magical things happen over the next few years and out pops profit which you can spend like c…

Pastor Travis Zachary preaches the Gospel at The Refuge in Lubbock, Texas on Sunday, June 2, 2024.

Continuing with our new series called 'The Ezekiel Overview' (A Study of the Book of Ezekiel), during tonight's teaching, Pastor Ben will go into detail on what it may have looked like in the temple that is described in previous chapters * you may look at the video that is mentioned during the message on Youtube through these links:1. https://youtu…

This week, 2b's Youth Minister, Rev. Josh McDonald, covers Psalm 105, and John 11:1-16, 38-44 as he explains All I Need Is a Miracle.Por Second Baptist Church LBK

Continuing with our NEW series called "The Servant King," (A Study of the Gospel of Mark)....Question: On a scale of one to ten, how much of your trust do you place in God?Without thinking about it, we all have things in life that we tend to automatically put our trust in. For example, knowing that our car will start in the morning, that the seat b…

Warning - Risks of Rental Demand Declining When Investing in Real Estate Risk, risk, risk... Life is full of risks. To a limited degree, we get to choose which risks we voluntarily take on. For example, if you choose to invest in real estate, you choose to take on some additional risks that you might not—directly—face if you opt to invest in someth…

Continuing with our new series called 'The Ezekiel Overview' (A Study of the Book of Ezekiel), during tonight's teaching, Pastor Ben will go into detail on what it may have looked like in the temple that is described in chapter 43 * you may look at the video that is mentioned during the message on Youtube through these links:1. https://youtu.be/oQR…

We take time to remember that there are things that are free to us that costed someone else everything. As we recognize Memorial Day and honor those who gave their lives, we also see that memorials are intended to cause someone to remember. What is a memorial stone of remembrance in your life?

What a powerful message from Pastor Todd at The Worship Center this morning! 🔥🔥🔥 He reminded us of the importance of sitting at the feet of Jesus, even when life gets busy and overwhelming. Amazing things can happen when we make time to truly connect with the Lord. Your healing - whether physical, emotional, or spiritual - matters deeply. Don't let…

This week, Rev. Charles Johnson speaks about being Born of the Spirit as he covers Romans 8:12-17 and John 3:1-17.Por Second Baptist Church LBK

Pastor Travis Zachary Preaches the Gospel at The Refuge in Lubbock, Texas on Sunday, May 26, 2024

Pastor Travis Zachary preaches the Gospel at The Refuge, Sunday May 19, 2024 in Lubbock, Texas.

Pastor Travis Zachary preaches the Gospel at The Refuge, on Mother's Day, Sunday May 12, 2024 in Lubbock, Texas.

Continuing with our NEW series called "The Servant King," (A Study of the Gospel of Mark)....Do you remember when you first felt a change within you? The change that I am referring to is the one where you started to become tired, or bored, with the life that you had been leading and all of a sudden everything that regarded Jesus or God became fasci…

Private Mortgage Insurance Myths Reputation can be a challenging thing. I have found, through many conversations with clients over the years, that Private Mortgage Insurance (PMI) has a questionable reputation with home buyers in general and investors in particular. However, much of its reputation is based on half-truths, bad information, lies, and…

Continuing with our new series called 'The Ezekiel Overview' (A Study of the Book of Ezekiel), during tonight's teaching, Pastor Ben will inform us on prophecy about the rapture that is being reveled in scripture and specifically on what the demonic Magog. How does this affect us? Why is this important? What type of rapture do you side with? well l…

Pentecost is the day that the Holy Spirit infilled the disciples and they had the evidence of speaking in tongues and the power of the Holy Ghost. We can receive that same filling today. The Trinity is the Father, Son, and Holy Spirit, and He is alive and active today.

Pastor Hunter’s message was nothing short of life-changing. He asked a question that’s got us all thinking - “What is your promise from God worth to you?” This isn’t just another feel-good sermon. Pastor Hunter challenged us to examine our hearts and priorities. Are we truly living out the promises God has given us? Or have we become complacent? It…

This week, Rev. Charles Johnson takes a look at Acts 2:1-21 as he speaks on Pentecost at Second B.Por Second Baptist Church LBK

In today's teaching, we begin our new series called "The Servant King," which is a study of the Gospel of Mark. If you are interested in attending our LIVE teachings (Wednesdays @ 7:00 pm & Sundays @ 10:00 am), you are invited to visit us at 4218 Boston Ave. Lubbock, Texas. To connect with us, you can call us at (806) 799-2227, email us at calvaryl…

Warning - Risks of Neighborhood Decline When Investing in Real Estate Everything in life has risks. Not investing adds certain types of risks, while investing adds other risks. One risk that some real estate investors face is the possibility that the neighborhood they're investing in will decline, causing values and/or rents to drop. So, how do we …

Happy Mothers Day to all our moms! We are excited to celebrate you and who you are! A motherly role cannot be underestimated and we thank you for the love that you bring to the church and your families.

Even God the Father entrusted His only Son to a mother. That speaks volumes about the incredible power and significance of motherhood. Think about it - the Creator of the universe chose a woman to nurture, guide, and shape the Savior of the world. This is no small task, and it reveals the immense trust and value God places on the maternal heart. Mo…

This week, Rev. Charles Johnson talks about Jesus and explains How Jesus Prays For Us. The Week of May 12, 2024.Por Second Baptist Church LBK

Have you ever had a conversation with Jesus (God)? Ok, let me ask that again...Have you ever prayed a very meaningful prayer to God? If you answered "Yes," then you, indeed, have had a conversation with God. While continuing our "Faith & Action" series from the book of James, today Pastor Ben explains to us how important growing up in prayer is, an…

Pastor Travis Zachary preaches the Gospel at The Refuge on Sunday, May 5, 2024 at The Refuge in Lubbock, Texas.