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The College Investor podcast is a daily audio show that's dedicated to bringing you the best of TheCollegeInvestor.com. We discuss a variety of topics, all relating to millennial money - including student loan debt, investing, earning more money, and more! Robert Farrington, the founder of The College Investor and a Millennial Money Expert, shares how to get out of student loan debt so that you can start investing and building wealth for the future. Instead of cutting expenses and living a f ...
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In-depth money conversations and reader Q+A from the team that created The College Investor. Get insights into personal finance, investing, side hustles, and more, plus get your questions answered!
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In college? Want to know how to invest and manage your finances? You’re in the right place.
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A Health Savings Account, or HSA, is arguably the best tax-advantaged account available in the United States. Contributions and qualified withdrawals are tax-free, which makes an HSA perhaps the only way you can earn, invest, and spend without paying taxes. While we don’t usually like to think about it, we’re all going to die someday. Money-savvy f…
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I thought it would be interesting to look at some of the best investors in modern time. These are all individuals who made significant amounts of money by sticking to solid investment philosophies. If you look at their strategies as well, they aren't very difficult or complex - they stick to basic financials of a company and look for value. If they…
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For families saving for education expenses, 529 plans remain one of the most flexible and long-lasting options available. Unlike other college savings accounts or financial aid programs, 529 plans do not have time or age limits for contributions or withdrawals. However, some states do have different rules that may impact your 529 plan contribution …
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Por The College Investor
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A Multigenerational 529, also known as a Dynasty 529 Plan, is a way of using one or more 529 plans to leave a legacy of education for future generations. A Dynasty 529 Plan can be set up by parents, grandparents, or other relatives. With a Dynasty 529 Plan, high net-worth parents save more than is required for their children’s college education, me…
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Even if you don't think you'll receive financial aid, you likely should fill out the FAFSA. According to Sallie How America Pays for College report, 74% of students and families completed the Free Application for Federal Student Aid, or FAFSA for the 2023-2024 school year. So why are over 25% of students deciding not to apply? They may believe thei…
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A full-ride scholarship covers the full cost of attendance, including tuition, fees, room and board, books, supplies and equipment. It can include college-specific awards, national programs from private scholarship providers, and athletic scholarships. But while winning a full-ride scholarship is a prestigious accomplishment and significantly eases…
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Colleges have been known to withhold college transcripts to recover unpaid debts. But this practice is becoming illegal in some places. For many students and alumni, a college transcript is more than a piece of paper – it’s a gateway to career opportunities, additional education, and professional development. But what happens when a college withhol…
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Por The College Investor
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Por The College Investor
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If you're looking for additional funds to pay for college, you may be looking at Federal vs. private student loans. After you're admitted to college, you’ll receive a financial aid package that breaks down your cost of attendance minus any grants, scholarships, or other sources of financial aid you’re eligible for. This financial aid package includ…
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CDs (or certificates of deposit) are low-risk savings vehicles offered by banks, credit unions and many other financial institutions. Individuals can commit a certain amount of money for a specific period of time, and the issuing bank commits to paying a specified rate of interest. CDs generally have terms ranging from a few months to several years…
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Dual enrollment allows you to earn college credit while you’re still in high school. Doing so can help you save money on the total cost of your education while preparing you for a more rigorous course load once you start college. A 529 plan can be used for dual enrollment but there are some things you should be mindful of before you withdraw funds …
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Por The College Investor
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529 plan performance is tough to measure - it's not just the investment returns, but it's also about the tax benefits and fees. Minimizing costs is usually key to maximizing returns, but not always. Sometimes, state income tax breaks can compensate for the cost of 529 plans with higher fees. So, how can you find the best 529 plan for your state and…
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Don't you wish you could lower your student loan payment? It's possible, and legal, do work some "magic" to get your student loan payment lower. If you don't do anything with your student loans, you're automatically signed up to a generic repayment plan that typically has even payments for 10 years. However, that can be tough, especially right afte…
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You know you want to invest. You know you need to invest. But honestly, how do you start investing in your 20s after college? Who do you trust? Do you pay someone to help? How do you know you're not going to be ripped off? Or even worse - how do you know you won't lose all your money? If you want to invest after college, here are our thoughts. For …
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