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Garry Thurman brings everything you need to know about retirement and income planning in a fast paced format. Each week, Garry and his guests reveal the latest developments in the financial world to keep you informed of changes that may affect you personally, while sharing some common sense strategies that will help you make the most out of your retirement savings. We are focused on helping investors preserve and grow their assets, increase their income, and reduce taxes. For more informatio ...
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On this edition of the show we tackle tips to help you get to retirement. We will discuss the latest as well as the tried and true. Couples headed to retirement need to be on the same page, but many are not. Managing our retirement savings and stretching our retirement dollars is vital so we have suggestions. If you have any questions concerning yo…
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On this week’s show we jump on the dangers of inflation and what it could mean to retirees. We have questions you need to be asking your advisor if you haven’t already. Everybody could make some mistakes when it comes to retirement so we thought we would point out some big boo-boos so you can avoid them. Don’t be misled when it comes to the noise t…
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On this week’s show we discuss navigating taxes in retirement. The Roth is one tool that has been around since the late 90’s and we will discuss the benefits. We talk bucket list and the importance of incorporating that list into your overall plan. If you have any questions call Guardian Investment Advisors 800-517-1575 or click here to visit our w…
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On this week’s show we discuss the parallels between the game of golf and retirement planning. We get into life lessons we can learn from planning for our retirement years. If you have any questions call Guardian Investment Advisors 800-517-1575 or click here to visit our website. Retirement, Saving, Planning, Roth, IRA, 401K, Healthcare, Legacy Se…
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On this week’s program we tackle big old social media and influencers that spout potentially harmful advice when it come to your retirement planning. Planning for retirement will include many pieces to your retirement puzzle and missing even the smallest piece can cause big problems. We will go over details you need to be sure to include in your pl…
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On this week’s show how the higher cost of living we are experiencing will impact you in retirement. We discuss the big three hurdles you will need to clear. The 4% rule that many follow when withdrawing funds in retirement is dated and we will explain why. We will also throw questions out that you need to have the answers for while planning. We wi…
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On this week’s show we discuss retiring early and what it will take before you pull the trigger. Making your money last through your retirement is the goal, and having a customized retirement plan can guide you. We will also tackle some real tough questions that many don’t want to tackle. If you have any questions about your own retirement call Gua…
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On this edition we dive into hoops, analogies, and tie it to retirement planning. Sound fun? Buckle up and learn something. Knowing and mastering fundamentals in basketball is a key to success and the same can be said for planning for retirement. Learning from the legends of coaching can help in the game of retirement. If you have any questions con…
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On this week's Plan Today Own Tomorrow, Garry recounts the firms trip to Nashville. Also today what steps should you be taking to strengthen your finances in the new year? Women and retirement, have some differences that need to be factored in and we will discuss. Achieving financial happiness in retirement is possible, but will a different path fo…
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Coming up on this week's show, is it time to breakup with your current advisor? We will discuss by starting the conversation with Tiger Woods and the split with Nike. We will dive into signs that may indicate it's time to consider a change. If you have any questions call Guardian Investment Advisors 800-517-1575 or click here to visit our website. …
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Coming up on this week’s show we will go over an important piece of your retirement planning puzzle, the estate plan. What goes into a complete estate plan? We will discuss the ingredients to a solid estate plan. We will also cover the worst retirement advice and what to do if you are following it. If you have any questions concerning your retireme…
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On this edition we dive in on Secure Act 2.0 provisions already in play, plus what is coming in 2024. We will also focus on often overlooked questions that can have a big impact on your retirement. If you have any questions concerning your own retirement scenario call Guardian Investment Advisors 800-517-1575 or click here to visit the website. Ret…
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On this week’s show we have some fun discussing the similarities between game planning for football and mapping out your retirement. We will give you some memorable quotes from the game of football and how we can apply that to retirement. Retire like a champ in 4 easy steps. If you have any questions call Guardian Investment Advisors 800-517-1575 o…
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On this week’s show we will discuss changes that will be coming when you enter retirement. How you choose to deal with the changes is vital. Having a plan will help navigate. Retirement and retirement planning has evolved over the last 50 years, we will discuss the Modern Retirement compared to what we all know as traditional retirement. Exchanging…
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On this week’s show we will discuss the “Un-bucket” list and why you may want to avoid this list if you can. Retirement with a partner can be seamless, but it will take a plan and teamwork. We will discuss getting on the same page for retirement as a couple. How do you know if you’re ready for retirement? We will reverse engineer it by highlighting…
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On this week’s show new year financial resolutions. What steps should you be taking to strengthen your finances in the new year? Women and retirement, have some differences that need to be factored in and we will discuss. Achieving financial happiness in retirement is possible, but will a different path for each of us. If you have any questions cal…
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On this week’s show will discuss mistakes you could make in retirement planning and how to avoid them. Is your portfolio stressed? If so how do you relieve the pressure? We will dive in. We have steps to take to make sure you are ready to retire. If you have any questions about your retirement call Guardian Investment Advisors 800-517-1575. Retirem…
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On this week’s show we give you simple steps to prepare for the new year in regards to your retirement. We get into the most important questions you need to be asking about retirement and answer them. Nest egg protection during a volatile market requires portfolio analysis and action. If you have any questions about your retirement scenario call Gu…
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The importance of financial planning for retirement is a subject we focus on each week. Our friends in Hollywood have long used the subject as a source for comedy. We will provide a few examples, but also stress how serious this is for you as you move toward your own retirement. If you have any questions about retirement planning call Guardian Inve…
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On this week’s show we discuss financial demands that can impact your nest egg as you move toward retirement. Healthcare needs, Inflation, and taxes to name three. What are the top three stressors that retirees are facing? We will dive into a Principal survey that will give us answers. Positive mindset is vital as you plan for and move into retirem…
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On this week’s show we discuss things you should be doing as the year comes to end when it comes to retirement planning. Also this week changes in social security you need to be aware of moving forward. We want retirement to be the best that it can be, so we have some planning pitfalls to avoid. If you have any questions concerning your retirement …
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On this week’s show we get into the “Do’s and Don’ts” of retirement planning. Facing your financial fears heading into retirement is very important. First step is identifying those fears and then work on how to overcome those fears. If you have any questions or concerns about your retirement call Guardian Investment Advisors 800-517-1575. Retiremen…
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On this week’s show we discuss why some people are not meeting with and planning with a financial professional. We will also explain why you should be meeting and planning with a financial professional. Several case studies on today’s show lets see how our host will handle it. If you have any questions about your retirement call Guardian Investment…
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On this edition of Plan Today Own Tomorrow, Senior Healthcare Advisor Tanner Moore hosts as we dive into medicare. There are many myths concerning medicare that are out there. Today we will dispel those falsehoods. If you have any questions concerning Medicare call Guardian Investment Advisors 800-517-1575. Retirement, Planning, Medicare, Part A, P…
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On this week’s show we dive into a recent Northwestern Mutual Study on Financial instability. We will offer up a few tips so you can retire with confidence. Scams are seemingly every where and they tend to target our older age groups that are already in retirement. We will identify the latest 3 layer scam today that has been causing headaches for m…
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On this week’s show we will take a look at the retirement landscape as it applies to the Baby Boomer generation. Why are people putting off planning with a seasoned professional? That’s a great question and we will give you our reasons why we think it’s happening. We will also play financial planning ‘Fact or Fiction”. If you have any questions abo…
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On this week's show Garry Thurman will welcome his good friend Prashant Sabapathi to the show. Prashant is a Fiduciary Advisor in the Baltimore Maryland/DC area. We start with Retirement Planning fears and then both Garry and Prashant will chime in on how they are helping their clients retire with confidence. If you have any questions with your ret…
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On this week’s show we will discuss investing for retirement and offer up tips. You want to avoid big mistakes on your retirement journey. We will highlight some biggies to avoid. We have a few hypothetical case studies you don’t want to miss. We’ll go over the different scenarios and discuss possible outcomes. If you have any questions about your …
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On this week’s show we discuss tips that can help you gain control of your finances and your retirement. We will also dive into procrastination and how so many of us keep putting off planning for your future. We will also offer up some head turning statistics about retirement and the importance of having a plan. If you have any questions contact Gu…
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On this week’s show we dive into big money mistakes by very familiar names. We will also give you tips on how to avoid the same mistakes. How can an advisor help in similar situations? Tax planning and legacy planning are two examples of the importance of working with an advisor to these important elements right. A third area to really take advanta…
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Game Planning for Retirement is very Comparable to Football, we will break the huddle and discuss.
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On this week’s show we are gearing up for football, so we thought we would compare game planning for the big Sunday game to game planning for your retirement. We will dive into the X’s & O’s of retirement planning. The latest financial news takes center stage and what it means to you and your retirement. If you have any questions concerning your re…
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On this edition we start with three quotes from interesting sources that really hit home when discussing retirement and planning. Peak 65 arrives next year, the largest number of Americans ever will be turning 65. If you’re in the group pay attention, and if you’re not take notes. If you have more runway and you’re in your 50’s you are in luck we g…
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On this week’s show we look back and some well known sitcoms that provide interesting financial planning do’s and don’ts. We will also take a look at low-risk high-reward alternatives to build your nest egg. The word annuity doesn’t have to be a bad word and there could be one that would fit well in your retirement plan. If you have any questions a…
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On this edition of the show we have some fun with the old game show “ Who Wants to be millionaire”, but we insert retirement into the question. We will also be sinning on today’s show….well at least talking about sins to avoid when prepping for your retirement. If you have any questions call Guardian Investment Advisors 800-517-1575. Retirement, Pl…
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On this week’s show we will have some fun with a very serious retirement topic. We all remember the game RISK, well we will put a retirement twist on it. Everybody is different and your retirement plan needs to be customized to you. We will also dive into understanding your investments and the role they will play in building lifetime income. If you…
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More than 90 provisions in Secure Act 2.0 and they will impact retirement planning. We will discuss. Many people delay starting their retirement planning. We discuss why that is happening. Also this week four tax strategies that will help you position yourself for retirement. If you have any questions about your retirement scenario call Guardian In…
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On this week’s show we have a lot to discuss. It’s not uncommon for people to put off meeting with a financial advisor. We will go over some of the reasons people don’t and explain why you should. If you are less than 10 years away from retiring we have some strategies for you to consider. Retirement expenses can go up, but you can control it with …
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On this week’s program we have a few pointers for when you get to that 10 year pre-retirement window. What should you be focusing on? Why are so many retirees heading back into the workforce? We will discuss the big reason, but also how to stay retired. Some expenses in retirement will go down and some will rise…make sure you plan for the ups and d…
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On this week’s show, we tackle the biggest financial concerns as you approach retirement. We dig into the emotional side of planning because it can be intimidating when you’re getting started. You’ve saved well for retirement, now what? We will discuss distribution strategies. If you have any questions call Guardian Investment Advisors 800-517-1575…
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On this week’s show we discuss cash flow and the importance of proper planning. What you need to consider as you move to and through retirement starting with income sources and continuing through life expectancy. Human psychology and behavior can impact financial decisions and with that in mind we dive into behavioral finance. Wasting money in reti…
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On this week’s show we will hear from the streets. Where are you in your planning process? Annuities just being mentioned sparks a reaction and we will discuss. We will go over strategies for regular dependable income in retirement. After the strategy you need a retirement budget/spending plan to keep you on track. If you have any questions call Gu…
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On this week's show, Tyde McIntosh welcomes medicare specialist Tanner Moore to the program. This will be a special question and answer version of the program. Questions from all over the retirement spectrum. Enjoy. If you have any questions about your own retirement you can always call Guardian Investment Advisors 800-517-1575. Retirement, Medicar…
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On this edition we head to Hollywood for a few movie clips that provide some financial planning advice. Some good and some not so good. Retirement planning myth busting on the show today. Finally, What questions are being asked of financial advisors and the retirement planner? We go over the top ones so be prepared to take notes. If you have any qu…
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On this edition we take a look at the most frequent questions about financial planning that are typed into search engines. These are the questions you want answers to and we have them. Just because you’re turning 65 doesn’t mean you have to retire and we’ll give you the reasons why. A big transition for retirees is going from accumulation to decumu…
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Politics and retirement planning are intermingling we discuss the hot topic ESG(Environmental, Social, Governance). We will go over red flags you need to be aware of, if you’re hearing these from your current advisor look out! Baby Boomers, we talk directly to those turning 65 and things you need to avoid as you near retirement. If you have any que…
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Running Out of Money in Retirement Always a Concern, We have Tips to Assure that Doesn’t Happen.
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On this week’s show we start with things you can do right now to help your money last through retirement. Unsteady times require calm rational behavior when it comes to your retirement accounts. We shift gears to discuss non-financial retirement questions that need to be answered before you call it quits. If you have any questions call Guardian Inv…
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On this week’s show we will talk all things retirement. Strategies that can shape your retirement income will be our first stop. Annuities are selling like hot cakes and we discuss why? 401K rollovers make the show as well. Baby boomers may have a number of old 401K’s and are not sure what to do with them. We discuss the rollover. If you have any q…
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On this week’s show we discuss some “Do’s” and Don’ts when it come to your retirement savings. Also, the Federal Reserve has been adjusting interest rates and we’ll dive into what that means for retirement portfolios. If you have any questions about your retirement call Guardian Investment Advisors 800-517-1575. Retirement, Planning, Savings, Roth,…
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On this week’s show we discuss the mindset needed when moving from accumulation to distribution. Saving more is one key that can help everyone’s retirement so we have some tips to help you add to your accounts. Being a Grandparent may be in your future so let’s talk about how to go about being a financially responsible Grandparent and protect one's…
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