Learn all about investing in real estate in Ontario, California with a combination of real estate financial planning and modeling with numbers specific to Ontario plus syndicated, more generalized recordings of live and pre-recorded real estate investing classes (not all specific to Ontario).
…
continue reading
A podcast focused on updates, tips, and tricks for everything London, Ontario, and area real estate. Brought to you by Phil Bailey, Sales Representative from HouseSigma Inc. Brokerage in London.
…
continue reading
We cover the daily developments, trends, and regulatory changes affecting the industry, powered by an AI Steve Hamoen. Get insights sourced from reputable news outlets to help you stay informed and make well-informed decisions.
…
continue reading
In this episode, we start with an introduction and a sponsor message from Real Approved Inc. We delve into BMO's financial health, examining their earnings, mortgage projections, and delinquency rates. The discussion then shifts to how trade tensions and business confidence are impacting the market. We analyze Equifax Canada's credit trends and pro…
…
continue reading
Learn the secrets to the BRRRR real estate investing strategy in Ontario. This class is Module 23 of 46 in a series called Real Estate Investing Secrets. Topics covered in this module include: What are the different variations of the Buy, Rehab, Rent, Refi (and Repeat)—commonly abbreviated as the BRRRR strategy—and what are some of the pros and con…
…
continue reading
In this episode, we kick off with an introduction and a sponsor mention from Real Approved Inc. We explore recent changes in mortgage interest rates and the Bank of Canada's role in these shifts. The discussion then moves to the economic implications and potential future of mortgage rates. We delve into alternative mortgage options and current real…
…
continue reading
In this episode, we begin with an introduction and a sponsor message from Real Approved Inc. We explore the rising mortgage delinquency rates in Ontario and discuss strategies for managing variable-rate mortgages amidst financial struggles. The conversation shifts to trends in mortgage and nonmortgage debt, followed by an economic outlook forecast …
…
continue reading
In this episode, we begin with a welcome and a sponsor message. We dive into the topic of mortgage renewals, exploring strategies homeowners can adopt amid changing interest rates. The discussion shifts to preparing for higher mortgage rates and how preferences are evolving in response. We analyze the Bank of Canada's policy shift and its potential…
…
continue reading

1
Highclere Capital enters Canada’s mid-market lending space - Mortgage Rates & Mortgage Broker News in Canada
5:00
In this episode, we start with an introduction and a sponsor message from Real Approved Inc. We then discuss Highclere Capital's recent entry into the mortgage sector, exploring their strategic approach. The focus shifts to innovations in mortgage processing and underwriting, highlighting advancements aimed at improving efficiency. We examine Highc…
…
continue reading
In this episode, we start with an introduction and a sponsor message from Real Approved Inc. We then analyze how recent economic news impacts mortgage rates and retail sales. The discussion shifts to trade tensions, household spending, and the Bank of Canada's rate decisions. We explore Toronto's housing market trends and compare them with the broa…
…
continue reading
In this episode, we begin with a sponsor introduction and then explore shifts in Ontario's housing market, with a focus on Toronto's unique trends. We delve into the dynamics of multi-property ownership and investor activity, highlighting the financial challenges faced by recent buyers and first-time homebuyers. The discussion covers the mortgage m…
…
continue reading
In this episode, we begin with an introduction and share economic insights before delving into the Toronto housing market and the impact of investment capital. We discuss mortgage renewal challenges and the financial strain faced by homeowners. The CMHC housing market outlook is explored, along with various economic scenarios affecting the market. …
…
continue reading
This episode kicks off with a sponsor introduction before diving into the Bank of Canada's rate cut odds and market reactions, featuring insights from TD economist James Orlando. We explore Canadian housing starts, construction trends, and January home sales data, along with rental rate changes and Ontario real estate price stability. We also discu…
…
continue reading
This episode kicks off with a sponsor message from Real Approved Inc. We then dive into Chrystia Freeland's housing policies and immigration targets, discussing government incentives, AI bans in rent setting, and initiatives for new homeowners and modular housing. We explore the impact of Liberal leadership on housing policy and a CMHC report on ho…
…
continue reading
In this episode, we begin with a sponsor mention from Real Approved Inc. and provide updates on trade and economic matters, including the US-Canada dispute, real estate data, CPI, and corporate earnings. We then offer a preview of the upcoming speech by the Governor of the Bank of Canada, highlighting key points to watch for. The episode concludes …
…
continue reading
In this episode, we begin with a sponsor mention from Real Approved Inc. and explore how AI and QuickCasa are transforming real estate interactions. We delve into the integration of artificial intelligence in real estate services and discuss the importance of maintaining a personal touch in AI-led processes. The episode wraps up with closing remark…
…
continue reading
In this episode, we start with a sponsor mention before diving into the latest Ontario real estate market trends and predictions for 2024-2025. We compare the performance of the condominium market with home sales forecasts, examining key factors like interest rates, mortgage rules, and potential rate cuts. We analyze the pros and cons of variable v…
…
continue reading

1
Secrets to Paperwork to Buy and Sell
1:03:47
1:03:47
Reproducir más Tarde
Reproducir más Tarde
Listas
Me gusta
Me gusta
1:03:47Learn the secrets to the paperwork to buy and sell real estate in Ontario. This class is Module 22 of 46 in a series called Real Estate Investing Secrets. Topics covered in this module include: How do you get the contracts and disclosures for buying and selling real estate in your market? When and how should you review the paperwork for your real e…
…
continue reading
In this episode, we explore the latest trends in the British Columbia real estate market and what they mean for buyers and sellers. We delve into the evolution of mortgage technology and the challenges the industry faces in adapting to these changes. The potential impact of artificial intelligence on the mortgage industry is examined, offering insi…
…
continue reading
In this episode, we kick off with a sponsor message from Real Approved Inc. and dive into the anxiety surrounding the Toronto real estate market due to U.S. tariffs. We discuss sales, listings, interest rates, and spring market predictions. Political influences, buyer sentiment shifts, new mortgage rules, and national housing stability are explored…
…
continue reading
In this episode, we kick off with a sponsor message from Real Approved Inc. and dive into the resurgence of variable-rate mortgages, balancing savings and risks. We discuss policy rate reductions, mortgage penalties, and options for risk-averse borrowers. We also explore Canada's construction sector growth, building permit forecasts, and the impact…
…
continue reading
In this episode, we start with an introduction and a sponsor mention. We examine the Bank of Canada and the Big Six banks' policy rate forecasts, providing insights into GDP growth, the housing market, and inflation. The discussion extends to bond yields and the Canadian dollar forecast. Updates from Bank of America and Toronto-Dominion Bank are ex…
…
continue reading
In this episode, we kick off with an introduction and a sponsor message from Real Approved Inc. We delve into current housing market trends, focusing on affordability and construction updates. Regional housing market dynamics across Ontario, BC, Alberta, and Québec are discussed. The implications of Budget 2024 and municipal development charges are…
…
continue reading
In this episode, we begin with an introduction and sponsor message from Real Approved Inc. We delve into Equifax's fourth quarter 2024 earnings, featuring insights from their CEO. The discussion covers Equifax's cloud data transformation and financial strategies, highlighting the performance of U.S. Information Solutions and Workforce Solutions. We…
…
continue reading
In this episode, we explore a significant shift in the Canadian mortgage market, focusing on variable rate considerations. We discuss the decline in new home construction projects and the challenges associated with interprovincial relocations. The government's monitoring of trade and its impacts on the housing market is examined, alongside trends i…
…
continue reading
Learn the secrets to comparing mortgages, loans and lenders in Ontario. This class is Module 21 of 46 in a series called Real Estate Investing Secrets. Topics covered in this module include: Why selecting a lender isn’t always about price… and what are some of the other selection criteria to consider. Why just because one lender says it can’t be do…
…
continue reading
In this episode, we discuss the recent drop in fixed mortgage rates amid tariff disputes and how market fluctuations affect lenders. Learn strategies for securing mortgage preapprovals and rate holds. We explore variable rates and potential actions by the Bank of Canada. Discover Ontario's rental market trends and CMHC's 2025 Housing Market Outlook…
…
continue reading
In this episode, we begin with an overview of the current housing market outlook, followed by an exploration of CMHC's housing market scenarios and city-specific forecasts. We delve into TRREB's outlook for the Greater Toronto Area and examine how government policies are influencing the housing market. Discussion extends to economic resilience amid…
…
continue reading
In this episode, we delve into the CMHC's latest housing market outlook, highlighting ongoing affordability challenges. We examine interest rate forecasts from the Bank of Canada and National Bank, and introduce Frank Fintech's new digital mortgage platform. The discussion extends to competition among banks and the impact of U.S. tariffs on the hou…
…
continue reading

1
Episode 213: Ontario Property Tax Reassessments, Bond Yields, and Real Estate Investment Insights
10:27
In this episode, we start with a sponsor message from Real Approved Inc. and explore Ontario's property tax assessment delays, featuring MPAC's response and insights from Barrie and Tiny Township. We discuss Collingwood's motion on reassessments, changes in Canadian bond yields, and predictions on lender rate cuts. Hear about the economic impact of…
…
continue reading
In this episode, we kick off with a sponsor mention before diving into the latest Canadian real estate and economic trends. We provide an update on the Bank of Canada's monetary policy and its implications. The episode covers current developments in the Ontario real estate market, featuring insights from Michelle Kam on navigating the winter real e…
…
continue reading
In this episode, we start by providing an overview of current mortgage rate trends, followed by an analysis of the Bank of Canada's monetary policy and its impact on mortgage rates. We compare fixed-rate and variable-rate mortgages, examining their respective advantages. The episode explores alternative mortgage options and strategies for navigatin…
…
continue reading
In this episode, we explore the delay and potential cancellation of the capital gains tax hike. We discuss Canadian entrepreneurs' incentives, the secondary suite refinancing program, and mortgage options with banks and smaller lenders. Challenges in Ontario's mortgage applications and affordability, the role of brokers, and the Bank of Canada's ra…
…
continue reading

1
Secrets of Analyzing Deals
1:20:15
1:20:15
Reproducir más Tarde
Reproducir más Tarde
Listas
Me gusta
Me gusta
1:20:15Learn the secrets to analyzing deals in Ontario. This class is Module 20 of 46 in a series called Real Estate Investing Secrets. Topics covered in this module include: Where can you get a free deal analysis spreadsheet to analyze your own deals? Which fields should I fill in when analyzing a deal, and which should be left for the spreadsheet to cal…
…
continue reading

1
Episode 209: Interest Rate Decisions, Housing Costs, and Government Initiatives Tackling the Crisis
18:06
In this episode, we begin with a sponsor message from Real Approved Inc. before delving into the Bank of Canada's recent interest rate decisions and their broader economic impact. We explore how inflation is influencing the Bank's monetary policy and examine prime rate adjustments by major banks, focusing on their effects on mortgages. The episode …
…
continue reading

1
Episode 208: Interest Rate Cuts, Mortgage Reforms, and Economic Uncertainties Impacting Homebuyers
15:49
In this episode, we begin with a sponsor message from Real Approved Inc. before exploring the Bank of Canada's recent interest rate cut and its economic rationale. We delve into consolidated mortgage reforms and measures aimed at improving housing affordability. The discussion continues with an analysis of variable versus fixed mortgage rates in th…
…
continue reading

1
Episode 207: Interest Rate Cuts, Federal Housing Investment, and Kleinburg Real Estate Spotlight
18:55
In this episode, we begin with a sponsor message before examining the implications of a recent interest rate cut and how tariffs are impacting the housing sector. We provide an update on Ontario real estate contract law and discuss the federal government's housing investments in the province. The role of the federal housing minister is highlighted,…
…
continue reading
In this episode, we start with a sponsor mention before delving into the topic of development charges and their impact on housing affordability in Ontario. We share insights from David Wilkes on this issue. A comprehensive overview of the Canadian real estate market follows, focusing on December price trends across provincial markets, with an empha…
…
continue reading

1
Episode 205: Decline in Average Rents, Affordable Housing Challenges, and Ontario's Housing Crisis
10:12
In this episode, we begin with a sponsor message from Real Approved Inc. before diving into current rental market trends, highlighting a decline in average asking rents. We explore factors affecting rental demand and offer predictions for future rent growth. The episode examines the challenges in purpose-built rental supply and affordable housing. …
…
continue reading

1
Episode 204: Younger Canadians' Mortgage Debt, Jasper Housing Crisis, and Provincial Plan Criticism
5:37
In this episode, we begin with a sponsor message from Real Approved Inc. before delving into the evolving mortgage debt trends among younger Canadians. We then shift focus to Jasper, Alberta, where the housing crisis has intensified following a recent wildfire. A critical examination of the provincial housing plan reveals various criticisms and are…
…
continue reading
In this episode, we explore The Great Renewal of fixed-rate mortgages, examining competitive strategies by banks and nonbank lenders and consumer behavior in high-interest environments. We discuss Canadian housing market trends, economic impacts, and offer advice for borrowers, including a future interest rate outlook. Discover the Secondary Suite …
…
continue reading

1
Secrets of Flipping Properties
1:02:05
1:02:05
Reproducir más Tarde
Reproducir más Tarde
Listas
Me gusta
Me gusta
1:02:05Learn the secrets to flipping properties in Ontario. This class is Module 19 of 46 in a series called Real Estate Investing Secrets. Topics covered in this module include: What are the different variations of flipping properties and what are some of the pros and cons of each. What are the most common ways to finance property flips? And what are som…
…
continue reading
In this episode, we start with an update on Ontario's housing market, examining efforts to combat the housing crisis across provinces. We explore the challenges faced by homebuilders in Ontario, including financial struggles. A recent RBC poll reveals insights into Canadians' financial security. The episode also covers the Bank of Canada's interest…
…
continue reading
In this episode, Steve Hamoen welcomes listeners and kicks off with an analysis of the Bank of Canada's latest interest rate announcements and predictions. The discussion explores how these rates affect consumer spending and mortgage dynamics. We then delve into TD Bank's recent mortgage sale and restructuring efforts. The episode highlights trends…
…
continue reading
In this episode, we kick off with a sponsor message from Real Approved Inc. and dive into PropTx's impact on MLS and ITSO. We analyze the latest inflation report and the Bank of Canada's rate decision, offering insights into the economic landscape. Discover a new CMHC-insured mortgage refinancing product for secondary suites and its benefits. We ta…
…
continue reading
In this episode, we begin with an introduction and a sponsor message before exploring the Bank of Canada's latest insights into consumer and business sentiments. We delve into the implications of inflation and spending intentions on the economy. The episode also covers investment trends in the energy sector and recent data on housing starts from CM…
…
continue reading
In this episode, we begin with an introduction and a sponsor message before diving into an overview of the housing market, focusing on the recent surge in construction starts across Ontario. We examine the driving factors behind this construction boom, offering insights into what is fueling the increase. The episode provides valuable advice for buy…
…
continue reading
In this episode, we introduce Hyyve's new advisory board member, Howard Drukarsh, and discuss his potential impact on the company. We then explore a notable real estate transaction in Calgary, delving into the details of a significant condo deal. The episode compares the real estate market appeal between Calgary and Ontario, highlighting key differ…
…
continue reading

1
Episode 196: End of Quantitative Tightening, 2025 Mortgage Strategies, and Vancouver Market Outlook
12:29
In this episode, we kick off with a sponsor message from Real Approved Inc. and dive into the Bank of Canada's decision to end quantitative tightening, offering historical context. We discuss the mortgage market outlook and strategies for 2025, along with affordability issues and broker solutions in real estate. Leadership changes at Westboro MIC, …
…
continue reading
Learn the secrets to real estate investor bookkeeping and accounting in Ontario. This class is Module 18 of 46 in a series called Real Estate Investing Secrets. Topics covered in this module include: What are the ways that real estate investors can use to keep their books (track income and expenses) for their real estate investing business? What is…
…
continue reading
In this episode, we begin with a welcome and introduction before delving into the Canadian Real Estate Association's 2025 forecast and home sale projections. We examine factors influencing these updated forecasts, including development charges and the Ontario Real Estate Association's campaign for affordability. Proposals for increasing housing den…
…
continue reading
In this episode, we tackle the mortgage renewal crisis and interest rate impacts. We discuss regulatory changes, including the removal of the stress test for uninsured borrowers, and analyze the Bank of Canada's economic estimates and the labor market. We provide updates on national home sales and 2025 forecasts, along with interest rate effects on…
…
continue reading
In this episode, we begin with an introduction and sponsor message before discussing the National Bank of Canada's interest rate forecast and insights from economists. We explore mortgage renewals in the context of economic growth considerations and delve into the challenges facing Ontario's housing market, alongside government interventions. Updat…
…
continue reading